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PEOPLES BANCORP OF NORTH CAROLINA INC

Calidad de datos: 83%
PEBK
Nasdaq Financial Services Depository Institutions
$41.61
▲ $0.20 (0.48%)
Cap. Mercado: 221.00 M
Precio
$41.61
Cap. Mercado
221.00 M
Rango del Día
$41.27 — $41.98
Rango de 52 Semanas
$25.10 — $42.36
Volumen
51,831
Apertura $41.43
Promedio 50D / 200D
$38.11
9.18% above
Promedio 50D / 200D
$33.17
25.45% above

Quick Summary

Puntos Clave

Earnings grew 21.26% over the past year
ROE of 13.51% — decent returns on equity
Generating 19.96 M in free cash flow
P/E of 11.14 — trading at a low valuation
Cash machine — converts 100.66% of earnings into free cash flow

Crecimiento

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)21.26%
FCF Growth (3Y)-2.12%

Calidad

Return on Equity
13.51%
Above sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Seguridad

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM)
11.14
Below sector avg (11.15)
P/B Ratio1.48
EV/EBITDAN/A
Dividend YieldN/A

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (2150 pares)
Métrica Acción Mediana del Sector
P/E 11.1 11.2
P/B 1.5 1.2
ROE % 13.5 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

ETFs Holding This Stock

AFSM logo AFSM First Trust Active Factor Small Cap ETF
0.30% weight
FDM logo FDM First Trust Dow Jones Select MicroCap Index Fund
0.23% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.06% weight
GSSC logo GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
0.02% weight
AVSC logo AVSC Avantis U.S. Small Cap Equity ETF
0.01% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.00% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 21.26% Earnings Growth (3Y) 12.94%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 6.99%
Profitability
Revenue (TTM) N/A Net Income (TTM) 19.83 M
ROE 13.51% ROA 1.16%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 19.96 M
ROIC N/A FCF Growth (3Y) -2.12%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 149.47 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 11.14 Forward P/E N/A
P/B Ratio 1.48 P/S Ratio N/A
PEG Ratio 1.59 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 9.03%
Market Cap 221.00 M Enterprise Value 221.00 M
Per Share
EPS (Diluted TTM) 3.62 Revenue / Share N/A
FCF / Share 3.76 OCF / Share 4.02
EPS CAGR (1Y) 21.48% EPS CAGR (5Y) 8.31%
EPS CAGR (10Y) 9.12%
Efficiency
CapEx / Revenue N/A FCF Conversion 100.66%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 19.83 M 16.35 M 15.55 M 16.12 M 15.13 M
EPS (Diluted) 3.62 2.98 2.77 2.85 2.63
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 24.60 M 26.65 M 17.14 M 3.32 M 3.21 M
Income Tax 6.02 M 4.58 M 4.38 M 4.17 M 3.80 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.70 B 1.65 B 1.64 B 1.62 B 1.62 B
Total Liabilities 1.55 B 1.52 B 1.51 B 1.52 B 1.48 B
Shareholders' Equity 157.12 M 130.56 M 121.02 M 105.20 M 142.37 M
Total Debt
Cash & Equivalents 58.11 M 59.27 M 71.60 M 277.50 M
Current Assets
Current Liabilities