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52
60
37
Fourchette du Jour
20,04 €
21,36 €
Fourchette 52 Semaines
14,76 €
22,89 €
Volume
396 986
Moyenne 50J / 200J
20,50 €
/
19,70 €
Clôture Précédente
20,95 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 5,4 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 20,9 | 11,7 |
| Net Margin % | 14,3 | 16,9 |
| Rev Growth 5Y % | 9,6 | 11,6 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
25,00 €
+18.1%
P/E Prévisionnel
8,2
BPA Prévisionnel
2,55 €
Croissance BPA (est.)
+0,0%
CA Est.
3,3 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
3,10 €
3,09 € – 3,11 €
|
3,2 B | 1 |
| FY2027 |
2,78 €
2,74 € – 2,81 €
|
3,5 B | 2 |
| FY2026 |
2,55 €
2,54 € – 2,56 €
|
3,3 B | 2 |
Points Clés
Revenue grew 9,56% annually over 5 years — modest growth
Earnings grew 129,91% over the past year
ROE of 20,86% indicates high profitability
Debt/Equity of 0,28 — conservative balance sheet
Generating 514,00M in free cash flow
P/E of 5,39 — trading at a low valuation
Croissance
Revenue Growth (5Y)
9,56%
Revenue (1Y)22,62%
Earnings (1Y)129,91%
FCF Growth (3Y)-5,97%
Qualité
Return on Equity
20,86%
ROIC12,85%
Net Margin14,34%
Op. Margin16,89%
Sécurité
Debt / Equity
0,28
Current RatioN/A
Interest Coverage6,79
Valorisation
P/E Ratio
5,39
P/B Ratio1,00
EV/EBITDA4,18
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 22,62% | Revenue Growth (3Y) | 8,90% |
| Earnings Growth (1Y) | 129,91% | Earnings Growth (3Y) | 13,81% |
| Revenue Growth (5Y) | 9,56% | Earnings Growth (5Y) | 67,71% |
| Profitability | |||
| Revenue (TTM) | 3,21B | Net Income (TTM) | 459,60M |
| ROE | 20,86% | ROA | 379,21% |
| Gross Margin | 52,59% | Operating Margin | 16,89% |
| Net Margin | 14,34% | Free Cash Flow (TTM) | 514,00M |
| ROIC | 12,85% | FCF Growth (3Y) | -5,97% |
| Safety | |||
| Debt / Equity | 0,28 | Current Ratio | N/A |
| Interest Coverage | 6,79 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 5,39 | P/B Ratio | 1,00 |
| P/S Ratio | 0,77 | PEG Ratio | 0,02 |
| EV/EBITDA | 4,18 | Dividend Yield | 0,01% |
| Market Cap | 2,48B | Enterprise Value | 2,26B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,21B | 2,61B | 2,70B | 2,17B | 2,22B |
| Net Income | 459,60M | 199,90M | 354,80M | -386,80M | 58,10M |
| EPS (Diluted) | 3,65 | 1,04 | 1,85 | -2,51 | 0,27 |
| Gross Profit | 1,69B | 728,40M | 848,40M | 121,30M | 510,40M |
| Operating Income | 541,30M | 233,10M | 318,70M | -422,70M | 45,10M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 121,20M | 12,52B | 12,87B | 11,04B | 10,62B |
| Total Liabilities | 7,51B | 10,59B | 10,34B | 8,95B | 8,12B |
| Shareholders' Equity | 2,47B | 1,94B | 2,51B | 2,07B | 2,50B |
| Total Debt | 688,60M | 639,10M | 786,20M | 778,00M | 816,70M |
| Cash & Equivalents | 902,40M | 682,00M | 969,20M | 705,30M | 999,80M |
| Current Assets | 0,0 | 0,0 | 969,20M | 5,26B | 8,55B |
| Current Liabilities | 0,0 | 5,94B | 6,20M | 4,89B | 4,34B |
Scores de Stratégies
This stock passed the criteria for 6 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#568 of 1052
#613 of 827
#376 of 618
#121 of 670
#68 of 709
#135 of 203
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entré
Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026
Entré
Defensive Investing (Benjamin Graham)
Mar 24, 2026
Entré
Value Investing (Warren Buffett)
Mar 24, 2026