OP Bancorp
Qualité des données : 100%
OPBK
NASDAQ
Financial Services
Depository Institutions
14,25 €
▲
0,09 €
(0,64%)
Cap. Boursière: 211,52 M
Prix
14,21 €
Cap. Boursière
211,52 M
Fourchette du Jour
—
Fourchette 52 Semaines
—
Volume
—
Ouverture —
Moyenne 50J / 200J
—
Moyenne 50J / 200J
—
Quick Summary
Points Clés
Revenue grew 19,67% annually over 5 years — strong growth
Earnings grew 21,67% over the past year
ROE of 11,78% — decent returns on equity
Net margin of 800,09% shows strong profitability
Generating 23,36 M in free cash flow
P/E of 8,25 — trading at a low valuation
Croissance
Revenue Growth (5Y)
19,67%
Au-dessus de la moyenne du secteur (5,76%)
Revenue (1Y)-1,75%
Earnings (1Y)21,67%
FCF Growth (3Y)-40,35%
Qualité
Return on Equity
11,78%
Au-dessus de la moyenne du secteur (9,22%)
ROICN/A
Net Margin800,09%
Op. MarginN/A
Sécurité
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valorisation
PE (TTM|NTM|2027)
8,25 | 6,87 | 6,85
En dessous de la moyenne du secteur (11,12)
P/B Ratio0,95
EV/EBITDAN/A
Dividend Yield3,38%
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (2698 pairs)
Comparaison Sectorielle
vs médiane du secteur Financial Services (2698 pairs)| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 8,3 | 11,1 |
| P/B | 1,0 | 1,2 |
| ROE % | 11,8 | 9,2 |
| Net Margin % | 800,1 | 9,4 |
| Rev Growth 5Y % | 19,7 | 5,8 |
| D/E | — | 0,5 |
Objectif de Cours des Analystes
2 analystes
Buy
Actuel
14,25 €
Objectif
16,50 €
16,00 €
16,50 €
17,00 €
Prévisions
P/E Prévisionnel
6,87
BPA Prévisionnel
2,08 €
Croissance BPA (est.)
+12,5%
CA Est.
114,90 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
2,08 €
2,06 € – 2,09 €
|
114,90 M | 2 |
| FY2026 |
1,85 €
1,84 € – 1,85 €
|
103,60 M | 2 |
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| 2026 Q2 |
0,46 €
0,46 € – 0,46 €
|
25,50 M | 1 |
| 2026 Q1 |
0,41 €
0,40 € – 0,41 €
|
24,40 M | 2 |
Surprises de Résultats
Derniers 4 trimestres
| Trimestre | BPA Est. | BPA Réel | Surprise |
|---|---|---|---|
| Q42025 | 0,49 € | 0,47 € | -3,1% |
| Q32025 | 0,44 € | 0,45 € | +2,3% |
| Q22025 | 0,38 € | 0,42 € | +10,5% |
| Q12025 | 0,32 € | 0,37 € | +17,5% |
Dividend History
Yield
3,38%
Payout Ratio
27,91%
Growth (3Y)
2,94%
Growth (5Y)
11,38%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 05, 2026 | — | 0,12 € | N/A |
| Nov 06, 2025 | — | 0,12 € | N/A |
| Aug 07, 2025 | — | 0,12 € | N/A |
| May 08, 2025 | — | 0,12 € | N/A |
| Feb 06, 2025 | — | 0,12 € | N/A |
| Nov 07, 2024 | — | 0,12 € | N/A |
| Aug 08, 2024 | — | 0,12 € | N/A |
| May 08, 2024 | — | 0,12 € | N/A |
| Feb 07, 2024 | — | 0,12 € | N/A |
| Nov 08, 2023 | — | 0,12 € | N/A |
| Aug 09, 2023 | — | 0,12 € | N/A |
| May 10, 2023 | — | 0,12 € | N/A |
| Feb 08, 2023 | — | 0,12 € | N/A |
| Nov 09, 2022 | — | 0,12 € | N/A |
| Aug 10, 2022 | — | 0,12 € | N/A |
| May 11, 2022 | — | 0,10 € | N/A |
| Feb 09, 2022 | — | 0,10 € | N/A |
| Nov 09, 2021 | — | 0,10 € | N/A |
| Aug 04, 2021 | — | 0,10 € | N/A |
| May 05, 2021 | — | 0,07 € | N/A |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -1,75% | Revenue Growth (3Y) | 22,85% |
| Earnings Growth (1Y) | 21,67% | Earnings Growth (3Y) | 3,53% |
| Revenue Growth (5Y) | 19,67% | Earnings Growth (5Y) | -2,90% |
| Profitability | |||
| Revenue (TTM) | 3,20 M | Net Income (TTM) | 25,64 M |
| ROE | 11,78% | ROA | 0,99% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 800,09% | Free Cash Flow (TTM) | 23,36 M |
| ROIC | N/A | FCF Growth (3Y) | -40,35% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0,00 |
| Working Capital | N/A | Tangible Book Value | 221,50 M |
| Dividends | |||
| Dividend Yield | 3,38% | Payout Ratio | 27,91% |
| Dividend Growth (3Y) | 2,94% | Dividend Growth (5Y) | 11,38% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 8,25 | Forward P/E | 6,87 |
| P/B Ratio | 0,95 | P/S Ratio | 66,02 |
| PEG Ratio | N/A | Forward PEG | 0,55 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 1,84 | Fwd Earnings Yield | 14,56% |
| FCF Yield | 11,04% | ||
| Market Cap | 211,52 M | Enterprise Value | 44,77 M |
| Per Share | |||
| EPS (Diluted TTM) | 1,72 | Revenue / Share | 0,22 |
| FCF / Share | 1,57 | OCF / Share | 1,76 |
| EPS CAGR (1Y) | 23,74% | EPS CAGR (5Y) | -2,20% |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | 87,42% | FCF Conversion | 91,13% |
| SBC-Adj. FCF | 22,60 M | Growth Momentum | -21,42 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,20 M | 3,26 M | 2,12 M | 1,68 M | 1,56 M |
| Net Income | 25,64 M | 21,07 M | 23,92 M | 33,31 M | 28,84 M |
| EPS (Diluted) | 1,72 | 1,39 | 1,55 | 2,14 | 1,88 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 7,26 M | 1,36 M | 1,34 M | 1,37 M | 1,31 M |
| Interest Expense | 78,35 M | 65,61 M | 52,98 M | 11,30 M | 3,13 M |
| Income Tax | 9,69 M | 8,01 M | 9,57 M | 13,41 M | 11,82 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,65 B | 2,37 B | 2,15 B | 2,09 B | 1,73 B |
| Total Liabilities | 2,42 B | 2,16 B | 1,96 B | 1,92 B | 1,56 B |
| Shareholders' Equity | 227,89 M | 204,99 M | 192,63 M | 176,92 M | 165,22 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 167,31 M | 134,94 M | 91,22 M | 82,97 M | 115,46 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Dividend
High Yield Value
#185 of 240
Activité Récente
Entré
High Yield Value
Apr 12, 2026
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