OP Bancorp
جودة البيانات: 100%
OPBK
NASDAQ
Financial Services
Depository Institutions
KWD 14.25
▲
KWD 0.09
(0.64%)
القيمة السوقية: 211.52 M
السعر
KWD 14.21
القيمة السوقية
211.52 M
نطاق اليوم
—
نطاق 52 أسبوعًا
—
حجم التداول
—
فتح —
متوسط 50 يوم / 200 يوم
—
متوسط 50 يوم / 200 يوم
—
Quick Summary
النقاط الرئيسية
Revenue grew 19.67% annually over 5 years — strong growth
Earnings grew 21.67% over the past year
ROE of 11.78% — decent returns on equity
Net margin of 800.09% shows strong profitability
Generating 23.36 M in free cash flow
P/E of 8.25 — trading at a low valuation
النمو
Revenue Growth (5Y)
19.67%
أعلى من متوسط القطاع (5.76%)
Revenue (1Y)-1.75%
Earnings (1Y)21.67%
FCF Growth (3Y)-40.35%
الجودة
Return on Equity
11.78%
أعلى من متوسط القطاع (9.22%)
ROICN/A
Net Margin800.09%
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM|NTM|2027)
8.25 | 6.87 | 6.85
أقل من متوسط القطاع (11.12)
P/B Ratio0.95
EV/EBITDAN/A
Dividend Yield3.38%
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2698 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 8.3 | 11.1 |
| P/B | 1.0 | 1.2 |
| ROE % | 11.8 | 9.2 |
| Net Margin % | 800.1 | 9.4 |
| Rev Growth 5Y % | 19.7 | 5.8 |
| D/E | — | 0.5 |
السعر المستهدف للمحللين
2 محللين
Buy
الحالي
KWD 14.25
المستهدف
KWD 16.50
KWD 16.00
KWD 16.50
KWD 17.00
التوقعات
مكرر الربحية المستقبلي
6.87
ربحية السهم المستقبلية
KWD 2.08
نمو ربحية السهم (تقدير)
+12.5%
الإيرادات المقدّرة
114.90 M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 2.08
KWD 2.06 – KWD 2.09
|
114.90 M | 2 |
| FY2026 |
KWD 1.85
KWD 1.84 – KWD 1.85
|
103.60 M | 2 |
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| 2026 Q2 |
KWD 0.46
KWD 0.46 – KWD 0.46
|
25.50 M | 1 |
| 2026 Q1 |
KWD 0.41
KWD 0.40 – KWD 0.41
|
24.40 M | 2 |
مفاجآت الأرباح
آخر 4 أرباع
| الربع | EPS المقدر | EPS الفعلي | المفاجأة |
|---|---|---|---|
| Q42025 | KWD 0.49 | KWD 0.47 | -3.1% |
| Q32025 | KWD 0.44 | KWD 0.45 | +2.3% |
| Q22025 | KWD 0.38 | KWD 0.42 | +10.5% |
| Q12025 | KWD 0.32 | KWD 0.37 | +17.5% |
Dividend History
Yield
3.38%
Payout Ratio
27.91%
Growth (3Y)
2.94%
Growth (5Y)
11.38%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 05, 2026 | — | KWD 0.12 | N/A |
| Nov 06, 2025 | — | KWD 0.12 | N/A |
| Aug 07, 2025 | — | KWD 0.12 | N/A |
| May 08, 2025 | — | KWD 0.12 | N/A |
| Feb 06, 2025 | — | KWD 0.12 | N/A |
| Nov 07, 2024 | — | KWD 0.12 | N/A |
| Aug 08, 2024 | — | KWD 0.12 | N/A |
| May 08, 2024 | — | KWD 0.12 | N/A |
| Feb 07, 2024 | — | KWD 0.12 | N/A |
| Nov 08, 2023 | — | KWD 0.12 | N/A |
| Aug 09, 2023 | — | KWD 0.12 | N/A |
| May 10, 2023 | — | KWD 0.12 | N/A |
| Feb 08, 2023 | — | KWD 0.12 | N/A |
| Nov 09, 2022 | — | KWD 0.12 | N/A |
| Aug 10, 2022 | — | KWD 0.12 | N/A |
| May 11, 2022 | — | KWD 0.10 | N/A |
| Feb 09, 2022 | — | KWD 0.10 | N/A |
| Nov 09, 2021 | — | KWD 0.10 | N/A |
| Aug 04, 2021 | — | KWD 0.10 | N/A |
| May 05, 2021 | — | KWD 0.07 | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1.75% | Revenue Growth (3Y) | 22.85% |
| Earnings Growth (1Y) | 21.67% | Earnings Growth (3Y) | 3.53% |
| Revenue Growth (5Y) | 19.67% | Earnings Growth (5Y) | -2.90% |
| Profitability | |||
| Revenue (TTM) | 3.20 M | Net Income (TTM) | 25.64 M |
| ROE | 11.78% | ROA | 0.99% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 800.09% | Free Cash Flow (TTM) | 23.36 M |
| ROIC | N/A | FCF Growth (3Y) | -40.35% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0.00 |
| Working Capital | N/A | Tangible Book Value | 221.50 M |
| Dividends | |||
| Dividend Yield | 3.38% | Payout Ratio | 27.91% |
| Dividend Growth (3Y) | 2.94% | Dividend Growth (5Y) | 11.38% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 8.25 | Forward P/E | 6.87 |
| P/B Ratio | 0.95 | P/S Ratio | 66.02 |
| PEG Ratio | N/A | Forward PEG | 0.55 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 1.84 | Fwd Earnings Yield | 14.56% |
| FCF Yield | 11.04% | ||
| Market Cap | 211.52 M | Enterprise Value | 44.77 M |
| Per Share | |||
| EPS (Diluted TTM) | 1.72 | Revenue / Share | 0.22 |
| FCF / Share | 1.57 | OCF / Share | 1.76 |
| EPS CAGR (1Y) | 23.74% | EPS CAGR (5Y) | -2.20% |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | 87.42% | FCF Conversion | 91.13% |
| SBC-Adj. FCF | 22.60 M | Growth Momentum | -21.42 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.20 M | 3.26 M | 2.12 M | 1.68 M | 1.56 M |
| Net Income | 25.64 M | 21.07 M | 23.92 M | 33.31 M | 28.84 M |
| EPS (Diluted) | 1.72 | 1.39 | 1.55 | 2.14 | 1.88 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 7.26 M | 1.36 M | 1.34 M | 1.37 M | 1.31 M |
| Interest Expense | 78.35 M | 65.61 M | 52.98 M | 11.30 M | 3.13 M |
| Income Tax | 9.69 M | 8.01 M | 9.57 M | 13.41 M | 11.82 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.65 B | 2.37 B | 2.15 B | 2.09 B | 1.73 B |
| Total Liabilities | 2.42 B | 2.16 B | 1.96 B | 1.92 B | 1.56 B |
| Shareholders' Equity | 227.89 M | 204.99 M | 192.63 M | 176.92 M | 165.22 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 167.31 M | 134.94 M | 91.22 M | 82.97 M | 115.46 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
درجات الاستراتيجيات
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Dividend
High Yield Value
#185 of 240
النشاط الأخير
دخل
High Yield Value
Apr 12, 2026
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