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Ponce Financial Group, Inc.

جودة البيانات: 83%
PDLB
Nasdaq Financial Services Depository Institutions
KWD 17.64
▲ KWD 0.13 (0.74%)
القيمة السوقية: 403.75 M
السعر
KWD 17.64
القيمة السوقية
403.75 M
نطاق اليوم
KWD 17.39 — KWD 17.83
نطاق 52 أسبوعًا
KWD 10.88 — KWD 18.01
حجم التداول
45,056
فتح KWD 17.45
متوسط 50 يوم / 200 يوم
KWD 16.58
6.42% above
متوسط 50 يوم / 200 يوم
KWD 15.38
14.66% above

Quick Summary

النقاط الرئيسية

Earnings grew 161.60% over the past year
Generating 54.62 M in free cash flow
P/E of 14.07 — trading at a low valuation
Cash machine — converts 190.28% of earnings into free cash flow

النمو

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)161.60%
FCF Growth (3Y)199.67%

الجودة

Return on Equity
5.46%
أقل من متوسط القطاع (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

الأمان

Debt / Equity
0.98
أعلى من متوسط القطاع (0.49)
Current RatioN/A
Interest CoverageN/A

التقييم

PE (TTM)
14.07
أعلى من متوسط القطاع (11.15)
P/B Ratio0.76
EV/EBITDAN/A
Dividend YieldN/A

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (2151 نظير)
المقياس السهم وسيط القطاع
P/E 14.1 11.2
P/B 0.8 1.2
ROE % 5.5 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 1.0 0.5

ETFs Holding This Stock

BRSIX BRSIX
0.39% weight
QABA logo QABA First Trust NASDAQ ABA Community Bank Index Fund
0.18% weight
WSMVX WSMVX
0.03% weight
DTSVX DTSVX
0.03% weight
VVICX VVICX
0.02% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0.02% weight
IRSIX IRSIX
0.02% weight
IIRSX IIRSX
0.02% weight
IRCIX IRCIX
0.02% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.01% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 161.60% Earnings Growth (3Y) 192.63%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 3.09%
Profitability
Revenue (TTM) N/A Net Income (TTM) 28.70 M
ROE 5.46% ROA 0.91%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 54.62 M
ROIC N/A FCF Growth (3Y) 199.67%
Safety
Debt / Equity 0.98 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 529.84 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 14.07 Forward P/E N/A
P/B Ratio 0.76 P/S Ratio N/A
PEG Ratio 4.55 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 13.53%
Market Cap 403.75 M Enterprise Value 778.27 M
Per Share
EPS (Diluted TTM) 1.20 Revenue / Share N/A
FCF / Share 2.39 OCF / Share 2.43
EPS CAGR (1Y) 160.87% EPS CAGR (5Y) -5.58%
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 190.28%
SBC-Adj. FCF 52.68 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 28.70 M 10.97 M 3.35 M -30.00 M 25.42 M
EPS (Diluted) 1.20 0.46 0.15 -1.32 1.51
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 4.82 M 4.74 M 4.53 M 4.27 M 2.47 M
Interest Expense 85.70 M 86.20 M 60.60 M 16.15 M 8.25 M
Income Tax 9.73 M 4.71 M 2.50 M -6.85 M 8.21 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3.22 B 3.04 B 2.75 B 2.31 B 1.65 B
Total Liabilities 2.68 B 2.53 B 2.26 B 1.82 B 1.46 B
Shareholders' Equity 541.55 M 505.50 M 491.40 M 492.70 M 189.26 M
Total Debt 596.10 M 596.10 M 684.42 M
Cash & Equivalents 126.15 M 139.84 M 139.19 M 54.36 M 153.89 M
Current Assets
Current Liabilities