Terug
Dagbereik
€ 0,74
€ 0,78
52-Weeksbereik
€ 0,60
€ 0,78
Volume
1
50D / 200D Gem.
€ 0,78
/
€ 0,67
Vorige Slotkoers
€ 0,78
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 0,4 | 10,3 |
| P/B | 0,1 | 1,1 |
| ROE % | 14,1 | 11,7 |
| Net Margin % | 5,0 | 16,8 |
| Rev Growth 5Y % | -9,2 | 11,6 |
| D/E | 0,9 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 2,49
€ 2,49 – € 2,49
|
220 B | 1 |
| FY2027 |
€ 2,00
€ 2,00 – € 2,00
|
200 B | 1 |
| FY2026 |
€ 1,79
€ 1,79 – € 1,79
|
31 B | 1 |
Belangrijkste Punten
Revenue declined -9,19% annually over 5 years
ROE of 14,09% — decent returns on equity
Negative free cash flow of -4,75B
P/E of 0,39 — trading at a low valuation
PEG of 0,03 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 67,65%
Groei
Revenue Growth (5Y)
-9,19%
Revenue (1Y)58,46%
Earnings (1Y)8,89%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
14,09%
ROIC15,16%
Net Margin5,04%
Op. Margin13,60%
Veiligheid
Debt / Equity
0,87
Current RatioN/A
Interest Coverage17,54
Waardering
P/E Ratio
0,39
P/B Ratio0,05
EV/EBITDA0,67
Dividend Yield1,14%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 58,46% | Revenue Growth (3Y) | 7,19% |
| Earnings Growth (1Y) | 8,89% | Earnings Growth (3Y) | 8,72% |
| Revenue Growth (5Y) | -9,19% | Earnings Growth (5Y) | 5,81% |
| Profitability | |||
| Revenue (TTM) | 165,84B | Net Income (TTM) | 8,35B |
| ROE | 14,09% | ROA | 0,61% |
| Gross Margin | 100,00% | Operating Margin | 13,60% |
| Net Margin | 5,04% | Free Cash Flow (TTM) | -4,75B |
| ROIC | 15,16% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,87 | Current Ratio | N/A |
| Interest Coverage | 17,54 | Dividend Yield | 1,14% |
| Valuation | |||
| P/E Ratio | 0,39 | P/B Ratio | 0,05 |
| P/S Ratio | 0,02 | PEG Ratio | 0,03 |
| EV/EBITDA | 0,67 | Dividend Yield | 1,14% |
| Market Cap | 3,26B | Enterprise Value | 15,20B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 165,84B | 104,66B | 144,35B | 82,57B | 243,91B |
| Net Income | 8,35B | 7,67B | 7,07B | 5,23B | 6,66B |
| EPS (Diluted) | 1,90 | 1,70 | 1,54 | 1,13 | 1,49 |
| Gross Profit | 165,84B | 104,66B | 144,35B | 71,10B | 244,77B |
| Operating Income | 22,56B | 92,75B | 15,84B | 72,77B | 219,67B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,36T | 1,24T | 1,16T | 1,06T | 1,05T |
| Total Liabilities | 1,30T | 1,17T | 1,10T | 997,91B | 988,55B |
| Shareholders' Equity | 59,73B | 58,78B | 56,06B | 57,59B | 62,17B |
| Total Debt | 51,86B | 26,03B | 57,74B | 24,97B | 31,16B |
| Cash & Equivalents | 39,91B | 38,43B | 38,12B | 37,47B | 32,93B |
| Current Assets | 61,14B | 167,88B | 272,97B | 37,47B | 95,17B |
| Current Liabilities | 0,0 | 90,07B | 179,50B | 91,90B | 8,40B |