OptimumBank Holdings, Inc.
Calidad de datos: 83%
OPHC
NYSE
Financial Services
Depository Institutions
$5.34
▲
$0.05
(0.95%)
Cap. Mercado: 64.92 M
Precio
$5.34
Cap. Mercado
64.92 M
Rango del Día
—
Rango de 52 Semanas
—
Volumen
—
Apertura —
Promedio 50D / 200D
—
Promedio 50D / 200D
—
Quick Summary
Puntos Clave
Earnings grew 26.85% over the past year
ROE of 14.59% — decent returns on equity
Generating 16.95 M in free cash flow
P/E of 3.90 — trading at a low valuation
PEG of 0.14 suggests growth is underpriced
Cash machine — converts 101.78% of earnings into free cash flow
Crecimiento
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)26.85%
FCF Growth (3Y)65.13%
Calidad
Return on Equity
14.59%
Above sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Seguridad
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valoración
PE (TTM)
3.90
Below sector avg (11.15)
P/B Ratio0.56
EV/EBITDAN/A
Dividend YieldN/A
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (2153 pares)
Comparación con Pares
vs mediana del sector Financial Services (2153 pares)| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 3.9 | 11.1 |
| P/B | 0.6 | 1.2 |
| ROE % | 14.6 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 26.85% | Earnings Growth (3Y) | 62.78% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 27.52% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 16.65 M |
| ROE | 14.59% | ROA | 1.60% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 16.95 M |
| ROIC | N/A | FCF Growth (3Y) | 65.13% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 116.89 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 3.90 | Forward P/E | N/A |
| P/B Ratio | 0.56 | P/S Ratio | N/A |
| PEG Ratio | 0.14 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 26.10% | ||
| Market Cap | 64.92 M | Enterprise Value | 64.92 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.71 | Revenue / Share | N/A |
| FCF / Share | 1.39 | OCF / Share | 1.47 |
| EPS CAGR (1Y) | -46.62% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 101.78% |
| SBC-Adj. FCF | 16.07 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 16.65 M | 13.12 M | 6.28 M | 4.02 M | 6.30 M |
| EPS (Diluted) | 0.71 | 1.33 | 0.87 | — | — |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 42.59 M | 34.69 M | 12.07 M | 4.05 M | 985,000.0 |
| Income Tax | 5.52 M | 4.51 M | 2.17 M | 1.37 M | -3.23 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.11 B | 932.93 M | 791.25 M | 585.22 M | 351.88 M |
| Total Liabilities | 989.78 M | 829.75 M | 721.25 M | 522.64 M | 313.37 M |
| Shareholders' Equity | 121.90 M | 103.18 M | 70.01 M | 62.58 M | 38.51 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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