Terug
Dagbereik
€ 11,20
€ 11,38
52-Weeksbereik
€ 9,43
€ 17,80
Volume
524.664
50D / 200D Gem.
€ 14,17
/
€ 14,37
Vorige Slotkoers
€ 11,51
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 21,2 | 10,3 |
| P/B | 2,9 | 1,1 |
| ROE % | 15,6 | 11,7 |
| Net Margin % | 22,3 | 16,8 |
| Rev Growth 5Y % | 13,0 | 11,6 |
| D/E | 0,3 | 0,5 |
Koersdoel Analisten
Hold
€ 20,00
+76.1%
Forward K/W
8,48
Forward WPA
€ 1,36
WPA Groei (sch.)
+0,0%
Omzet Sch.
429,17M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 1,92
€ 1,83 – € 2,00
|
577,00M | 1 |
| FY2027 |
€ 1,61
€ 1,55 – € 1,66
|
489,68M | 3 |
| FY2026 |
€ 1,36
€ 1,31 – € 1,40
|
429,17M | 2 |
No quarterly estimates available
Dividend History
Yield
0,04%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Belangrijkste Punten
Revenue grew 12,99% annually over 5 years — strong growth
Earnings grew 19,10% over the past year
ROE of 15,57% — decent returns on equity
Net margin of 22,30% shows strong profitability
Debt/Equity of 0,28 — conservative balance sheet
Negative free cash flow of 0,0
Groei
Revenue Growth (5Y)
12,99%
Revenue (1Y)2,56%
Earnings (1Y)19,10%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
15,57%
ROIC12,42%
Net Margin22,30%
Op. Margin34,21%
Veiligheid
Debt / Equity
0,28
Current Ratio1,03
Interest Coverage0,00
Waardering
P/E Ratio
21,16
Forward P/EN/A
P/B Ratio2,93
EV/EBITDA14,71
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2,56% | Revenue Growth (3Y) | 8,24% |
| Earnings Growth (1Y) | 19,10% | Earnings Growth (3Y) | -14,97% |
| Revenue Growth (5Y) | 12,99% | Earnings Growth (5Y) | -8,57% |
| Profitability | |||
| Revenue (TTM) | 383,80M | Net Income (TTM) | 85,60M |
| ROE | 15,57% | ROA | 5,75% |
| Gross Margin | 96,20% | Operating Margin | 34,21% |
| Net Margin | 22,30% | Free Cash Flow (TTM) | 0,0 |
| ROIC | 12,42% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,28 | Current Ratio | 1,03 |
| Interest Coverage | 0,00 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 21,16 | Forward P/E | N/A |
| P/B Ratio | 2,93 | P/S Ratio | 4,72 |
| PEG Ratio | 1,97 | Forward PEG | N/A |
| EV/EBITDA | 14,71 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 0,00% | ||
| Market Cap | 1,81B | Enterprise Value | 1,93B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 383,80M | 374,20M | 327,62M | 258,88M | 235,52M |
| Net Income | 85,60M | 71,88M | 118,40M | 92,96M | 122,48M |
| EPS (Diluted) | 0,54 | 0,47 | 0,80 | 0,63 | 0,90 |
| Gross Profit | 369,20M | 323,72M | 288,88M | 224,05M | 220,88M |
| Operating Income | 131,30M | 165,90M | 163,86M | 130,41M | 137,22M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,49B | 1,21B | 1,01B | 976,24M | 761,32M |
| Total Liabilities | 850,60M | 715,18M | 490,24M | 462,78M | 197,04M |
| Shareholders' Equity | 618,20M | 481,08M | 542,49M | 552,79M | 564,29M |
| Total Debt | 174,90M | 250,41M | 15,84M | 16,09M | 7,86M |
| Cash & Equivalents | 55,00M | 33,42M | 16,05M | 26,52M | 15,26M |
| Current Assets | 403,60M | 372,68M | 401,59M | 479,64M | 352,32M |
| Current Liabilities | 393,00M | 397,39M | 397,50M | 338,00M | 156,23M |