Atrás
Rango del Día
$13.26
$13.60
Rango de 52 Semanas
$9.40
$14.05
Volumen
274,908
Promedio 50D / 200D
$12.93
/
$11.74
Cierre Anterior
$13.48
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 706.7 | 10.3 |
| P/B | 0.8 | 1.1 |
| ROE % | 0.1 | 11.7 |
| Net Margin % | 0.4 | 16.8 |
| Rev Growth 5Y % | -0.3 | 11.6 |
| D/E | 1.4 | 0.5 |
Precio Objetivo de Analistas
Hold
$14.50
+7.6%
P/E Futuro
10.0
EPS Futuro
$1.35
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
170 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$1.50
$1.50 – $1.50
|
180 M | 1 |
| FY2026 |
$1.35
$1.35 – $1.35
|
170 M | 1 |
Puntos Clave
Revenue declined -0.34% annually over 5 years
Earnings declined -97.34% over the past year
ROE of 0.11% is below average
Generating 52.19M in free cash flow
P/E of 706.73 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 26.35%
Crecimiento
Revenue Growth (5Y)
-0.34%
Revenue (1Y)-26.69%
Earnings (1Y)-97.34%
FCF Growth (3Y)9.70%
Calidad
Return on Equity
0.11%
ROIC0.76%
Net Margin0.43%
Op. Margin9.25%
Seguridad
Debt / Equity
1.44
Current Ratio0.36
Interest Coverage0.15
Valoración
P/E Ratio
706.73
P/B Ratio0.82
EV/EBITDA90.44
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -26.69% | Revenue Growth (3Y) | -8.63% |
| Earnings Growth (1Y) | -97.34% | Earnings Growth (3Y) | -85.46% |
| Revenue Growth (5Y) | -0.34% | Earnings Growth (5Y) | -67.42% |
| Profitability | |||
| Revenue (TTM) | 184.25M | Net Income (TTM) | 796,000.0 |
| ROE | 0.11% | ROA | 0.01% |
| Gross Margin | 35.34% | Operating Margin | 9.25% |
| Net Margin | 0.43% | Free Cash Flow (TTM) | 52.19M |
| ROIC | 0.76% | FCF Growth (3Y) | 9.70% |
| Safety | |||
| Debt / Equity | 1.44 | Current Ratio | 0.36 |
| Interest Coverage | 0.15 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 706.73 | P/B Ratio | 0.82 |
| P/S Ratio | 3.05 | PEG Ratio | -5.92 |
| EV/EBITDA | 90.44 | Dividend Yield | 0.05% |
| Market Cap | 562.56M | Enterprise Value | 1.54B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 184.25M | 251.33M | 220.69M | 187.67M | 186.75M |
| Net Income | 796,000.0 | 29.95M | 37.67M | 61.12M | 70.65M |
| EPS (Diluted) | 0.02 | 0.72 | 0.86 | 1.32 | 1.45 |
| Gross Profit | 65.12M | 123.34M | 135.77M | 162.87M | 175.98M |
| Operating Income | 17.05M | 40.50M | 51.76M | 84.86M | 97.13M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5.75B | 5.67B | 5.60B | 5.60B | 5.43B |
| Total Liabilities | 5.06B | 4.96B | 4.90B | 4.90B | 4.69B |
| Shareholders' Equity | 690.06M | 704.70M | 699.45M | 701.39M | 739.88M |
| Total Debt | 991.52M | 760.05M | 861.20M | 684.65M | 461.61M |
| Cash & Equivalents | 12.05M | 167.74M | 229.51M | 45.80M | 91.07M |
| Current Assets | 1.44B | 1.29B | 1.04B | 1.02B | 1.31B |
| Current Liabilities | 4.02B | 4.14B | 3.90B | 4.21B | 4.25B |