Atrás
Rango del Día
$16.49
$17.07
Rango de 52 Semanas
$8.60
$32.73
Volumen
55,190,594
Promedio 50D / 200D
$21.25
/
$23.74
Cierre Anterior
$17.15
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 44.3 | 10.3 |
| P/B | 2.0 | 1.1 |
| ROE % | 5.7 | 11.6 |
| Net Margin % | 10.1 | 16.8 |
| Rev Growth 5Y % | 44.7 | 11.6 |
| D/E | 0.2 | 0.5 |
Precio Objetivo de Analistas
Hold
$28.56
+71.0%
Low: $18.00
High: $38.00
P/E Futuro
28.2
EPS Futuro
$0.61
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
4.7 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2029 |
$1.32
$1.14 – $1.41
|
7.7 B | 3 |
| FY2028 |
$1.01
$0.85 – $1.18
|
6.9 B | 9 |
| FY2027 |
$0.83
$0.65 – $0.91
|
5.8 B | 13 |
Puntos Clave
Revenue grew 44.71% annually over 5 years — strong growth
Debt/Equity of 0.17 — conservative balance sheet
Negative free cash flow of -3.98B
P/E of 44.25 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 15.93%
Capital efficient — spends only 5.08% of revenue on capex
Crecimiento
Revenue Growth (5Y)
44.71%
Revenue (1Y)28.78%
Earnings (1Y)-3.48%
FCF Growth (3Y)N/A
Calidad
Return on Equity
5.66%
ROIC10.25%
Net Margin10.09%
Op. Margin35.27%
Seguridad
Debt / Equity
0.17
Current RatioN/A
Interest Coverage1.45
Valoración
P/E Ratio
44.25
P/B Ratio2.03
EV/EBITDA10.81
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 28.78% | Revenue Growth (3Y) | 28.30% |
| Earnings Growth (1Y) | -3.48% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 44.71% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 4.77B | Net Income (TTM) | 481.32M |
| ROE | 5.66% | ROA | 0.95% |
| Gross Margin | 68.73% | Operating Margin | 35.27% |
| Net Margin | 10.09% | Free Cash Flow (TTM) | -3.98B |
| ROIC | 10.25% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.17 | Current Ratio | N/A |
| Interest Coverage | 1.45 | Dividend Yield | 0.00% |
| Valuation | |||
| P/E Ratio | 44.25 | P/B Ratio | 2.03 |
| P/S Ratio | 4.47 | PEG Ratio | -7.19 |
| EV/EBITDA | 10.81 | Dividend Yield | 0.00% |
| Market Cap | 21.30B | Enterprise Value | 18.18B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.77B | 3.70B | 2.90B | 1.76B | 1.09B |
| Net Income | 481.32M | 498.67M | -300.74M | -320.41M | -483.94M |
| EPS (Diluted) | 0.39 | 0.39 | -0.36 | -0.40 | -1.00 |
| Gross Profit | 3.28B | 2.58B | 2.05B | 1.52B | 977.30M |
| Operating Income | 1.68B | 233.35M | -301.16M | -318.72M | -481.18M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 50.66B | 36.25B | 30.07B | 19.01B | 9.18B |
| Total Liabilities | 40.17B | 29.73B | 24.52B | 13.48B | 4.48B |
| Shareholders' Equity | 10.49B | 6.53B | 5.55B | 5.53B | 4.70B |
| Total Debt | 1.82B | 3.20B | 5.36B | 5.63B | 4.19B |
| Cash & Equivalents | 4.93B | 2.54B | 3.09B | 1.42B | 494.71M |
| Current Assets | 5.36B | 5.21B | 3.87B | 1.66B | 833.04M |
| Current Liabilities | 0.0 | 26.86B | 19.47B | 8.12B | 750.07M |