Atrás
Rango del Día
$23.18
$23.24
Rango de 52 Semanas
$22.35
$25.19
Volumen
18,769
Promedio 50D / 200D
$24.02
/
$24.22
Cierre Anterior
$23.18
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 2.3 | 10.3 |
| P/B | 0.3 | 1.1 |
| ROE % | 11.9 | 11.6 |
| Net Margin % | 5.9 | 16.8 |
| Rev Growth 5Y % | -3.8 | 11.6 |
| D/E | 1.0 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2029 |
$17.40
$17.40 – $17.40
|
66.30B | 1 |
| FY2028 |
$16.58
$16.58 – $16.58
|
60.76B | 1 |
| FY2027 |
$15.48
$15.48 – $15.48
|
59.98B | 1 |
No quarterly estimates available
Earnings Surprises
Last 6 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-03 | $3.37 | $2.58 | -23.4% |
| 2025-10-29 | $3.72 | $4.05 | +8.9% |
| 2025-07-30 | $3.22 | $1.50 | -53.4% |
| 2025-04-30 | $3.18 | $1.99 | -37.4% |
| 2023-12-31 | N/A | $3.65 | — |
| 2022-12-31 | N/A | -$2.69 | — |
Dividend History
7 yr streakYield
0.23%
Payout Ratio
0.54%
Growth (3Y)
-0.04%
Growth (5Y)
-0.03%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jan 30, 2026 | Feb 17, 2026 | $0.35 | 5.86% |
| Oct 31, 2025 | Nov 17, 2025 | $0.35 | 5.76% |
| Aug 01, 2025 | Aug 15, 2025 | $0.35 | 5.82% |
| May 01, 2025 | May 15, 2025 | $0.35 | 6.19% |
| Jan 31, 2025 | Feb 18, 2025 | $0.35 | 6.00% |
| Nov 01, 2024 | Nov 15, 2024 | $0.35 | 5.72% |
| Aug 01, 2024 | Aug 15, 2024 | $0.35 | 5.67% |
| Apr 30, 2024 | May 15, 2024 | $0.35 | 5.86% |
| Jan 31, 2024 | Feb 15, 2024 | $0.35 | 5.66% |
| Oct 31, 2023 | Nov 15, 2023 | $0.35 | 6.26% |
| Jul 31, 2023 | Aug 15, 2023 | $0.35 | 5.76% |
| Apr 28, 2023 | May 15, 2023 | $0.35 | 5.68% |
| Jan 31, 2023 | Feb 15, 2023 | $0.35 | 5.62% |
| Oct 31, 2022 | Nov 15, 2022 | $0.35 | 6.12% |
| Jul 29, 2022 | Aug 15, 2022 | $0.35 | 5.45% |
| Apr 28, 2022 | May 15, 2022 | $0.35 | 5.63% |
| Jan 31, 2022 | Feb 15, 2022 | $0.35 | 5.35% |
| Oct 29, 2021 | Nov 15, 2021 | $0.35 | 5.15% |
| Jul 29, 2021 | Aug 15, 2021 | $0.35 | 5.10% |
| Apr 29, 2021 | May 17, 2021 | $0.35 | 5.10% |
Puntos Clave
Revenue declined -3.79% annually over 5 years
Earnings grew 31.13% over the past year
ROE of 11.86% — decent returns on equity
Generating 6.27B in free cash flow
P/E of 2.26 — trading at a low valuation
PEG of 0.07 suggests growth is underpriced
Crecimiento
Revenue Growth (5Y)
-3.79%
Revenue (1Y)-13.68%
Earnings (1Y)31.13%
FCF Growth (3Y)-1.85%
Calidad
Return on Equity
11.86%
ROIC5.46%
Net Margin5.88%
Op. Margin7.87%
Seguridad
Debt / Equity
1.03
Current RatioN/A
Interest Coverage0.00
Valoración
P/E Ratio
2.26
Forward P/E1.62
P/B Ratio0.25
EV/EBITDA4.52
Dividend Yield0.23%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -13.68% | Revenue Growth (3Y) | 6.11% |
| Earnings Growth (1Y) | 31.13% | Earnings Growth (3Y) | 19.89% |
| Revenue Growth (5Y) | -3.79% | Earnings Growth (5Y) | -17.51% |
| Profitability | |||
| Revenue (TTM) | 60.77B | Net Income (TTM) | 3.58B |
| ROE | 11.86% | ROA | 0.46% |
| Gross Margin | 42.04% | Operating Margin | 7.87% |
| Net Margin | 5.88% | Free Cash Flow (TTM) | 6.27B |
| ROIC | 5.46% | FCF Growth (3Y) | -1.85% |
| Safety | |||
| Debt / Equity | 1.03 | Current Ratio | N/A |
| Interest Coverage | 0.00 | ||
| Dividends | |||
| Dividend Yield | 0.23% | Payout Ratio | 0.54% |
| Dividend Growth (3Y) | -0.04% | Dividend Growth (5Y) | -0.03% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 2.26 | Forward P/E | 1.62 |
| P/B Ratio | 0.25 | P/S Ratio | 0.13 |
| PEG Ratio | 0.07 | Forward PEG | N/A |
| EV/EBITDA | 4.52 | Fwd EV/EBITDA | 6.32 |
| Forward P/S | 0.14 | Fwd Earnings Yield | 61.73% |
| FCF Yield | 77.54% | ||
| Market Cap | 8.09B | Enterprise Value | 21.62B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 60.77B | 70.41B | 53.98B | 56.88B | 70.93B |
| Net Income | 3.58B | 2.73B | 2.49B | -1.65B | 7.72B |
| EPS (Diluted) | 9.99 | 7.50 | 6.74 | -4.49 | 22.40 |
| Gross Profit | 25.55B | 23.29B | 23.05B | 16.07B | 32.48B |
| Operating Income | 4.79B | 3.35B | 3.12B | -1.95B | 9.47B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 773.74B | 735.59B | 721.21B | 689.03B | 937.58B |
| Total Liabilities | 738.16B | 705.46B | 691.34B | 657.11B | 874.97B |
| Shareholders' Equity | 32.44B | 27.87B | 27.82B | 30.59B | 61.88B |
| Total Debt | 33.28B | 29.09B | 27.55B | 28.39B | 30.54B |
| Cash & Equivalents | 19.75B | 18.52B | 19.46B | 17.30B | 12.93B |
| Current Assets | 19.75B | 18.52B | 19.46B | 17.30B | 12.93B |
| Current Liabilities | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |