Atrás
33
46
40
Rango del Día
$36.89
$37.64
Rango de 52 Semanas
$31.90
$43.20
Volumen
333,472
Promedio 50D / 200D
$38.79
/
$38.78
Cierre Anterior
$37.18
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 7.4 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 16.2 | 11.7 |
| Net Margin % | 55.1 | 16.8 |
| Rev Growth 5Y % | 9.8 | 11.6 |
| D/E | 0.2 | 0.5 |
Precio Objetivo de Analistas
Hold
$43.50
+16.9%
Low: $43.00
High: $44.00
P/E Futuro
7.2
EPS Futuro
$5.15
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
630 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$6.26
$6.21 – $6.30
|
800 M | 1 |
| FY2027 |
$5.47
$5.37 – $5.53
|
660 M | 4 |
| FY2026 |
$5.15
$5.07 – $5.26
|
630 M | 5 |
Puntos Clave
Revenue grew 9.79% annually over 5 years — modest growth
ROE of 16.17% — decent returns on equity
Net margin of 55.12% shows strong profitability
Debt/Equity of 0.16 — conservative balance sheet
Generating 412.52M in free cash flow
P/E of 7.35 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
9.79%
Revenue (1Y)8.39%
Earnings (1Y)8.00%
FCF Growth (3Y)11.25%
Calidad
Return on Equity
16.17%
ROIC12.46%
Net Margin55.12%
Op. Margin70.84%
Seguridad
Debt / Equity
0.16
Current Ratio0.00
Interest Coverage17.55
Valoración
P/E Ratio
7.35
P/B Ratio1.10
EV/EBITDA6.47
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8.39% | Revenue Growth (3Y) | 10.39% |
| Earnings Growth (1Y) | 8.00% | Earnings Growth (3Y) | 9.88% |
| Revenue Growth (5Y) | 9.79% | Earnings Growth (5Y) | 13.89% |
| Profitability | |||
| Revenue (TTM) | 705.58M | Net Income (TTM) | 388.93M |
| ROE | 16.17% | ROA | 10.13% |
| Gross Margin | 91.83% | Operating Margin | 70.84% |
| Net Margin | 55.12% | Free Cash Flow (TTM) | 412.52M |
| ROIC | 12.46% | FCF Growth (3Y) | 11.25% |
| Safety | |||
| Debt / Equity | 0.16 | Current Ratio | 0.00 |
| Interest Coverage | 17.55 | Dividend Yield | 0.00% |
| Valuation | |||
| P/E Ratio | 7.35 | P/B Ratio | 1.10 |
| P/S Ratio | 4.05 | PEG Ratio | 0.73 |
| EV/EBITDA | 6.47 | Dividend Yield | 0.00% |
| Market Cap | 2.86B | Enterprise Value | 3.23B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 705.58M | 650.97M | 579.00M | 524.46M | 485.64M |
| Net Income | 388.93M | 360.11M | 322.11M | 292.90M | 231.13M |
| EPS (Diluted) | 4.92 | 4.43 | 3.84 | 3.39 | 2.65 |
| Gross Profit | 647.93M | 618.70M | 555.61M | 526.96M | 470.82M |
| Operating Income | 499.80M | 463.41M | 412.70M | 377.31M | 296.73M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3.84B | 3.35B | 2.94B | 2.52B | 2.45B |
| Total Liabilities | 1.25T | 1.13B | 1.01B | 902.30M | 884.80M |
| Shareholders' Equity | 2.59B | 2.22B | 1.93B | 1.61B | 1.57B |
| Total Debt | 417.03M | 415.15M | 397.60M | 396.05M | 394.62M |
| Cash & Equivalents | 43.94M | 54.22M | 95.35M | 42.25M | 73.48M |
| Current Assets | 130.20M | 54.22M | 95.35M | 42.25M | 73.48M |
| Current Liabilities | 400.26B | 15.60M | 2.50M | 2.50M | 2.50M |
Puntuaciones de Estrategias
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#780 of 1052
Custom
Capital Light Compounder
#87 of 218
#235 of 670
Actividad Reciente
Entró
Cash Flow Compounder
Mar 24, 2026
Entró
Capital Light Compounder
Mar 24, 2026
Entró
Contrarian Investing (David Dreman)
Mar 24, 2026