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Day Range
$0.74
$0.78
52-Week Range
$0.60
$0.78
Volume
1
50D / 200D Avg
$0.78
/
$0.67
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$0.78
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 0.4 | 10.3 |
| P/B | 0.1 | 1.1 |
| ROE % | 14.1 | 11.6 |
| Net Margin % | 5.0 | 16.8 |
| Rev Growth 5Y % | -9.2 | 11.6 |
| D/E | 0.9 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$2.49
$2.49 – $2.49
|
220.18B | 1 |
| FY2027 |
$2.00
$2.00 – $2.00
|
200.33B | 1 |
| FY2026 |
$1.79
$1.79 – $1.79
|
30.53B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-17 | N/A | $0.95 | — |
| 2025-09-10 | N/A | $0.05 | — |
| 2025-03-25 | N/A | $0.01 | — |
| 2025-03-18 | N/A | $0.02 | — |
| 2024-09-26 | N/A | $0.03 | — |
| 2024-05-31 | N/A | $0.03 | — |
| 2024-03-27 | N/A | $0.02 | — |
| 2023-12-31 | N/A | $0.02 | — |
Dividend History
7 yr streakYield
1.14%
Payout Ratio
0.45%
Growth (3Y)
-0.45%
Growth (5Y)
2.92%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 08, 2026 | Apr 13, 2026 | $0.03 | 7.01% |
| Oct 03, 2025 | Oct 06, 2025 | $0.02 | 8.02% |
| Apr 09, 2025 | Apr 14, 2025 | $0.03 | 7.05% |
| Oct 16, 2024 | Oct 21, 2024 | $0.02 | 5.48% |
| Apr 17, 2024 | Apr 22, 2024 | $0.03 | 6.97% |
| Oct 18, 2023 | Oct 23, 2023 | $0.02 | 7.57% |
| Apr 12, 2023 | Apr 17, 2023 | $0.03 | 7.57% |
| Sep 21, 2022 | Oct 17, 2022 | $0.01 | 8.88% |
| Apr 13, 2022 | May 23, 2022 | $0.03 | 6.80% |
| Sep 15, 2021 | Oct 11, 2021 | $0.02 | 6.07% |
| Apr 14, 2021 | May 24, 2021 | $0.02 | 3.54% |
| Apr 01, 2020 | May 04, 2020 | $0.04 | 13.74% |
| Sep 18, 2019 | Oct 14, 2019 | $0.03 | 7.62% |
| Mar 27, 2019 | Apr 29, 2019 | $0.05 | 14.11% |
| Sep 19, 2018 | Oct 16, 2018 | $0.10 | 9.42% |
Key Takeaways
Revenue declined -9.19% annually over 5 years
ROE of 14.09% — decent returns on equity
Negative free cash flow of -4.75B
P/E of 0.39 — trading at a low valuation
PEG of 0.03 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 67.65%
Growth
Revenue Growth (5Y)
-9.19%
Revenue (1Y)58.46%
Earnings (1Y)8.89%
FCF Growth (3Y)N/A
Quality
Return on Equity
14.09%
ROIC15.16%
Net Margin5.04%
Op. Margin13.60%
Safety
Debt / Equity
0.87
Current RatioN/A
Interest Coverage17.54
Valuation
P/E Ratio
0.39
Forward P/E0.44
P/B Ratio0.05
EV/EBITDA0.67
Dividend Yield1.14%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 58.46% | Revenue Growth (3Y) | 7.19% |
| Earnings Growth (1Y) | 8.89% | Earnings Growth (3Y) | 8.72% |
| Revenue Growth (5Y) | -9.19% | Earnings Growth (5Y) | 5.81% |
| Profitability | |||
| Revenue (TTM) | 165.84B | Net Income (TTM) | 8.35B |
| ROE | 14.09% | ROA | 0.61% |
| Gross Margin | 160.10% | Operating Margin | 13.60% |
| Net Margin | 5.04% | Free Cash Flow (TTM) | -4.75B |
| ROIC | 15.16% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.87 | Current Ratio | N/A |
| Interest Coverage | 17.54 | ||
| Dividends | |||
| Dividend Yield | 1.14% | Payout Ratio | 0.45% |
| Dividend Growth (3Y) | -0.45% | Dividend Growth (5Y) | 2.92% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 0.39 | Forward P/E | 0.44 |
| P/B Ratio | 0.05 | P/S Ratio | 0.02 |
| PEG Ratio | 0.03 | Forward PEG | N/A |
| EV/EBITDA | 0.67 | Fwd EV/EBITDA | 3.90 |
| Forward P/S | 0.11 | Fwd Earnings Yield | 227.27% |
| FCF Yield | -146.51% | ||
| Market Cap | 3.24B | Enterprise Value | 15.19B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 165.84B | 104.66B | 144.35B | 82.57B | 243.91B |
| Net Income | 8.35B | 7.67B | 7.07B | 5.23B | 6.66B |
| EPS (Diluted) | 1.90 | 1.70 | 1.54 | 1.13 | 1.49 |
| Gross Profit | 265.51B | 104.66B | 144.35B | 71.10B | 244.77B |
| Operating Income | 22.56B | 92.75B | 15.84B | 72.77B | 219.67B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.36T | 1.24T | 1.16T | 1.06T | 1.05T |
| Total Liabilities | 1.30T | 1.17T | 1.10T | 997.91B | 988.55B |
| Shareholders' Equity | 59.73B | 58.78B | 56.06B | 57.59B | 62.17B |
| Total Debt | 51.86B | 26.03B | 57.74B | 24.97B | 31.16B |
| Cash & Equivalents | 39.91B | 38.43B | 38.12B | 37.47B | 32.93B |
| Current Assets | 61.14B | 167.88B | 272.97B | 37.47B | 95.17B |
| Current Liabilities | 0.0 | 90.07B | 179.50B | 91.90B | 8.40B |