Retour
Fourchette du Jour
13,39 €
13,65 €
Fourchette 52 Semaines
9,40 €
14,05 €
Volume
148 716
Moyenne 50J / 200J
12,93 €
/
11,74 €
Clôture Précédente
13,47 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 703,6 | 10,3 |
| P/B | 0,8 | 1,1 |
| ROE % | 0,1 | 11,7 |
| Net Margin % | 0,4 | 16,9 |
| Rev Growth 5Y % | -0,3 | 11,6 |
| D/E | 1,4 | 0,5 |
Objectif de Cours des Analystes
Hold
14,50 €
+8.1%
P/E Prévisionnel
9,93
BPA Prévisionnel
1,35 €
Croissance BPA (est.)
+0,0%
CA Est.
166,92M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
1,50 €
1,50 € – 1,50 €
|
176,88M | 1 |
| FY2026 |
1,35 €
1,35 € – 1,35 €
|
166,92M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-02 | 0,28 € | 0,34 € | +21,4% |
| 2025-10-22 | 0,27 € | 0,27 € | 0,0% |
| 2025-07-23 | 0,22 € | 0,24 € | +9,1% |
| 2025-04-23 | 0,18 € | 0,19 € | +5,6% |
| 2025-01-22 | 0,18 € | 0,21 € | +16,7% |
| 2024-10-23 | 0,16 € | 0,16 € | 0,0% |
| 2024-07-24 | 0,14 € | 0,14 € | 0,0% |
| 2024-04-24 | 0,15 € | 0,15 € | 0,0% |
Dividend History
7 yr streakYield
0,05%
Payout Ratio
26,57%
Growth (3Y)
0,00%
Growth (5Y)
3,40%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 12, 2026 | Feb 25, 2026 | 0,13 € | 3,80% |
| Nov 05, 2025 | Nov 19, 2025 | 0,13 € | 5,08% |
| Aug 06, 2025 | Aug 20, 2025 | 0,13 € | 4,87% |
| May 07, 2025 | May 21, 2025 | 0,13 € | 4,65% |
| Feb 05, 2025 | Feb 19, 2025 | 0,13 € | 4,31% |
| Nov 06, 2024 | Nov 20, 2024 | 0,13 € | 3,78% |
| Aug 07, 2024 | Aug 21, 2024 | 0,13 € | 4,68% |
| May 07, 2024 | May 22, 2024 | 0,13 € | 5,74% |
| Feb 06, 2024 | Feb 21, 2024 | 0,13 € | 4,79% |
| Nov 07, 2023 | Nov 22, 2023 | 0,13 € | 5,60% |
| Aug 08, 2023 | Aug 23, 2023 | 0,13 € | 4,38% |
| May 09, 2023 | May 24, 2023 | 0,13 € | 5,54% |
| Feb 07, 2023 | Feb 22, 2023 | 0,13 € | 3,56% |
| Nov 08, 2022 | Nov 23, 2022 | 0,13 € | 3,37% |
| Aug 09, 2022 | Aug 24, 2022 | 0,13 € | 3,50% |
| May 10, 2022 | May 25, 2022 | 0,13 € | 4,07% |
| Feb 08, 2022 | Feb 23, 2022 | 0,13 € | 3,37% |
| Nov 09, 2021 | Nov 24, 2021 | 0,13 € | 2,76% |
| Aug 10, 2021 | Aug 25, 2021 | 0,13 € | 2,86% |
| May 11, 2021 | May 26, 2021 | 0,13 € | 2,80% |
Points Clés
Revenue declined -0,34% annually over 5 years
Earnings declined -97,34% over the past year
ROE of 0,11% is below average
Generating 52,19M in free cash flow
P/E of 703,59 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 26,35%
Croissance
Revenue Growth (5Y)
-0,34%
Revenue (1Y)-26,69%
Earnings (1Y)-97,34%
FCF Growth (3Y)9,70%
Qualité
Return on Equity
0,11%
ROIC0,76%
Net Margin0,43%
Op. Margin9,25%
Sécurité
Debt / Equity
1,44
Current Ratio0,36
Interest Coverage0,15
Valorisation
P/E Ratio
703,59
Forward P/E9,99
P/B Ratio0,81
EV/EBITDA90,29
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -26,69% | Revenue Growth (3Y) | -8,63% |
| Earnings Growth (1Y) | -97,34% | Earnings Growth (3Y) | -85,46% |
| Revenue Growth (5Y) | -0,34% | Earnings Growth (5Y) | -67,42% |
| Profitability | |||
| Revenue (TTM) | 184,25M | Net Income (TTM) | 796 000,0 |
| ROE | 0,11% | ROA | 0,01% |
| Gross Margin | 35,34% | Operating Margin | 9,25% |
| Net Margin | 0,43% | Free Cash Flow (TTM) | 52,19M |
| ROIC | 0,76% | FCF Growth (3Y) | 9,70% |
| Safety | |||
| Debt / Equity | 1,44 | Current Ratio | 0,36 |
| Interest Coverage | 0,15 | ||
| Dividends | |||
| Dividend Yield | 0,05% | Payout Ratio | 26,57% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 3,40% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 703,59 | Forward P/E | 9,99 |
| P/B Ratio | 0,81 | P/S Ratio | 3,04 |
| PEG Ratio | -5,92 | Forward PEG | N/A |
| EV/EBITDA | 90,29 | Fwd EV/EBITDA | 27,68 |
| Forward P/S | 3,36 | Fwd Earnings Yield | 10,01% |
| FCF Yield | 9,32% | ||
| Market Cap | 560,06M | Enterprise Value | 1,54B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 184,25M | 251,33M | 220,69M | 187,67M | 186,75M |
| Net Income | 796 000,0 | 29,95M | 37,67M | 61,12M | 70,65M |
| EPS (Diluted) | 0,02 | 0,72 | 0,86 | 1,32 | 1,45 |
| Gross Profit | 65,12M | 123,34M | 135,77M | 162,87M | 175,98M |
| Operating Income | 17,05M | 40,50M | 51,76M | 84,86M | 97,13M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,75B | 5,67B | 5,60B | 5,60B | 5,43B |
| Total Liabilities | 5,06B | 4,96B | 4,90B | 4,90B | 4,69B |
| Shareholders' Equity | 690,06M | 704,70M | 699,45M | 701,39M | 739,88M |
| Total Debt | 991,52M | 760,05M | 861,20M | 684,65M | 461,61M |
| Cash & Equivalents | 12,05M | 167,74M | 229,51M | 45,80M | 91,07M |
| Current Assets | 1,44B | 1,29B | 1,04B | 1,02B | 1,31B |
| Current Liabilities | 4,02B | 4,14B | 3,90B | 4,21B | 4,25B |