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43
33
29
52
60
37
Day Range
$20.04
$21.36
52-Week Range
$14.76
$22.89
Volume
396,986
50D / 200D Avg
$20.50
/
$19.70
Prev Close
$20.95
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 5.4 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 20.9 | 11.6 |
| Net Margin % | 14.3 | 16.8 |
| Rev Growth 5Y % | 9.6 | 11.6 |
| D/E | 0.3 | 0.5 |
Analyst Price Target
Hold
$25.00
+18.1%
Forward P/E
8.2
Forward EPS
$2.55
EPS Growth (est.)
+0.0%
Est. Revenue
3.3 B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$3.10
$3.09 – $3.11
|
3.2 B | 1 |
| FY2027 |
$2.78
$2.74 – $2.81
|
3.5 B | 2 |
| FY2026 |
$2.55
$2.54 – $2.56
|
3.3 B | 2 |
Key Takeaways
Revenue grew 9.56% annually over 5 years — modest growth
Earnings grew 129.91% over the past year
ROE of 20.86% indicates high profitability
Debt/Equity of 0.28 — conservative balance sheet
Generating 514.00M in free cash flow
P/E of 5.39 — trading at a low valuation
Growth
Revenue Growth (5Y)
9.56%
Revenue (1Y)22.62%
Earnings (1Y)129.91%
FCF Growth (3Y)-5.97%
Quality
Return on Equity
20.86%
ROIC12.85%
Net Margin14.34%
Op. Margin16.89%
Safety
Debt / Equity
0.28
Current RatioN/A
Interest Coverage6.79
Valuation
P/E Ratio
5.39
P/B Ratio1.00
EV/EBITDA4.18
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 22.62% | Revenue Growth (3Y) | 8.90% |
| Earnings Growth (1Y) | 129.91% | Earnings Growth (3Y) | 13.81% |
| Revenue Growth (5Y) | 9.56% | Earnings Growth (5Y) | 67.71% |
| Profitability | |||
| Revenue (TTM) | 3.21B | Net Income (TTM) | 459.60M |
| ROE | 20.86% | ROA | 379.21% |
| Gross Margin | 52.59% | Operating Margin | 16.89% |
| Net Margin | 14.34% | Free Cash Flow (TTM) | 514.00M |
| ROIC | 12.85% | FCF Growth (3Y) | -5.97% |
| Safety | |||
| Debt / Equity | 0.28 | Current Ratio | N/A |
| Interest Coverage | 6.79 | Dividend Yield | 0.01% |
| Valuation | |||
| P/E Ratio | 5.39 | P/B Ratio | 1.00 |
| P/S Ratio | 0.77 | PEG Ratio | 0.02 |
| EV/EBITDA | 4.18 | Dividend Yield | 0.01% |
| Market Cap | 2.48B | Enterprise Value | 2.26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.21B | 2.61B | 2.70B | 2.17B | 2.22B |
| Net Income | 459.60M | 199.90M | 354.80M | -386.80M | 58.10M |
| EPS (Diluted) | 3.65 | 1.04 | 1.85 | -2.51 | 0.27 |
| Gross Profit | 1.69B | 728.40M | 848.40M | 121.30M | 510.40M |
| Operating Income | 541.30M | 233.10M | 318.70M | -422.70M | 45.10M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 121.20M | 12.52B | 12.87B | 11.04B | 10.62B |
| Total Liabilities | 7.51B | 10.59B | 10.34B | 8.95B | 8.12B |
| Shareholders' Equity | 2.47B | 1.94B | 2.51B | 2.07B | 2.50B |
| Total Debt | 688.60M | 639.10M | 786.20M | 778.00M | 816.70M |
| Cash & Equivalents | 902.40M | 682.00M | 969.20M | 705.30M | 999.80M |
| Current Assets | 0.0 | 0.0 | 969.20M | 5.26B | 8.55B |
| Current Liabilities | 0.0 | 5.94B | 6.20M | 4.89B | 4.34B |
Strategy Scores
This stock passed the criteria for 6 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#568 of 1052
#613 of 827
#376 of 618
#121 of 670
#68 of 709
#135 of 203
Recent Activity
Entered
Cash Flow Compounder
Mar 24, 2026
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered
Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entered
Contrarian Investing (David Dreman)
Mar 24, 2026
Entered
Defensive Investing (Benjamin Graham)
Mar 24, 2026
Entered
Value Investing (Warren Buffett)
Mar 24, 2026