Back
46
Day Range
$19.45
$20.09
52-Week Range
$14.14
$22.00
Volume
459,327
50D / 200D Avg
$20.13
/
$18.70
Prev Close
$19.74
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (855 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 12.9 | 10.3 |
| P/B | 1.2 | 1.1 |
| ROE % | 10.2 | 11.7 |
| Net Margin % | 20.2 | 16.8 |
| Rev Growth 5Y % | 29.3 | 11.7 |
| D/E | 0.4 | 0.5 |
Analyst Price Target
Hold
$23.00
+17.3%
Forward P/E
9.12
Forward EPS
$2.15
EPS Growth (est.)
+0.0%
Est. Revenue
382.07M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$2.27
$2.21 – $2.33
|
395.39M | 5 |
| FY2026 |
$2.15
$2.07 – $2.19
|
382.07M | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-28 | $0.53 | $0.44 | -17.0% |
| 2025-10-22 | $0.26 | $0.53 | +105.2% |
| 2025-07-23 | $0.47 | $0.48 | +1.8% |
| 2025-04-23 | $0.43 | $0.45 | +5.1% |
| 2025-03-06 | N/A | $0.42 | — |
| 2024-10-16 | $0.47 | $0.50 | +6.4% |
| 2024-07-17 | $0.47 | $0.48 | +2.1% |
| 2024-04-17 | $0.47 | $0.47 | 0.0% |
Dividend History
7 yr streakYield
0.01%
Payout Ratio
0.15%
Growth (3Y)
7.72%
Growth (5Y)
44.27%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jan 30, 2026 | Feb 09, 2026 | $0.07 | 1.31% |
| Oct 31, 2025 | Nov 10, 2025 | $0.07 | 1.39% |
| Jul 25, 2025 | Aug 04, 2025 | $0.06 | 1.34% |
| Apr 25, 2025 | May 05, 2025 | $0.06 | 1.48% |
| Jan 31, 2025 | Feb 10, 2025 | $0.06 | 1.17% |
| Oct 25, 2024 | Nov 04, 2024 | $0.06 | 1.28% |
| Jul 26, 2024 | Aug 05, 2024 | $0.05 | 1.17% |
| Apr 25, 2024 | May 06, 2024 | $0.05 | 1.42% |
| Jan 25, 2024 | Feb 05, 2024 | $0.05 | 1.40% |
| Oct 26, 2023 | Nov 06, 2023 | $0.05 | 1.47% |
| Jul 27, 2023 | Aug 07, 2023 | $0.05 | 1.26% |
| Apr 27, 2023 | May 08, 2023 | $0.05 | 1.61% |
| Jan 26, 2023 | Feb 06, 2023 | $0.05 | 1.23% |
| Oct 27, 2022 | Nov 07, 2022 | $0.05 | 1.32% |
| Jul 28, 2022 | Aug 08, 2022 | $0.05 | 1.41% |
| Apr 28, 2022 | May 09, 2022 | $0.05 | 1.43% |
| Jan 27, 2022 | Feb 07, 2022 | $0.05 | 1.50% |
| Oct 28, 2021 | Nov 08, 2021 | $0.05 | 1.19% |
| Jul 29, 2021 | Aug 09, 2021 | $0.05 | 1.01% |
| Apr 29, 2021 | May 10, 2021 | $0.05 | 0.60% |
Key Takeaways
Revenue grew 29.33% annually over 5 years — strong growth
ROE of 10.24% — decent returns on equity
Net margin of 20.23% shows strong profitability
Debt/Equity of 0.38 — conservative balance sheet
Generating 117.76M in free cash flow
P/E of 12.87 — trading at a low valuation
Growth
Revenue Growth (5Y)
29.33%
Revenue (1Y)18.09%
Earnings (1Y)-5.81%
FCF Growth (3Y)6.40%
Quality
Return on Equity
10.24%
ROIC6.72%
Net Margin20.23%
Op. Margin27.90%
Safety
Debt / Equity
0.38
Current Ratio0.10
Interest Coverage1.78
Valuation
P/E Ratio
12.87
Forward P/E9.12
P/B Ratio1.15
EV/EBITDA11.27
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 18.09% | Revenue Growth (3Y) | 11.20% |
| Earnings Growth (1Y) | -5.81% | Earnings Growth (3Y) | -6.43% |
| Revenue Growth (5Y) | 29.33% | Earnings Growth (5Y) | 41.48% |
| Profitability | |||
| Revenue (TTM) | 396.97M | Net Income (TTM) | 80.31M |
| ROE | 10.24% | ROA | 1.16% |
| Gross Margin | 78.14% | Operating Margin | 27.90% |
| Net Margin | 20.23% | Free Cash Flow (TTM) | 117.76M |
| ROIC | 6.72% | FCF Growth (3Y) | 6.40% |
| Safety | |||
| Debt / Equity | 0.38 | Current Ratio | 0.10 |
| Interest Coverage | 1.78 | ||
| Dividends | |||
| Dividend Yield | 0.01% | Payout Ratio | 0.15% |
| Dividend Growth (3Y) | 7.72% | Dividend Growth (5Y) | 44.27% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 12.87 | Forward P/E | 9.12 |
| P/B Ratio | 1.15 | P/S Ratio | 2.60 |
| PEG Ratio | -0.93 | Forward PEG | N/A |
| EV/EBITDA | 11.27 | Fwd EV/EBITDA | 8.93 |
| Forward P/S | 2.70 | Fwd Earnings Yield | 10.96% |
| FCF Yield | 11.40% | ||
| Market Cap | 1.03B | Enterprise Value | 1.25B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 396.97M | 336.17M | 321.03M | 255.24M | 141.89M |
| Net Income | 80.31M | 85.26M | 91.73M | 67.41M | 20.04M |
| EPS (Diluted) | 1.62 | 1.87 | 2.02 | 1.49 | 0.65 |
| Gross Profit | 310.20M | 267.15M | 264.49M | 238.37M | 129.11M |
| Operating Income | 110.75M | 112.96M | 124.41M | 91.55M | 27.87M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6.90B | 5.65B | 5.72B | 5.89B | 6.21B |
| Total Liabilities | 6.01B | 4.98B | 5.15B | 5.43B | 5.71B |
| Shareholders' Equity | 896.77M | 671.03M | 577.28M | 461.14M | 502.03M |
| Total Debt | 338.92M | 141.90M | 516.63M | 260.81M | 198.88M |
| Cash & Equivalents | 124.03M | 99.33M | 100.15M | 115.18M | 752.11M |
| Current Assets | 196.39M | 1.75B | 1.69B | 1.93B | 2.62B |
| Current Liabilities | 1.98B | 4.83B | 5.00B | 5.23B | 5.52B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#490 of 1049
Recent Activity
Entered
Cash Flow Compounder
Mar 24, 2026