Retour
33
46
40
Fourchette du Jour
36,89 €
37,64 €
Fourchette 52 Semaines
31,90 €
43,20 €
Volume
333 472
Moyenne 50J / 200J
38,79 €
/
38,78 €
Clôture Précédente
37,18 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 7,4 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 16,2 | 11,7 |
| Net Margin % | 55,1 | 16,8 |
| Rev Growth 5Y % | 9,8 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
43,50 €
+16.9%
Low: 43,00 €
High: 44,00 €
P/E Prévisionnel
7,2
BPA Prévisionnel
5,15 €
Croissance BPA (est.)
+0,0%
CA Est.
630 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
6,26 €
6,21 € – 6,30 €
|
800 M | 1 |
| FY2027 |
5,47 €
5,37 € – 5,53 €
|
660 M | 4 |
| FY2026 |
5,15 €
5,07 € – 5,26 €
|
630 M | 5 |
Points Clés
Revenue grew 9,79% annually over 5 years — modest growth
ROE of 16,17% — decent returns on equity
Net margin of 55,12% shows strong profitability
Debt/Equity of 0,16 — conservative balance sheet
Generating 412,52M in free cash flow
P/E of 7,35 — trading at a low valuation
Croissance
Revenue Growth (5Y)
9,79%
Revenue (1Y)8,39%
Earnings (1Y)8,00%
FCF Growth (3Y)11,25%
Qualité
Return on Equity
16,17%
ROIC12,46%
Net Margin55,12%
Op. Margin70,84%
Sécurité
Debt / Equity
0,16
Current Ratio0,00
Interest Coverage17,55
Valorisation
P/E Ratio
7,35
P/B Ratio1,10
EV/EBITDA6,47
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8,39% | Revenue Growth (3Y) | 10,39% |
| Earnings Growth (1Y) | 8,00% | Earnings Growth (3Y) | 9,88% |
| Revenue Growth (5Y) | 9,79% | Earnings Growth (5Y) | 13,89% |
| Profitability | |||
| Revenue (TTM) | 705,58M | Net Income (TTM) | 388,93M |
| ROE | 16,17% | ROA | 10,13% |
| Gross Margin | 91,83% | Operating Margin | 70,84% |
| Net Margin | 55,12% | Free Cash Flow (TTM) | 412,52M |
| ROIC | 12,46% | FCF Growth (3Y) | 11,25% |
| Safety | |||
| Debt / Equity | 0,16 | Current Ratio | 0,00 |
| Interest Coverage | 17,55 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 7,35 | P/B Ratio | 1,10 |
| P/S Ratio | 4,05 | PEG Ratio | 0,73 |
| EV/EBITDA | 6,47 | Dividend Yield | 0,00% |
| Market Cap | 2,86B | Enterprise Value | 3,23B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 705,58M | 650,97M | 579,00M | 524,46M | 485,64M |
| Net Income | 388,93M | 360,11M | 322,11M | 292,90M | 231,13M |
| EPS (Diluted) | 4,92 | 4,43 | 3,84 | 3,39 | 2,65 |
| Gross Profit | 647,93M | 618,70M | 555,61M | 526,96M | 470,82M |
| Operating Income | 499,80M | 463,41M | 412,70M | 377,31M | 296,73M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3,84B | 3,35B | 2,94B | 2,52B | 2,45B |
| Total Liabilities | 1,25T | 1,13B | 1,01B | 902,30M | 884,80M |
| Shareholders' Equity | 2,59B | 2,22B | 1,93B | 1,61B | 1,57B |
| Total Debt | 417,03M | 415,15M | 397,60M | 396,05M | 394,62M |
| Cash & Equivalents | 43,94M | 54,22M | 95,35M | 42,25M | 73,48M |
| Current Assets | 130,20M | 54,22M | 95,35M | 42,25M | 73,48M |
| Current Liabilities | 400,26B | 15,60M | 2,50M | 2,50M | 2,50M |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#780 of 1052
Custom
Capital Light Compounder
#87 of 218
#235 of 670
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026