Atrás
43
33
29
52
60
37
Rango del Día
$21.29
$21.55
Rango de 52 Semanas
$14.76
$22.89
Volumen
357,933
Promedio 50D / 200D
$20.50
/
$19.70
Cierre Anterior
$21.16
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 5.5 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 20.9 | 11.7 |
| Net Margin % | 14.3 | 16.9 |
| Rev Growth 5Y % | 9.6 | 11.6 |
| D/E | 0.3 | 0.5 |
Precio Objetivo de Analistas
Hold
$25.00
+16.2%
P/E Futuro
8.43
EPS Futuro
$2.55
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
3.29B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$3.10
$3.09 – $3.11
|
3.25B | 1 |
| FY2027 |
$2.78
$2.74 – $2.81
|
3.51B | 2 |
| FY2026 |
$2.55
$2.54 – $2.56
|
3.29B | 2 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-18 | $0.58 | $0.70 | +19.9% |
| 2025-10-30 | $0.51 | $0.72 | +41.2% |
| 2025-08-04 | $0.56 | $0.66 | +17.9% |
| 2025-05-05 | $0.26 | $0.49 | +88.5% |
| 2025-02-18 | $0.40 | -$0.13 | -132.5% |
| 2024-10-31 | $0.05 | $0.03 | -40.0% |
| 2024-08-01 | $0.40 | $0.57 | +42.5% |
| 2024-04-30 | $0.35 | $0.49 | +40.0% |
Dividend History
1 yr streakYield
0.01%
Payout Ratio
0.03%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Aug 13, 2021 | — | $0.50 | 5.06% |
Puntos Clave
Revenue grew 9.56% annually over 5 years — modest growth
Earnings grew 129.91% over the past year
ROE of 20.86% indicates high profitability
Debt/Equity of 0.28 — conservative balance sheet
Generating 514.00M in free cash flow
P/E of 5.48 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
9.56%
Revenue (1Y)22.62%
Earnings (1Y)129.91%
FCF Growth (3Y)-5.97%
Calidad
Return on Equity
20.86%
ROIC12.85%
Net Margin14.34%
Op. Margin16.89%
Seguridad
Debt / Equity
0.28
Current RatioN/A
Interest Coverage6.79
Valoración
P/E Ratio
5.48
Forward P/E8.21
P/B Ratio1.02
EV/EBITDA4.25
Dividend Yield0.01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 22.62% | Revenue Growth (3Y) | 8.90% |
| Earnings Growth (1Y) | 129.91% | Earnings Growth (3Y) | 13.81% |
| Revenue Growth (5Y) | 9.56% | Earnings Growth (5Y) | 67.71% |
| Profitability | |||
| Revenue (TTM) | 3.21B | Net Income (TTM) | 459.60M |
| ROE | 20.86% | ROA | 379.21% |
| Gross Margin | 52.59% | Operating Margin | 16.89% |
| Net Margin | 14.34% | Free Cash Flow (TTM) | 514.00M |
| ROIC | 12.85% | FCF Growth (3Y) | -5.97% |
| Safety | |||
| Debt / Equity | 0.28 | Current Ratio | N/A |
| Interest Coverage | 6.79 | ||
| Dividends | |||
| Dividend Yield | 0.01% | Payout Ratio | 0.03% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 1 yrs | ||
| Valuation | |||
| P/E Ratio | 5.48 | Forward P/E | 8.21 |
| P/B Ratio | 1.02 | P/S Ratio | 0.79 |
| PEG Ratio | 0.02 | Forward PEG | N/A |
| EV/EBITDA | 4.25 | Fwd EV/EBITDA | 10.74 |
| Forward P/S | 0.76 | Fwd Earnings Yield | 12.18% |
| FCF Yield | 20.43% | ||
| Market Cap | 2.52B | Enterprise Value | 2.30B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3.21B | 2.61B | 2.70B | 2.17B | 2.22B |
| Net Income | 459.60M | 199.90M | 354.80M | -386.80M | 58.10M |
| EPS (Diluted) | 3.65 | 1.04 | 1.85 | -2.51 | 0.27 |
| Gross Profit | 1.69B | 728.40M | 848.40M | 121.30M | 510.40M |
| Operating Income | 541.30M | 233.10M | 318.70M | -422.70M | 45.10M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 121.20M | 12.52B | 12.87B | 11.04B | 10.62B |
| Total Liabilities | 7.51B | 10.59B | 10.34B | 8.95B | 8.12B |
| Shareholders' Equity | 2.47B | 1.94B | 2.51B | 2.07B | 2.50B |
| Total Debt | 688.60M | 639.10M | 786.20M | 778.00M | 816.70M |
| Cash & Equivalents | 902.40M | 682.00M | 969.20M | 705.30M | 999.80M |
| Current Assets | 0.0 | 0.0 | 969.20M | 5.26B | 8.55B |
| Current Liabilities | 0.0 | 5.94B | 6.20M | 4.89B | 4.34B |
Puntuaciones de Estrategias
This stock passed the criteria for 6 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#568 of 1052
#613 of 827
#376 of 618
#121 of 670
#68 of 709
#135 of 203
Actividad Reciente
Entró
Cash Flow Compounder
Mar 24, 2026
Entró
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entró
Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entró
Contrarian Investing (David Dreman)
Mar 24, 2026
Entró
Defensive Investing (Benjamin Graham)
Mar 24, 2026
Entró
Value Investing (Warren Buffett)
Mar 24, 2026
