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Day Range
$23.15
$23.40
52-Week Range
$22.35
$25.19
Volume
35,481
50D / 200D Avg
$24.02
/
$24.22
Prev Close
$23.30
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 2.3 | 10.3 |
| P/B | 0.3 | 1.1 |
| ROE % | 11.9 | 11.7 |
| Net Margin % | 5.9 | 16.8 |
| Rev Growth 5Y % | -3.8 | 11.7 |
| D/E | 1.0 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2029 |
$17.40
$17.40 – $17.40
|
66 B | 1 |
| FY2028 |
$16.58
$16.58 – $16.58
|
61 B | 1 |
| FY2027 |
$15.48
$15.48 – $15.48
|
60 B | 1 |
Key Takeaways
Revenue declined -3.79% annually over 5 years
Earnings grew 31.13% over the past year
ROE of 11.86% — decent returns on equity
Generating 6.27B in free cash flow
P/E of 2.27 — trading at a low valuation
PEG of 0.07 suggests growth is underpriced
Growth
Revenue Growth (5Y)
-3.79%
Revenue (1Y)-13.68%
Earnings (1Y)31.13%
FCF Growth (3Y)-1.85%
Quality
Return on Equity
11.86%
ROIC5.46%
Net Margin5.88%
Op. Margin7.87%
Safety
Debt / Equity
1.03
Current RatioN/A
Interest Coverage0.00
Valuation
P/E Ratio
2.27
P/B Ratio0.25
EV/EBITDA4.52
Dividend Yield0.23%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -13.68% | Revenue Growth (3Y) | 6.11% |
| Earnings Growth (1Y) | 31.13% | Earnings Growth (3Y) | 19.89% |
| Revenue Growth (5Y) | -3.79% | Earnings Growth (5Y) | -17.51% |
| Profitability | |||
| Revenue (TTM) | 60.77B | Net Income (TTM) | 3.58B |
| ROE | 11.86% | ROA | 0.46% |
| Gross Margin | 42.04% | Operating Margin | 7.87% |
| Net Margin | 5.88% | Free Cash Flow (TTM) | 6.27B |
| ROIC | 5.46% | FCF Growth (3Y) | -1.85% |
| Safety | |||
| Debt / Equity | 1.03 | Current Ratio | N/A |
| Interest Coverage | 0.00 | Dividend Yield | 0.23% |
| Valuation | |||
| P/E Ratio | 2.27 | P/B Ratio | 0.25 |
| P/S Ratio | 0.13 | PEG Ratio | 0.07 |
| EV/EBITDA | 4.52 | Dividend Yield | 0.23% |
| Market Cap | 8.12B | Enterprise Value | 21.65B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 60.77B | 70.41B | 53.98B | 56.88B | 70.93B |
| Net Income | 3.58B | 2.73B | 2.49B | -1.65B | 7.72B |
| EPS (Diluted) | 9.99 | 7.50 | 6.74 | -4.49 | 22.40 |
| Gross Profit | 25.55B | 23.29B | 23.05B | 16.07B | 32.48B |
| Operating Income | 4.79B | 3.35B | 3.12B | -1.95B | 9.47B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 773.74B | 735.59B | 721.21B | 689.03B | 937.58B |
| Total Liabilities | 738.16B | 705.46B | 691.34B | 657.11B | 874.97B |
| Shareholders' Equity | 32.44B | 27.87B | 27.82B | 30.59B | 61.88B |
| Total Debt | 33.28B | 29.09B | 27.55B | 28.39B | 30.54B |
| Cash & Equivalents | 19.75B | 18.52B | 19.46B | 17.30B | 12.93B |
| Current Assets | 19.75B | 18.52B | 19.46B | 17.30B | 12.93B |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |