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Old Second Bancorp, Inc.

Qualité des données : 100%
OSBC
NASDAQ Financial Services Banks - Regional
19,74 €
▲ 0,06 € (0,30%)
Cap. Boursière : 1,04B
Fourchette du Jour
19,49 € 20,03 €
Fourchette 52 Semaines
14,14 € 22,00 €
Volume
408 025
Moyenne 50J / 200J
20,13 € / 18,70 €
Clôture Précédente
19,68 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 13,0 10,3
P/B 1,2 1,1
ROE % 10,2 11,7
Net Margin % 20,2 16,9
Rev Growth 5Y % 29,3 11,6
D/E 0,4 0,5

Objectif de Cours des Analystes

Hold
23,00 € +16.5%
P/E Prévisionnel
9,2
BPA Prévisionnel
2,15 €
Croissance BPA (est.)
+0,0%
CA Est.
380 M

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2027 2,27 €
2,21 € – 2,33 €
400 M 5
FY2026 2,15 €
2,07 € – 2,19 €
380 M 5

Points Clés

Revenue grew 29,33% annually over 5 years — strong growth
ROE of 10,24% — decent returns on equity
Net margin of 20,23% shows strong profitability
Debt/Equity of 0,38 — conservative balance sheet
Generating 117,76M in free cash flow
P/E of 12,95 — trading at a low valuation

Croissance

Revenue Growth (5Y)
29,33%
Revenue (1Y)18,09%
Earnings (1Y)-5,81%
FCF Growth (3Y)6,40%

Qualité

Return on Equity
10,24%
ROIC6,72%
Net Margin20,23%
Op. Margin27,90%

Sécurité

Debt / Equity
0,38
Current Ratio0,10
Interest Coverage1,78

Valorisation

P/E Ratio
12,95
P/B Ratio1,16
EV/EBITDA11,33
Dividend Yield0,01%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 18,09% Revenue Growth (3Y) 11,20%
Earnings Growth (1Y) -5,81% Earnings Growth (3Y) -6,43%
Revenue Growth (5Y) 29,33% Earnings Growth (5Y) 41,48%
Profitability
Revenue (TTM) 396,97M Net Income (TTM) 80,31M
ROE 10,24% ROA 1,16%
Gross Margin 78,14% Operating Margin 27,90%
Net Margin 20,23% Free Cash Flow (TTM) 117,76M
ROIC 6,72% FCF Growth (3Y) 6,40%
Safety
Debt / Equity 0,38 Current Ratio 0,10
Interest Coverage 1,78 Dividend Yield 0,01%
Valuation
P/E Ratio 12,95 P/B Ratio 1,16
P/S Ratio 2,62 PEG Ratio -0,93
EV/EBITDA 11,33 Dividend Yield 0,01%
Market Cap 1,04B Enterprise Value 1,26B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 396,97M 336,17M 321,03M 255,24M 141,89M
Net Income 80,31M 85,26M 91,73M 67,41M 20,04M
EPS (Diluted) 1,62 1,87 2,02 1,49 0,65
Gross Profit 310,20M 267,15M 264,49M 238,37M 129,11M
Operating Income 110,75M 112,96M 124,41M 91,55M 27,87M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 6,90B 5,65B 5,72B 5,89B 6,21B
Total Liabilities 6,01B 4,98B 5,15B 5,43B 5,71B
Shareholders' Equity 896,77M 671,03M 577,28M 461,14M 502,03M
Total Debt 338,92M 141,90M 516,63M 260,81M 198,88M
Cash & Equivalents 124,03M 99,33M 100,15M 115,18M 752,11M
Current Assets 196,39M 1,75B 1,69B 1,93B 2,62B
Current Liabilities 1,98B 4,83B 5,00B 5,23B 5,52B

Scores de Stratégies

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#495 of 1052
46

Activité Récente

Entré Cash Flow Compounder
Mar 24, 2026