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Also listed as
SZCRF
OTC
Day Range
$3.44
$3.55
52-Week Range
$2.31
$3.73
Volume
1,700
50D / 200D Avg
$3.40
/
$3.34
Prev Close
$3.54
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 75.4 | 10.3 |
| P/B | 13.9 | 1.1 |
| ROE % | 18.3 | 11.6 |
| Net Margin % | 5.3 | 16.8 |
| Rev Growth 5Y % | -0.7 | 11.6 |
| D/E | 0.8 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2030 |
$0.58
$0.49 – $0.65
|
18 B | 1 |
| FY2029 |
$0.54
$0.46 – $0.61
|
17 B | 1 |
| FY2028 |
$0.46
$0.40 – $0.52
|
18 B | 1 |
Key Takeaways
Revenue declined -0.65% annually over 5 years
Earnings grew 20335.33% over the past year
ROE of 18.26% — decent returns on equity
Generating 973.02M in free cash flow
P/E of 75.36 — premium valuation
PEG of 0.03 suggests growth is underpriced
Growth
Revenue Growth (5Y)
-0.65%
Revenue (1Y)-0.49%
Earnings (1Y)20335.33%
FCF Growth (3Y)-18.00%
Quality
Return on Equity
18.26%
ROIC0.00%
Net Margin5.25%
Op. Margin0.00%
Safety
Debt / Equity
0.81
Current Ratio133.06
Interest Coverage0.00
Valuation
P/E Ratio
75.36
P/B Ratio13.91
EV/EBITDAN/A
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0.49% | Revenue Growth (3Y) | -0.84% |
| Earnings Growth (1Y) | 20335.33% | Earnings Growth (3Y) | 0.33% |
| Revenue Growth (5Y) | -0.65% | Earnings Growth (5Y) | 15.71% |
| Profitability | |||
| Revenue (TTM) | 15.57B | Net Income (TTM) | 817.41M |
| ROE | 18.26% | ROA | 2.26% |
| Gross Margin | 100.00% | Operating Margin | 0.00% |
| Net Margin | 5.25% | Free Cash Flow (TTM) | 973.02M |
| ROIC | 0.00% | FCF Growth (3Y) | -18.00% |
| Safety | |||
| Debt / Equity | 0.81 | Current Ratio | 133.06 |
| Interest Coverage | 0.00 | Dividend Yield | 0.01% |
| Valuation | |||
| P/E Ratio | 75.36 | P/B Ratio | 13.91 |
| P/S Ratio | 3.96 | PEG Ratio | 0.03 |
| EV/EBITDA | N/A | Dividend Yield | 0.01% |
| Market Cap | 61.60B | Enterprise Value | 63.33B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 15.57B | 15.65B | 15.84B | 16.44B | 15.99B |
| Net Income | 817.41M | 4.00M | 812.00M | -1.38B | 456.00M |
| EPS (Diluted) | 0.05 | 0.00 | 0.45 | -0.78 | 0.25 |
| Gross Profit | 15.57B | 14.83B | 15.16B | 12.61B | 12.11B |
| Operating Income | 0.0 | 176.00M | 1.25B | -1.67B | 663.00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 36.10B | 37.35B | 35.48B | 34.99B | 51.58B |
| Total Liabilities | 31.67B | 32.82B | 28.60B | 28.51B | 43.34B |
| Shareholders' Equity | 4.43B | 4.52B | 4.69B | 4.32B | 6.41B |
| Total Debt | 3.57B | 3.55B | 3.24B | 3.13B | 3.06B |
| Cash & Equivalents | 1.84B | 2.11B | 1.64B | 1.83B | 2.08B |
| Current Assets | 21.96B | 0.0 | 20.90B | 1.83B | 2.08B |
| Current Liabilities | 165.00M | 0.0 | 202.00M | 28.10B | 24.23B |