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Fourchette du Jour
16,52 €
17,34 €
Fourchette 52 Semaines
8,60 €
32,73 €
Volume
44 899 526
Moyenne 50J / 200J
21,25 €
/
23,74 €
Clôture Précédente
16,70 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 43,9 | 10,3 |
| P/B | 2,0 | 1,1 |
| ROE % | 5,7 | 11,7 |
| Net Margin % | 10,1 | 16,8 |
| Rev Growth 5Y % | 44,7 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
28,56 €
+72.5%
Low: 18,00 €
High: 38,00 €
P/E Prévisionnel
28,18
BPA Prévisionnel
0,61 €
Croissance BPA (est.)
+0,0%
CA Est.
4,68B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
1,32 €
1,14 € – 1,41 €
|
7,68B | 3 |
| FY2028 |
1,01 €
0,85 € – 1,18 €
|
6,92B | 9 |
| FY2027 |
0,83 €
0,65 € – 0,91 €
|
5,76B | 13 |
No quarterly estimates available
Dividend History
Yield
0,00%
Payout Ratio
0,00%
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Points Clés
Revenue grew 44,71% annually over 5 years — strong growth
Debt/Equity of 0,17 — conservative balance sheet
Negative free cash flow of -3,98B
P/E of 43,88 — premium valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 15,93%
Capital efficient — spends only 5,08% of revenue on capex
Croissance
Revenue Growth (5Y)
44,71%
Revenue (1Y)28,78%
Earnings (1Y)-3,48%
FCF Growth (3Y)N/A
Qualité
Return on Equity
5,66%
ROIC10,25%
Net Margin10,09%
Op. Margin35,27%
Sécurité
Debt / Equity
0,17
Current RatioN/A
Interest Coverage1,45
Valorisation
P/E Ratio
43,88
Forward P/E28,18
P/B Ratio2,01
EV/EBITDA10,70
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 28,78% | Revenue Growth (3Y) | 28,30% |
| Earnings Growth (1Y) | -3,48% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 44,71% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 4,77B | Net Income (TTM) | 481,32M |
| ROE | 5,66% | ROA | 0,95% |
| Gross Margin | 68,73% | Operating Margin | 35,27% |
| Net Margin | 10,09% | Free Cash Flow (TTM) | -3,98B |
| ROIC | 10,25% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,17 | Current Ratio | N/A |
| Interest Coverage | 1,45 | ||
| Dividends | |||
| Dividend Yield | 0,00% | Payout Ratio | 0,00% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 43,88 | Forward P/E | 28,18 |
| P/B Ratio | 2,01 | P/S Ratio | 4,43 |
| PEG Ratio | -7,19 | Forward PEG | N/A |
| EV/EBITDA | 10,70 | Fwd EV/EBITDA | 5,05 |
| Forward P/S | 4,51 | Fwd Earnings Yield | 3,55% |
| FCF Yield | -18,87% | ||
| Market Cap | 21,12B | Enterprise Value | 18,00B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,77B | 3,70B | 2,90B | 1,76B | 1,09B |
| Net Income | 481,32M | 498,67M | -300,74M | -320,41M | -483,94M |
| EPS (Diluted) | 0,39 | 0,39 | -0,36 | -0,40 | -1,00 |
| Gross Profit | 3,28B | 2,58B | 2,05B | 1,52B | 977,30M |
| Operating Income | 1,68B | 233,35M | -301,16M | -318,72M | -481,18M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 50,66B | 36,25B | 30,07B | 19,01B | 9,18B |
| Total Liabilities | 40,17B | 29,73B | 24,52B | 13,48B | 4,48B |
| Shareholders' Equity | 10,49B | 6,53B | 5,55B | 5,53B | 4,70B |
| Total Debt | 1,82B | 3,20B | 5,36B | 5,63B | 4,19B |
| Cash & Equivalents | 4,93B | 2,54B | 3,09B | 1,42B | 494,71M |
| Current Assets | 5,36B | 5,21B | 3,87B | 1,66B | 833,04M |
| Current Liabilities | 0,0 | 26,86B | 19,47B | 8,12B | 750,07M |