Terug
Ook genoteerd als
SZCRF
OTC
Dagbereik
€ 3,44
€ 3,55
52-Weeksbereik
€ 2,31
€ 3,73
Volume
1.700
50D / 200D Gem.
€ 3,40
/
€ 3,34
Vorige Slotkoers
€ 3,54
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 75,4 | 10,3 |
| P/B | 13,9 | 1,1 |
| ROE % | 18,3 | 11,7 |
| Net Margin % | 5,3 | 16,9 |
| Rev Growth 5Y % | -0,7 | 11,6 |
| D/E | 0,8 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2030 |
€ 0,58
€ 0,49 – € 0,65
|
18 B | 1 |
| FY2029 |
€ 0,54
€ 0,46 – € 0,61
|
17 B | 1 |
| FY2028 |
€ 0,46
€ 0,40 – € 0,52
|
18 B | 1 |
Belangrijkste Punten
Revenue declined -0,65% annually over 5 years
Earnings grew 20335,33% over the past year
ROE of 18,26% — decent returns on equity
Generating 973,02M in free cash flow
P/E of 75,36 — premium valuation
PEG of 0,03 suggests growth is underpriced
Groei
Revenue Growth (5Y)
-0,65%
Revenue (1Y)-0,49%
Earnings (1Y)20335,33%
FCF Growth (3Y)-18,00%
Kwaliteit
Return on Equity
18,26%
ROIC0,00%
Net Margin5,25%
Op. Margin0,00%
Veiligheid
Debt / Equity
0,81
Current Ratio133,06
Interest Coverage0,00
Waardering
P/E Ratio
75,36
P/B Ratio13,91
EV/EBITDAN/A
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,49% | Revenue Growth (3Y) | -0,84% |
| Earnings Growth (1Y) | 20335,33% | Earnings Growth (3Y) | 0,33% |
| Revenue Growth (5Y) | -0,65% | Earnings Growth (5Y) | 15,71% |
| Profitability | |||
| Revenue (TTM) | 15,57B | Net Income (TTM) | 817,41M |
| ROE | 18,26% | ROA | 2,26% |
| Gross Margin | 100,00% | Operating Margin | 0,00% |
| Net Margin | 5,25% | Free Cash Flow (TTM) | 973,02M |
| ROIC | 0,00% | FCF Growth (3Y) | -18,00% |
| Safety | |||
| Debt / Equity | 0,81 | Current Ratio | 133,06 |
| Interest Coverage | 0,00 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 75,36 | P/B Ratio | 13,91 |
| P/S Ratio | 3,96 | PEG Ratio | 0,03 |
| EV/EBITDA | N/A | Dividend Yield | 0,01% |
| Market Cap | 61,60B | Enterprise Value | 63,33B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 15,57B | 15,65B | 15,84B | 16,44B | 15,99B |
| Net Income | 817,41M | 4,00M | 812,00M | -1,38B | 456,00M |
| EPS (Diluted) | 0,05 | 0,00 | 0,45 | -0,78 | 0,25 |
| Gross Profit | 15,57B | 14,83B | 15,16B | 12,61B | 12,11B |
| Operating Income | 0,0 | 176,00M | 1,25B | -1,67B | 663,00M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 36,10B | 37,35B | 35,48B | 34,99B | 51,58B |
| Total Liabilities | 31,67B | 32,82B | 28,60B | 28,51B | 43,34B |
| Shareholders' Equity | 4,43B | 4,52B | 4,69B | 4,32B | 6,41B |
| Total Debt | 3,57B | 3,55B | 3,24B | 3,13B | 3,06B |
| Cash & Equivalents | 1,84B | 2,11B | 1,64B | 1,83B | 2,08B |
| Current Assets | 21,96B | 0,0 | 20,90B | 1,83B | 2,08B |
| Current Liabilities | 165,00M | 0,0 | 202,00M | 28,10B | 24,23B |