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Powszechny Zaklad Ubezpieczen S.A.

Datakwaliteit: 100%
PZAKY
OTC Financial Services Insurance - Property & Casualty
€ 17,93
€ 0,00 (0,00%)
Marktkapitalisatie: 15,48B
Ook genoteerd als PWZYF OTC
Dagbereik
€ 17,35 € 17,93
52-Weeksbereik
€ 13,00 € 21,89
Volume
100
50D / 200D Gem.
€ 19,66 / € 17,18
Vorige Slotkoers
€ 17,93

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (854 peers)

Metriek Aandeel Sector Mediaan
P/E 2,3 10,3
P/B 0,4 1,1
ROE % 19,8 11,7
Net Margin % 10,4 16,8
Rev Growth 5Y % 12,2 11,7
D/E 1,0 0,5

Belangrijkste Punten

Revenue grew 12,19% annually over 5 years — strong growth
Earnings grew 25,40% over the past year
ROE of 19,82% — decent returns on equity
Generating 9,01B in free cash flow
P/E of 2,31 — trading at a low valuation
PEG of 0,32 suggests growth is underpriced

Groei

Revenue Growth (5Y)
12,19%
Revenue (1Y)16,86%
Earnings (1Y)25,40%
FCF Growth (3Y)-41,95%

Kwaliteit

Return on Equity
19,82%
ROIC18,48%
Net Margin10,35%
Op. Margin27,57%

Veiligheid

Debt / Equity
1,04
Current Ratio1,67
Interest Coverage2,52

Waardering

P/E Ratio
2,31
P/B Ratio0,44
EV/EBITDA2,55
Dividend Yield0,07%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 16,86% Revenue Growth (3Y) 8,33%
Earnings Growth (1Y) 25,40% Earnings Growth (3Y) 7,79%
Revenue Growth (5Y) 12,19% Earnings Growth (5Y) 19,04%
Profitability
Revenue (TTM) 64,70B Net Income (TTM) 6,70B
ROE 19,82% ROA 1,25%
Gross Margin 98,00% Operating Margin 27,57%
Net Margin 10,35% Free Cash Flow (TTM) 9,01B
ROIC 18,48% FCF Growth (3Y) -41,95%
Safety
Debt / Equity 1,04 Current Ratio 1,67
Interest Coverage 2,52 Dividend Yield 0,07%
Valuation
P/E Ratio 2,31 P/B Ratio 0,44
P/S Ratio 0,24 PEG Ratio 0,32
EV/EBITDA 2,55 Dividend Yield 0,07%
Market Cap 15,48B Enterprise Value 45,57B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 64,70B 55,37B 55,13B 41,72B 40,84B
Net Income 6,70B 5,34B 5,77B 3,78B 3,34B
EPS (Diluted) 7,76 6,19 6,68 4,38 6,29
Gross Profit 63,40B 54,68B 55,13B 40,87B 36,94B
Operating Income 17,84B 15,71B 16,08B 8,14B 7,45B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 535,48B 503,26B 467,89B 436,12B 402,13B
Total Liabilities 462,83B 438,00B 407,41B 396,37B 362,14B
Shareholders' Equity 35,47B 32,11B 30,02B 17,49B 17,08B
Total Debt 36,94B 30,47B 25,51B 24,06B 17,96B
Cash & Equivalents 6,85B 6,16B 8,58B 7,04B 6,97B
Current Assets 90,01B 59,50B 37,30B 46,82B 51,92B
Current Liabilities 53,98B 714,00M 3,39B 1,51B 1,61B

Strategiescores

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
#116 of 1024
68
#405 of 616
25
#364 of 658
25

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