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Powszechny Zaklad Ubezpieczen S.A.

جودة البيانات: 100%
PZAKY
OTC Financial Services Insurance - Property & Casualty
KWD 16.88
KWD 0.00 (0.00%)
القيمة السوقية: 14.58B
مُدرج أيضًا باسم PWZYF OTC
نطاق اليوم
KWD 16.88 KWD 17.35
نطاق 52 أسبوعًا
KWD 13.00 KWD 21.89
حجم التداول
100
متوسط 50 يوم / 200 يوم
KWD 19.66 / KWD 17.18
الإغلاق السابق
KWD 16.88

Quick Summary

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (857 نظير)

المقياس السهم وسيط القطاع
P/E 2.2 10.2
P/B 0.4 1.1
ROE % 19.8 11.7
Net Margin % 10.4 16.8
Rev Growth 5Y % 12.2 11.7
D/E 1.0 0.5

السعر المستهدف للمحللين

لا تتوفر تغطية محللين

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2027 KWD 0.00
KWD 0.00 – KWD 0.00
34.31B 0
FY2026 KWD 0.00
KWD 0.00 – KWD 0.00
32.79B 0

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2025-12-31 N/A KWD 0.47
2025-11-20 N/A KWD 0.64
2025-08-28 N/A KWD 0.47
2025-05-15 N/A KWD 0.53
2025-03-27 N/A KWD 0.47
2024-11-21 N/A KWD 0.36
2024-08-29 N/A KWD 0.34
2024-05-21 N/A KWD 0.36

Dividend History

6 yr streak

Yield

0.07%

Payout Ratio

0.58%

Growth (3Y)

32.16%

Growth (5Y)

5.27%

Ex-Date Payment Date Amount Yield
Sep 25, 2025 Oct 31, 2025 KWD 0.92 5.16%
Sep 17, 2024 Oct 23, 2024 KWD 1.10 9.09%
Sep 06, 2023 Oct 13, 2023 KWD 0.54 6.80%
Sep 28, 2022 Nov 04, 2022 KWD 0.40 6.64%
Sep 14, 2021 Oct 21, 2021 KWD 0.88 11.83%
Aug 13, 2019 Sep 20, 2019 KWD 0.71 10.95%
Sep 11, 2018 Oct 18, 2018 KWD 0.67 10.30%
Sep 28, 2017 Nov 03, 2017 KWD 0.39 6.00%
Sep 28, 2016 KWD 0.52 7.20%

النقاط الرئيسية

Revenue grew 12.19% annually over 5 years — strong growth
Earnings grew 25.40% over the past year
ROE of 19.82% — decent returns on equity
Generating 9.01B in free cash flow
P/E of 2.18 — trading at a low valuation
PEG of 0.32 suggests growth is underpriced

النمو

Revenue Growth (5Y)
12.19%
Revenue (1Y)16.86%
Earnings (1Y)25.40%
FCF Growth (3Y)-41.95%

الجودة

Return on Equity
19.82%
ROIC18.48%
Net Margin10.35%
Op. Margin27.57%

الأمان

Debt / Equity
1.04
Current Ratio1.67
Interest Coverage2.52

التقييم

P/E Ratio
2.18
Forward P/EN/A
P/B Ratio0.41
EV/EBITDA2.50
Dividend Yield0.07%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 16.86% Revenue Growth (3Y) 8.33%
Earnings Growth (1Y) 25.40% Earnings Growth (3Y) 7.79%
Revenue Growth (5Y) 12.19% Earnings Growth (5Y) 19.04%
Profitability
Revenue (TTM) 64.70B Net Income (TTM) 6.70B
ROE 19.82% ROA 1.25%
Gross Margin 98.00% Operating Margin 27.57%
Net Margin 10.35% Free Cash Flow (TTM) 9.01B
ROIC 18.48% FCF Growth (3Y) -41.95%
Safety
Debt / Equity 1.04 Current Ratio 1.67
Interest Coverage 2.52
Dividends
Dividend Yield 0.07% Payout Ratio 0.58%
Dividend Growth (3Y) 32.16% Dividend Growth (5Y) 5.27%
Consecutive Div Years 6 yrs
Valuation
P/E Ratio 2.18 Forward P/E N/A
P/B Ratio 0.41 P/S Ratio 0.23
PEG Ratio 0.32 Forward PEG N/A
EV/EBITDA 2.50 Fwd EV/EBITDA 3.55
Forward P/S 0.44 Fwd Earnings Yield N/A
FCF Yield 61.82%
Market Cap 14.58B Enterprise Value 44.66B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 64.70B 55.37B 55.13B 41.72B 40.84B
Net Income 6.70B 5.34B 5.77B 3.78B 3.34B
EPS (Diluted) 7.76 6.19 6.68 4.38 6.29
Gross Profit 63.40B 54.68B 55.13B 40.87B 36.94B
Operating Income 17.84B 15.71B 16.08B 8.14B 7.45B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 535.48B 503.26B 467.89B 436.12B 402.13B
Total Liabilities 462.83B 438.00B 407.41B 396.37B 362.14B
Shareholders' Equity 35.47B 32.11B 30.02B 17.49B 17.08B
Total Debt 36.94B 30.47B 25.51B 24.06B 17.96B
Cash & Equivalents 6.85B 6.16B 8.58B 7.04B 6.97B
Current Assets 90.01B 59.50B 37.30B 46.82B 51.92B
Current Liabilities 53.98B 714.00M 3.39B 1.51B 1.61B

درجات الاستراتيجيات

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
#117 of 1058
68
#420 of 628
24

النشاط الأخير

خرج Contrarian Investing (David Dreman)
Mar 26, 2026
دخل Cash Flow Compounder
Mar 24, 2026
دخل Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
دخل Contrarian Investing (David Dreman)
Mar 24, 2026