Atrás
Rango del Día
$11.20
$11.38
Rango de 52 Semanas
$9.43
$17.80
Volumen
524,664
Promedio 50D / 200D
$14.17
/
$14.37
Cierre Anterior
$11.51
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 21.2 | 10.3 |
| P/B | 2.9 | 1.1 |
| ROE % | 15.6 | 11.6 |
| Net Margin % | 22.3 | 16.8 |
| Rev Growth 5Y % | 13.0 | 11.6 |
| D/E | 0.3 | 0.5 |
Precio Objetivo de Analistas
Hold
$20.00
+76.1%
P/E Futuro
8.5
EPS Futuro
$1.36
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
430 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$1.92
$1.83 – $2.00
|
580 M | 1 |
| FY2027 |
$1.61
$1.55 – $1.66
|
490 M | 3 |
| FY2026 |
$1.36
$1.31 – $1.40
|
430 M | 2 |
Puntos Clave
Revenue grew 12.99% annually over 5 years — strong growth
Earnings grew 19.10% over the past year
ROE of 15.57% — decent returns on equity
Net margin of 22.30% shows strong profitability
Debt/Equity of 0.28 — conservative balance sheet
Negative free cash flow of 0.0
Crecimiento
Revenue Growth (5Y)
12.99%
Revenue (1Y)2.56%
Earnings (1Y)19.10%
FCF Growth (3Y)N/A
Calidad
Return on Equity
15.57%
ROIC12.42%
Net Margin22.30%
Op. Margin34.21%
Seguridad
Debt / Equity
0.28
Current Ratio1.03
Interest Coverage0.00
Valoración
P/E Ratio
21.16
P/B Ratio2.93
EV/EBITDA14.71
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.56% | Revenue Growth (3Y) | 8.24% |
| Earnings Growth (1Y) | 19.10% | Earnings Growth (3Y) | -14.97% |
| Revenue Growth (5Y) | 12.99% | Earnings Growth (5Y) | -8.57% |
| Profitability | |||
| Revenue (TTM) | 383.80M | Net Income (TTM) | 85.60M |
| ROE | 15.57% | ROA | 5.75% |
| Gross Margin | 96.20% | Operating Margin | 34.21% |
| Net Margin | 22.30% | Free Cash Flow (TTM) | 0.0 |
| ROIC | 12.42% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.28 | Current Ratio | 1.03 |
| Interest Coverage | 0.00 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 21.16 | P/B Ratio | 2.93 |
| P/S Ratio | 4.72 | PEG Ratio | 1.97 |
| EV/EBITDA | 14.71 | Dividend Yield | 0.04% |
| Market Cap | 1.81B | Enterprise Value | 1.93B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 383.80M | 374.20M | 327.62M | 258.88M | 235.52M |
| Net Income | 85.60M | 71.88M | 118.40M | 92.96M | 122.48M |
| EPS (Diluted) | 0.54 | 0.47 | 0.80 | 0.63 | 0.90 |
| Gross Profit | 369.20M | 323.72M | 288.88M | 224.05M | 220.88M |
| Operating Income | 131.30M | 165.90M | 163.86M | 130.41M | 137.22M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.49B | 1.21B | 1.01B | 976.24M | 761.32M |
| Total Liabilities | 850.60M | 715.18M | 490.24M | 462.78M | 197.04M |
| Shareholders' Equity | 618.20M | 481.08M | 542.49M | 552.79M | 564.29M |
| Total Debt | 174.90M | 250.41M | 15.84M | 16.09M | 7.86M |
| Cash & Equivalents | 55.00M | 33.42M | 16.05M | 26.52M | 15.26M |
| Current Assets | 403.60M | 372.68M | 401.59M | 479.64M | 352.32M |
| Current Liabilities | 393.00M | 397.39M | 397.50M | 338.00M | 156.23M |