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Fourchette du Jour
23,18 €
23,24 €
Fourchette 52 Semaines
22,35 €
25,19 €
Volume
18 769
Moyenne 50J / 200J
24,02 €
/
24,22 €
Clôture Précédente
23,18 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 2,3 | 10,3 |
| P/B | 0,3 | 1,1 |
| ROE % | 11,9 | 11,7 |
| Net Margin % | 5,9 | 16,8 |
| Rev Growth 5Y % | -3,8 | 11,7 |
| D/E | 1,0 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
17,40 €
17,40 € – 17,40 €
|
66,30B | 1 |
| FY2028 |
16,58 €
16,58 € – 16,58 €
|
60,76B | 1 |
| FY2027 |
15,48 €
15,48 € – 15,48 €
|
59,98B | 1 |
No quarterly estimates available
Earnings Surprises
Last 6 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-03 | 3,37 € | 2,58 € | -23,4% |
| 2025-10-29 | 3,72 € | 4,05 € | +8,9% |
| 2025-07-30 | 3,22 € | 1,50 € | -53,4% |
| 2025-04-30 | 3,18 € | 1,99 € | -37,4% |
| 2023-12-31 | N/A | 3,65 € | — |
| 2022-12-31 | N/A | -2,69 € | — |
Dividend History
7 yr streakYield
0,23%
Payout Ratio
0,54%
Growth (3Y)
-0,04%
Growth (5Y)
-0,03%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jan 30, 2026 | Feb 17, 2026 | 0,35 € | 5,86% |
| Oct 31, 2025 | Nov 17, 2025 | 0,35 € | 5,76% |
| Aug 01, 2025 | Aug 15, 2025 | 0,35 € | 5,82% |
| May 01, 2025 | May 15, 2025 | 0,35 € | 6,19% |
| Jan 31, 2025 | Feb 18, 2025 | 0,35 € | 6,00% |
| Nov 01, 2024 | Nov 15, 2024 | 0,35 € | 5,72% |
| Aug 01, 2024 | Aug 15, 2024 | 0,35 € | 5,67% |
| Apr 30, 2024 | May 15, 2024 | 0,35 € | 5,86% |
| Jan 31, 2024 | Feb 15, 2024 | 0,35 € | 5,66% |
| Oct 31, 2023 | Nov 15, 2023 | 0,35 € | 6,26% |
| Jul 31, 2023 | Aug 15, 2023 | 0,35 € | 5,76% |
| Apr 28, 2023 | May 15, 2023 | 0,35 € | 5,68% |
| Jan 31, 2023 | Feb 15, 2023 | 0,35 € | 5,62% |
| Oct 31, 2022 | Nov 15, 2022 | 0,35 € | 6,12% |
| Jul 29, 2022 | Aug 15, 2022 | 0,35 € | 5,45% |
| Apr 28, 2022 | May 15, 2022 | 0,35 € | 5,63% |
| Jan 31, 2022 | Feb 15, 2022 | 0,35 € | 5,35% |
| Oct 29, 2021 | Nov 15, 2021 | 0,35 € | 5,15% |
| Jul 29, 2021 | Aug 15, 2021 | 0,35 € | 5,10% |
| Apr 29, 2021 | May 17, 2021 | 0,35 € | 5,10% |
Points Clés
Revenue declined -3,79% annually over 5 years
Earnings grew 31,13% over the past year
ROE of 11,86% — decent returns on equity
Generating 6,27B in free cash flow
P/E of 2,26 — trading at a low valuation
PEG of 0,07 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
-3,79%
Revenue (1Y)-13,68%
Earnings (1Y)31,13%
FCF Growth (3Y)-1,85%
Qualité
Return on Equity
11,86%
ROIC5,46%
Net Margin5,88%
Op. Margin7,87%
Sécurité
Debt / Equity
1,03
Current RatioN/A
Interest Coverage0,00
Valorisation
P/E Ratio
2,26
Forward P/E1,62
P/B Ratio0,25
EV/EBITDA4,52
Dividend Yield0,23%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -13,68% | Revenue Growth (3Y) | 6,11% |
| Earnings Growth (1Y) | 31,13% | Earnings Growth (3Y) | 19,89% |
| Revenue Growth (5Y) | -3,79% | Earnings Growth (5Y) | -17,51% |
| Profitability | |||
| Revenue (TTM) | 60,77B | Net Income (TTM) | 3,58B |
| ROE | 11,86% | ROA | 0,46% |
| Gross Margin | 42,04% | Operating Margin | 7,87% |
| Net Margin | 5,88% | Free Cash Flow (TTM) | 6,27B |
| ROIC | 5,46% | FCF Growth (3Y) | -1,85% |
| Safety | |||
| Debt / Equity | 1,03 | Current Ratio | N/A |
| Interest Coverage | 0,00 | ||
| Dividends | |||
| Dividend Yield | 0,23% | Payout Ratio | 0,54% |
| Dividend Growth (3Y) | -0,04% | Dividend Growth (5Y) | -0,03% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 2,26 | Forward P/E | 1,62 |
| P/B Ratio | 0,25 | P/S Ratio | 0,13 |
| PEG Ratio | 0,07 | Forward PEG | N/A |
| EV/EBITDA | 4,52 | Fwd EV/EBITDA | 6,32 |
| Forward P/S | 0,14 | Fwd Earnings Yield | 61,73% |
| FCF Yield | 77,54% | ||
| Market Cap | 8,09B | Enterprise Value | 21,62B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 60,77B | 70,41B | 53,98B | 56,88B | 70,93B |
| Net Income | 3,58B | 2,73B | 2,49B | -1,65B | 7,72B |
| EPS (Diluted) | 9,99 | 7,50 | 6,74 | -4,49 | 22,40 |
| Gross Profit | 25,55B | 23,29B | 23,05B | 16,07B | 32,48B |
| Operating Income | 4,79B | 3,35B | 3,12B | -1,95B | 9,47B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 773,74B | 735,59B | 721,21B | 689,03B | 937,58B |
| Total Liabilities | 738,16B | 705,46B | 691,34B | 657,11B | 874,97B |
| Shareholders' Equity | 32,44B | 27,87B | 27,82B | 30,59B | 61,88B |
| Total Debt | 33,28B | 29,09B | 27,55B | 28,39B | 30,54B |
| Cash & Equivalents | 19,75B | 18,52B | 19,46B | 17,30B | 12,93B |
| Current Assets | 19,75B | 18,52B | 19,46B | 17,30B | 12,93B |
| Current Liabilities | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |