Retour
31
Fourchette du Jour
51,36 €
52,23 €
Fourchette 52 Semaines
34,86 €
55,84 €
Volume
155 552
Moyenne 50J / 200J
51,38 €
/
46,91 €
Clôture Précédente
51,55 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 9,2 | 10,3 |
| P/B | 1,9 | 1,1 |
| ROE % | 21,4 | 11,7 |
| Net Margin % | 29,0 | 16,8 |
| Rev Growth 5Y % | 11,3 | 11,7 |
| D/E | 0,0 | 0,5 |
Objectif de Cours des Analystes
Hold
57,00 €
+10.0%
P/E Prévisionnel
8,75
BPA Prévisionnel
5,93 €
Croissance BPA (est.)
+0,0%
CA Est.
613,05M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
7,15 €
7,10 € – 7,20 €
|
641,02M | 1 |
| FY2027 |
6,49 €
6,45 € – 6,54 €
|
631,53M | 2 |
| FY2026 |
5,93 €
5,89 € – 5,98 €
|
613,05M | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-09 | 1,47 € | 1,54 € | +4,8% |
| 2025-10-28 | 1,30 € | 1,51 € | +16,2% |
| 2025-07-28 | 1,15 € | 1,26 € | +9,6% |
| 2025-04-23 | 1,03 € | 1,30 € | +26,2% |
| 2025-02-10 | 1,17 € | 1,34 € | +14,5% |
| 2024-10-22 | 1,14 € | 1,16 € | +1,8% |
| 2024-07-22 | 1,05 € | 1,09 € | +3,8% |
| 2024-04-23 | 0,97 € | 1,13 € | +16,5% |
Dividend History
7 yr streakYield
0,04%
Payout Ratio
0,34%
Growth (3Y)
2,22%
Growth (5Y)
1,33%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 23, 2026 | Mar 09, 2026 | 0,50 € | 3,79% |
| Nov 10, 2025 | Nov 25, 2025 | 0,50 € | 4,09% |
| Aug 11, 2025 | Aug 25, 2025 | 0,50 € | 4,05% |
| May 07, 2025 | May 21, 2025 | 0,44 € | 4,32% |
| Feb 24, 2025 | Mar 10, 2025 | 0,44 € | 4,57% |
| Nov 05, 2024 | Nov 19, 2024 | 0,44 € | 4,75% |
| Aug 05, 2024 | Aug 19, 2024 | 0,44 € | 5,16% |
| May 06, 2024 | May 21, 2024 | 0,44 € | 5,00% |
| Feb 23, 2024 | Mar 11, 2024 | 0,44 € | 5,85% |
| Nov 07, 2023 | Nov 22, 2023 | 0,44 € | 6,68% |
| Aug 11, 2023 | Aug 28, 2023 | 0,44 € | 5,95% |
| May 05, 2023 | May 22, 2023 | 0,44 € | 7,28% |
| Feb 24, 2023 | Mar 14, 2023 | 0,44 € | 4,89% |
| Nov 10, 2022 | Nov 28, 2022 | 0,44 € | 5,49% |
| Aug 05, 2022 | Aug 22, 2022 | 0,44 € | 5,38% |
| May 13, 2022 | May 31, 2022 | 0,44 € | 5,85% |
| Feb 25, 2022 | Mar 14, 2022 | 0,44 € | 4,53% |
| Nov 09, 2021 | Nov 24, 2021 | 0,44 € | 4,51% |
| Aug 09, 2021 | Aug 24, 2021 | 0,44 € | 5,20% |
| May 11, 2021 | May 26, 2021 | 0,44 € | 4,54% |
Points Clés
Revenue grew 11,28% annually over 5 years — strong growth
ROE of 21,44% indicates high profitability
Net margin of 28,99% shows strong profitability
Debt/Equity of 0,03 — conservative balance sheet
Generating 254,81M in free cash flow
P/E of 9,21 — trading at a low valuation
Croissance
Revenue Growth (5Y)
11,28%
Revenue (1Y)-2,04%
Earnings (1Y)7,20%
FCF Growth (3Y)1,77%
Qualité
Return on Equity
21,44%
ROIC15,12%
Net Margin28,99%
Op. Margin29,76%
Sécurité
Debt / Equity
0,03
Current Ratio516,92
Interest Coverage1,23
Valorisation
P/E Ratio
9,21
Forward P/E8,75
P/B Ratio1,87
EV/EBITDA2,39
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2,04% | Revenue Growth (3Y) | 2,46% |
| Earnings Growth (1Y) | 7,20% | Earnings Growth (3Y) | 1,41% |
| Revenue Growth (5Y) | 11,28% | Earnings Growth (5Y) | 9,27% |
| Profitability | |||
| Revenue (TTM) | 799,84M | Net Income (TTM) | 231,90M |
| ROE | 21,44% | ROA | 1,65% |
| Gross Margin | 75,85% | Operating Margin | 29,76% |
| Net Margin | 28,99% | Free Cash Flow (TTM) | 254,81M |
| ROIC | 15,12% | FCF Growth (3Y) | 1,77% |
| Safety | |||
| Debt / Equity | 0,03 | Current Ratio | 516,92 |
| Interest Coverage | 1,23 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | 0,34% |
| Dividend Growth (3Y) | 2,22% | Dividend Growth (5Y) | 1,33% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 9,21 | Forward P/E | 8,75 |
| P/B Ratio | 1,87 | P/S Ratio | 2,67 |
| PEG Ratio | 0,53 | Forward PEG | N/A |
| EV/EBITDA | 2,39 | Fwd EV/EBITDA | 2,47 |
| Forward P/S | 3,48 | Fwd Earnings Yield | 11,43% |
| FCF Yield | 11,93% | ||
| Market Cap | 2,14B | Enterprise Value | 569,11M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 799,84M | 816,50M | 761,89M | 606,42M | 521,55M |
| Net Income | 231,90M | 216,32M | 225,49M | 214,02M | 162,67M |
| EPS (Diluted) | 5,47 | 4,71 | 4,58 | 4,29 | 3,26 |
| Gross Profit | 606,70M | 580,32M | 578,77M | 549,23M | 499,59M |
| Operating Income | 238,00M | 220,85M | 226,26M | 217,70M | 165,79M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 14,10B | 14,23B | 13,37B | 14,31B | 15,34B |
| Total Liabilities | 12,95B | 13,21B | 12,37B | 13,44B | 14,36B |
| Shareholders' Equity | 1,14B | 1,02B | 1,00B | 865,00M | 977,00M |
| Total Debt | 38,72M | 226,89M | 98,49M | 172,00M | 172,00M |
| Cash & Equivalents | 1,61B | 2,00B | 1,65B | 2,10B | 2,18B |
| Current Assets | 2,71B | 4,67B | 2,29B | 3,20B | 3,54B |
| Current Liabilities | 5,25M | 12,84B | 8,40B | 278,00M | 316,00M |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
#135 of 203
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