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31
Day Range
$51.36
$52.23
52-Week Range
$34.86
$55.84
Volume
155,552
50D / 200D Avg
$51.38
/
$46.91
Prev Close
$51.55
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.2 | 10.3 |
| P/B | 1.9 | 1.1 |
| ROE % | 21.4 | 11.7 |
| Net Margin % | 29.0 | 16.8 |
| Rev Growth 5Y % | 11.3 | 11.7 |
| D/E | 0.0 | 0.5 |
Analyst Price Target
Hold
$57.00
+10.0%
Forward P/E
8.75
Forward EPS
$5.93
EPS Growth (est.)
+0.0%
Est. Revenue
613.05M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$7.15
$7.10 – $7.20
|
641.02M | 1 |
| FY2027 |
$6.49
$6.45 – $6.54
|
631.53M | 2 |
| FY2026 |
$5.93
$5.89 – $5.98
|
613.05M | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-09 | $1.47 | $1.54 | +4.8% |
| 2025-10-28 | $1.30 | $1.51 | +16.2% |
| 2025-07-28 | $1.15 | $1.26 | +9.6% |
| 2025-04-23 | $1.03 | $1.30 | +26.2% |
| 2025-02-10 | $1.17 | $1.34 | +14.5% |
| 2024-10-22 | $1.14 | $1.16 | +1.8% |
| 2024-07-22 | $1.05 | $1.09 | +3.8% |
| 2024-04-23 | $0.97 | $1.13 | +16.5% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
0.34%
Growth (3Y)
2.22%
Growth (5Y)
1.33%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 23, 2026 | Mar 09, 2026 | $0.50 | 3.79% |
| Nov 10, 2025 | Nov 25, 2025 | $0.50 | 4.09% |
| Aug 11, 2025 | Aug 25, 2025 | $0.50 | 4.05% |
| May 07, 2025 | May 21, 2025 | $0.44 | 4.32% |
| Feb 24, 2025 | Mar 10, 2025 | $0.44 | 4.57% |
| Nov 05, 2024 | Nov 19, 2024 | $0.44 | 4.75% |
| Aug 05, 2024 | Aug 19, 2024 | $0.44 | 5.16% |
| May 06, 2024 | May 21, 2024 | $0.44 | 5.00% |
| Feb 23, 2024 | Mar 11, 2024 | $0.44 | 5.85% |
| Nov 07, 2023 | Nov 22, 2023 | $0.44 | 6.68% |
| Aug 11, 2023 | Aug 28, 2023 | $0.44 | 5.95% |
| May 05, 2023 | May 22, 2023 | $0.44 | 7.28% |
| Feb 24, 2023 | Mar 14, 2023 | $0.44 | 4.89% |
| Nov 10, 2022 | Nov 28, 2022 | $0.44 | 5.49% |
| Aug 05, 2022 | Aug 22, 2022 | $0.44 | 5.38% |
| May 13, 2022 | May 31, 2022 | $0.44 | 5.85% |
| Feb 25, 2022 | Mar 14, 2022 | $0.44 | 4.53% |
| Nov 09, 2021 | Nov 24, 2021 | $0.44 | 4.51% |
| Aug 09, 2021 | Aug 24, 2021 | $0.44 | 5.20% |
| May 11, 2021 | May 26, 2021 | $0.44 | 4.54% |
Key Takeaways
Revenue grew 11.28% annually over 5 years — strong growth
ROE of 21.44% indicates high profitability
Net margin of 28.99% shows strong profitability
Debt/Equity of 0.03 — conservative balance sheet
Generating 254.81M in free cash flow
P/E of 9.21 — trading at a low valuation
Growth
Revenue Growth (5Y)
11.28%
Revenue (1Y)-2.04%
Earnings (1Y)7.20%
FCF Growth (3Y)1.77%
Quality
Return on Equity
21.44%
ROIC15.12%
Net Margin28.99%
Op. Margin29.76%
Safety
Debt / Equity
0.03
Current Ratio516.92
Interest Coverage1.23
Valuation
P/E Ratio
9.21
Forward P/E8.75
P/B Ratio1.87
EV/EBITDA2.39
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2.04% | Revenue Growth (3Y) | 2.46% |
| Earnings Growth (1Y) | 7.20% | Earnings Growth (3Y) | 1.41% |
| Revenue Growth (5Y) | 11.28% | Earnings Growth (5Y) | 9.27% |
| Profitability | |||
| Revenue (TTM) | 799.84M | Net Income (TTM) | 231.90M |
| ROE | 21.44% | ROA | 1.65% |
| Gross Margin | 75.85% | Operating Margin | 29.76% |
| Net Margin | 28.99% | Free Cash Flow (TTM) | 254.81M |
| ROIC | 15.12% | FCF Growth (3Y) | 1.77% |
| Safety | |||
| Debt / Equity | 0.03 | Current Ratio | 516.92 |
| Interest Coverage | 1.23 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | 0.34% |
| Dividend Growth (3Y) | 2.22% | Dividend Growth (5Y) | 1.33% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9.21 | Forward P/E | 8.75 |
| P/B Ratio | 1.87 | P/S Ratio | 2.67 |
| PEG Ratio | 0.53 | Forward PEG | N/A |
| EV/EBITDA | 2.39 | Fwd EV/EBITDA | 2.47 |
| Forward P/S | 3.48 | Fwd Earnings Yield | 11.43% |
| FCF Yield | 11.93% | ||
| Market Cap | 2.14B | Enterprise Value | 569.11M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 799.84M | 816.50M | 761.89M | 606.42M | 521.55M |
| Net Income | 231.90M | 216.32M | 225.49M | 214.02M | 162.67M |
| EPS (Diluted) | 5.47 | 4.71 | 4.58 | 4.29 | 3.26 |
| Gross Profit | 606.70M | 580.32M | 578.77M | 549.23M | 499.59M |
| Operating Income | 238.00M | 220.85M | 226.26M | 217.70M | 165.79M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 14.10B | 14.23B | 13.37B | 14.31B | 15.34B |
| Total Liabilities | 12.95B | 13.21B | 12.37B | 13.44B | 14.36B |
| Shareholders' Equity | 1.14B | 1.02B | 1.00B | 865.00M | 977.00M |
| Total Debt | 38.72M | 226.89M | 98.49M | 172.00M | 172.00M |
| Cash & Equivalents | 1.61B | 2.00B | 1.65B | 2.10B | 2.18B |
| Current Assets | 2.71B | 4.67B | 2.29B | 3.20B | 3.54B |
| Current Liabilities | 5.25M | 12.84B | 8.40B | 278.00M | 316.00M |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#135 of 203
Recent Activity
Exited
Contrarian Investing (David Dreman)
Mar 26, 2026
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026
Entered
Value Investing (Warren Buffett)
Mar 24, 2026