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Day Range
$17.67
$18.33
52-Week Range
$16.99
$25.17
Volume
725,306
50D / 200D Avg
$19.87
/
$22.17
Prev Close
$17.75
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 10.1 | 10.3 |
| P/B | — | 1.1 |
| ROE % | — | 11.7 |
| Net Margin % | 47.3 | 16.8 |
| Rev Growth 5Y % | 7.9 | 11.7 |
| D/E | — | 0.5 |
Analyst Price Target
Hold
$20.00
+9.8%
Forward P/E
9.3
Forward EPS
$1.97
EPS Growth (est.)
+0.0%
Est. Revenue
410 M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$1.77
$1.63 – $1.90
|
380 M | 1 |
| FY2027 |
$1.94
$1.89 – $2.13
|
410 M | 7 |
| FY2026 |
$1.97
$1.85 – $2.06
|
410 M | 7 |
Key Takeaways
Revenue grew 7.85% annually over 5 years — modest growth
Net margin of 47.34% shows strong profitability
Generating 180.28M in free cash flow
P/E of 10.11 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 7.72%
Cash machine — converts 105.73% of earnings into free cash flow
Growth
Revenue Growth (5Y)
7.85%
Revenue (1Y)0.13%
Earnings (1Y)-8.60%
FCF Growth (3Y)-3.09%
Quality
Return on Equity
N/A
ROICN/A
Net Margin47.34%
Op. Margin53.55%
Safety
Debt / Equity
N/A
Current RatioN/A
Interest Coverage1.83
Valuation
P/E Ratio
10.11
P/B RatioN/A
EV/EBITDAN/A
Dividend Yield0.08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0.13% | Revenue Growth (3Y) | -1.31% |
| Earnings Growth (1Y) | -8.60% | Earnings Growth (3Y) | -12.36% |
| Revenue Growth (5Y) | 7.85% | Earnings Growth (5Y) | -5.27% |
| Profitability | |||
| Revenue (TTM) | 360.21M | Net Income (TTM) | 170.52M |
| ROE | N/A | ROA | N/A |
| Gross Margin | 72.84% | Operating Margin | 53.55% |
| Net Margin | 47.34% | Free Cash Flow (TTM) | 180.28M |
| ROIC | N/A | FCF Growth (3Y) | -3.09% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | 1.83 | Dividend Yield | 0.08% |
| Valuation | |||
| P/E Ratio | 10.11 | P/B Ratio | N/A |
| P/S Ratio | 4.79 | PEG Ratio | -1.11 |
| EV/EBITDA | N/A | Dividend Yield | 0.08% |
| Market Cap | 1.72B | Enterprise Value | N/A |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 360.21M | 359.74M | 369.80M | 187.16M | 266.27M |
| Net Income | 170.52M | 186.57M | 222.02M | 108.05M | 211.78M |
| EPS (Diluted) | 1.81 | 2.03 | 2.61 | 1.38 | 2.79 |
| Gross Profit | 262.39M | 252.97M | 273.41M | 136.49M | 225.86M |
| Operating Income | 192.89M | 193.12M | 223.83M | 111.24M | 214.07M |