Ponce Financial Group, Inc.
Qualité des données : 83%
PDLB
Nasdaq
Financial Services
Depository Institutions
17,64 €
▲
0,13 €
(0,74%)
Cap. Boursière: 403,75 M
Prix
17,64 €
Cap. Boursière
403,75 M
Fourchette du Jour
17,39 € — 17,83 €
Fourchette 52 Semaines
10,88 € — 18,01 €
Volume
45 056
Ouverture 17,45 €
Moyenne 50J / 200J
16,58 €
6,42% above
Moyenne 50J / 200J
15,38 €
14,66% above
Quick Summary
Points Clés
Earnings grew 161,60% over the past year
Generating 54,62 M in free cash flow
P/E of 14,07 — trading at a low valuation
Cash machine — converts 190,28% of earnings into free cash flow
Croissance
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)161,60%
FCF Growth (3Y)199,67%
Qualité
Return on Equity
5,46%
En dessous de la moyenne du secteur (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Sécurité
Debt / Equity
0,98
Au-dessus de la moyenne du secteur (0,49)
Current RatioN/A
Interest CoverageN/A
Valorisation
PE (TTM)
14,07
Au-dessus de la moyenne du secteur (11,15)
P/B Ratio0,76
EV/EBITDAN/A
Dividend YieldN/A
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (2144 pairs)
Comparaison Sectorielle
vs médiane du secteur Financial Services (2144 pairs)| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 14,1 | 11,1 |
| P/B | 0,8 | 1,2 |
| ROE % | 5,5 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | 1,0 | 0,5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 161,60% | Earnings Growth (3Y) | 192,63% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 3,09% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 28,70 M |
| ROE | 5,46% | ROA | 0,91% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 54,62 M |
| ROIC | N/A | FCF Growth (3Y) | 199,67% |
| Safety | |||
| Debt / Equity | 0,98 | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 529,84 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 14,07 | Forward P/E | N/A |
| P/B Ratio | 0,76 | P/S Ratio | N/A |
| PEG Ratio | 4,55 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 13,53% | ||
| Market Cap | 403,75 M | Enterprise Value | 778,27 M |
| Per Share | |||
| EPS (Diluted TTM) | 1,20 | Revenue / Share | N/A |
| FCF / Share | 2,39 | OCF / Share | 2,43 |
| EPS CAGR (1Y) | 160,87% | EPS CAGR (5Y) | -5,58% |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 190,28% |
| SBC-Adj. FCF | 52,68 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 28,70 M | 10,97 M | 3,35 M | -30,00 M | 25,42 M |
| EPS (Diluted) | 1,20 | 0,46 | 0,15 | -1,32 | 1,51 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 4,82 M | 4,74 M | 4,53 M | 4,27 M | 2,47 M |
| Interest Expense | 85,70 M | 86,20 M | 60,60 M | 16,15 M | 8,25 M |
| Income Tax | 9,73 M | 4,71 M | 2,50 M | -6,85 M | 8,21 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 3,22 B | 3,04 B | 2,75 B | 2,31 B | 1,65 B |
| Total Liabilities | 2,68 B | 2,53 B | 2,26 B | 1,82 B | 1,46 B |
| Shareholders' Equity | 541,55 M | 505,50 M | 491,40 M | 492,70 M | 189,26 M |
| Total Debt | 596,10 M | 596,10 M | 684,42 M | — | — |
| Cash & Equivalents | 126,15 M | 139,84 M | 139,19 M | 54,36 M | 153,89 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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