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PEOPLES BANCORP OF NORTH CAROLINA INC

Datakwaliteit: 83%
PEBK
NASDAQ Financial Services Depository Institutions
€ 41,09
▼ € 0,51 (-1,23%)
6 months return
—
Momentum
Neutral
1Y earnings growth
21,26%

Groei

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)21,26%
FCF Growth (3Y)-2,12%

Kwaliteit

Return on Equity
13,51%
Boven sectorgemiddelde (9,22%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Veiligheid

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Waardering

PE (TTM)
11,14
Boven sectorgemiddelde (11,13)
P/B Ratio1,48
EV/EBITDAN/A
Dividend Yield2,36%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Earnings grew 21,26% over the past year
ROE of 13,51% — decent returns on equity
Generating 19,96 M in free cash flow
P/E of 11,14 — trading at a low valuation
Cash machine — converts 100,66% of earnings into free cash flow
Dividend yield of 2,36% — meaningful income

Price History

Financiële Trends

Koersdoel Analisten

Geen analistendekking beschikbaar

Winstverassingen

EPS
Reported Estimate
Q32012
Reported € 0,21
Estimate —
Verrassing —

Growth

Rev 5Y: N/A · Earnings 1Y: 21,26%
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 21,26% Earnings Growth (3Y) 12,94%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 6,99%

Profitability

ROE: 13,51% · Net Margin: N/A
Revenue (TTM) N/A Net Income (TTM) 19,83 M
ROE 13,51% ROA 1,16%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 19,96 M
ROIC N/A FCF Growth (3Y) -2,12%

Safety

D/E: N/A · Current: N/A
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 149,47 M

Dividends

Yield: 2,36% · Payout: 27,07%
Dividend Yield 2,36% Payout Ratio 27,07%
Dividend Growth (3Y) 3,34% Dividend Growth (5Y) 5,06%
Consecutive Div Years 20 yrs

Valuation

P/E: 11,14 · EV/EBITDA: N/A
P/E Ratio 11,14 Forward P/E N/A
P/B Ratio 1,48 P/S Ratio N/A
PEG Ratio 1,59 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 9,03%
Market Cap 221,00 M Enterprise Value 221,00 M

Per Share

EPS: 3,62 · FCF/Share: 3,76
EPS (Diluted TTM) 3,62 Revenue / Share N/A
FCF / Share 3,76 OCF / Share 4,02
EPS CAGR (1Y) 21,48% EPS CAGR (5Y) 8,31%
EPS CAGR (10Y) 9,12%

Efficiency

FCF Conv: 100,66% · CapEx/Rev: N/A
CapEx / Revenue N/A FCF Conversion 100,66%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 19,83 M 16,35 M 15,55 M 16,12 M 15,13 M
EPS (Diluted) 3,62 2,98 2,77 2,85 2,63
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 24,60 M 26,65 M 17,14 M 3,32 M 3,21 M
Income Tax 6,02 M 4,58 M 4,38 M 4,17 M 3,80 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1,70 B 1,65 B 1,64 B 1,62 B 1,62 B
Total Liabilities 1,55 B 1,52 B 1,51 B 1,52 B 1,48 B
Shareholders' Equity 157,12 M 130,56 M 121,02 M 105,20 M 142,37 M
Total Debt — — — — —
Cash & Equivalents 58,11 M 59,27 M — 71,60 M 277,50 M
Current Assets — — — — —
Current Liabilities — — — — —

Sectorvergelijking

vs Financial Services sector mediaan (6628 peers)
Metriek Aandeel Sector Mediaan
P/E 11,1 11,1
P/B 1,5 1,2
ROE % 13,5 9,2
Net Margin % — 9,4
Rev Growth 5Y % — 5,8
D/E — 0,5

ETFs Holding This Stock
AFSM logo AFSM First Trust Active Factor Small Cap ETF
0,30% weight
BRUSX BRUSX
0,29% weight
FDM logo FDM First Trust Dow Jones Select MicroCap Index Fund
0,23% weight
BRSIX BRSIX
0,18% weight
BOSVX BOSVX
0,07% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0,06% weight
GMSMX GMSMX
0,02% weight
GSMRX GSMRX
0,02% weight
GISMX GISMX
0,02% weight
GSSC logo GSSC Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF
0,02% weight

Dividendgeschiedenis

Rendement

2,36%

Uitkeringsratio

27,07%

Groei (3 jr)

3,34%

Groei (5 jr)

5,06%

Recente betalingen per aandeel (nieuwste eerst).

Ex-dividend Betaling Bedrag / aandeel
Mar 04, 2026 — € 0,21
Feb 04, 2026 — € 0,17
Dec 03, 2025 — € 0,20
Sep 03, 2025 — € 0,20
Jun 03, 2025 — € 0,20
Mar 03, 2025 — € 0,20
Feb 03, 2025 — € 0,16
Dec 03, 2024 — € 0,19
Sep 03, 2024 — € 0,19
Jun 03, 2024 — € 0,19
Mar 01, 2024 — € 0,19
Feb 02, 2024 — € 0,16