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OptimumBank Holdings, Inc.

Datakwaliteit: 83%

OPHC

NYSE Financial Services Depository Institutions

€ 5,34

▲ € 0,07 (1,25%)

Marktkapitalisatie: 64,92 M

Prijs

€ 5,34

Marktkapitalisatie

64,92 M

Dagbereik

€ 5,31 — € 5,34

52-Weeksbereik

€ 3,70 — € 5,59

Volume

1.125

Openen € 5,29

50D / 200D Gem.

€ 5,17

3,27% above

50D / 200D Gem.

€ 4,50

18,65% above

Quick Summary

Belangrijkste Punten

Earnings grew 26,85% over the past year

ROE of 14,59% — decent returns on equity

Generating 16,95 M in free cash flow

P/E of 3,90 — trading at a low valuation

PEG of 0,14 suggests growth is underpriced

Cash machine — converts 101,78% of earnings into free cash flow

Groei

Revenue Growth (5Y)

N/A

Revenue (1Y)N/A

Earnings (1Y)26,85%

FCF Growth (3Y)65,13%

Kwaliteit

Return on Equity

14,59%

Boven sectorgemiddelde (9,24%)

ROICN/A

Net MarginN/A

Op. MarginN/A

Veiligheid

Debt / Equity

N/A

Current RatioN/A

Interest CoverageN/A

Waardering

PE (TTM)

3,90

Onder sectorgemiddelde (11,15)

P/B Ratio0,56

EV/EBITDAN/A

Dividend YieldN/A

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (2151 peers)

Metriek	Aandeel	Sector Mediaan
P/E	3,9	11,2
P/B	0,6	1,2
ROE %	14,6	9,2
Net Margin %	—	9,4
Rev Growth 5Y %	—	5,8
D/E	—	0,5

ETFs Holding This Stock

BRSIX BRSIX

0,07% weight

BOSVX BOSVX

0,01% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y)	N/A	Revenue Growth (3Y)	N/A
Earnings Growth (1Y)	26,85%	Earnings Growth (3Y)	62,78%
Revenue Growth (5Y)	N/A	Earnings Growth (5Y)	27,52%
Profitability
Revenue (TTM)	N/A	Net Income (TTM)	16,65 M
ROE	14,59%	ROA	1,60%
Gross Margin	N/A	Operating Margin	N/A
Net Margin	N/A	Free Cash Flow (TTM)	16,95 M
ROIC	N/A	FCF Growth (3Y)	65,13%
Safety
Debt / Equity	N/A	Current Ratio	N/A
Interest Coverage	N/A	Asset Turnover	N/A
Working Capital	N/A	Tangible Book Value	116,89 M
Dividends
Dividend Yield	N/A	Payout Ratio	N/A
Dividend Growth (3Y)	N/A	Dividend Growth (5Y)	N/A
Consecutive Div Years	N/A
Valuation
P/E Ratio	3,90	Forward P/E	N/A
P/B Ratio	0,56	P/S Ratio	N/A
PEG Ratio	0,14	Forward PEG	N/A
EV/EBITDA	N/A	Fwd EV/EBITDA	N/A
Forward P/S	N/A	Fwd Earnings Yield	N/A
FCF Yield	26,10%
Market Cap	64,92 M	Enterprise Value	64,92 M
Per Share
EPS (Diluted TTM)	0,71	Revenue / Share	N/A
FCF / Share	1,39	OCF / Share	1,47
EPS CAGR (1Y)	-46,62%	EPS CAGR (5Y)	N/A
EPS CAGR (10Y)	N/A
Efficiency
CapEx / Revenue	N/A	FCF Conversion	101,78%
SBC-Adj. FCF	16,07 M	Growth Momentum	N/A

Income Statement

Annual, most recent first

Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	—	—	—	—	—
Net Income	16,65 M	13,12 M	6,28 M	4,02 M	6,30 M
EPS (Diluted)	0,71	1,33	0,87	—	—
Gross Profit	—	—	—	—	—
Operating Income	—	—	—	—	—
EBITDA	—	—	—	—	—
R&D Expenses	—	—	—	—	—
SG&A Expenses	—	—	—	—	—
D&A	—	—	—	—	—
Interest Expense	42,59 M	34,69 M	12,07 M	4,05 M	985.000,0
Income Tax	5,52 M	4,51 M	2,17 M	1,37 M	-3,23 M

Balance Sheet

Annual, most recent first

Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Total Assets	1,11 B	932,93 M	791,25 M	585,22 M	351,88 M
Total Liabilities	989,78 M	829,75 M	721,25 M	522,64 M	313,37 M
Shareholders' Equity	121,90 M	103,18 M	70,01 M	62,58 M	38,51 M
Total Debt	—	—	—	—	—
Cash & Equivalents	—	—	—	—	—
Current Assets	—	—	—	—	—
Current Liabilities	—	—	—	—	—