Terug
Dagbereik
€ 17,67
€ 18,33
52-Weeksbereik
€ 16,99
€ 25,17
Volume
725.306
50D / 200D Gem.
€ 19,87
/
€ 22,17
Vorige Slotkoers
€ 17,75
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,1 | 10,3 |
| P/B | — | 1,1 |
| ROE % | — | 11,7 |
| Net Margin % | 47,3 | 16,8 |
| Rev Growth 5Y % | 7,9 | 11,7 |
| D/E | — | 0,5 |
Koersdoel Analisten
Hold
€ 20,00
+9.8%
Forward K/W
9,3
Forward WPA
€ 1,97
WPA Groei (sch.)
+0,0%
Omzet Sch.
410 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 1,77
€ 1,63 – € 1,90
|
380 M | 1 |
| FY2027 |
€ 1,94
€ 1,89 – € 2,13
|
410 M | 7 |
| FY2026 |
€ 1,97
€ 1,85 – € 2,06
|
410 M | 7 |
Belangrijkste Punten
Revenue grew 7,85% annually over 5 years — modest growth
Net margin of 47,34% shows strong profitability
Generating 180,28M in free cash flow
P/E of 10,11 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 7,72%
Cash machine — converts 105,73% of earnings into free cash flow
Groei
Revenue Growth (5Y)
7,85%
Revenue (1Y)0,13%
Earnings (1Y)-8,60%
FCF Growth (3Y)-3,09%
Kwaliteit
Return on Equity
N/A
ROICN/A
Net Margin47,34%
Op. Margin53,55%
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest Coverage1,83
Waardering
P/E Ratio
10,11
P/B RatioN/A
EV/EBITDAN/A
Dividend Yield0,08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0,13% | Revenue Growth (3Y) | -1,31% |
| Earnings Growth (1Y) | -8,60% | Earnings Growth (3Y) | -12,36% |
| Revenue Growth (5Y) | 7,85% | Earnings Growth (5Y) | -5,27% |
| Profitability | |||
| Revenue (TTM) | 360,21M | Net Income (TTM) | 170,52M |
| ROE | N/A | ROA | N/A |
| Gross Margin | 72,84% | Operating Margin | 53,55% |
| Net Margin | 47,34% | Free Cash Flow (TTM) | 180,28M |
| ROIC | N/A | FCF Growth (3Y) | -3,09% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | 1,83 | Dividend Yield | 0,08% |
| Valuation | |||
| P/E Ratio | 10,11 | P/B Ratio | N/A |
| P/S Ratio | 4,79 | PEG Ratio | -1,11 |
| EV/EBITDA | N/A | Dividend Yield | 0,08% |
| Market Cap | 1,72B | Enterprise Value | N/A |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 360,21M | 359,74M | 369,80M | 187,16M | 266,27M |
| Net Income | 170,52M | 186,57M | 222,02M | 108,05M | 211,78M |
| EPS (Diluted) | 1,81 | 2,03 | 2,61 | 1,38 | 2,79 |
| Gross Profit | 262,39M | 252,97M | 273,41M | 136,49M | 225,86M |
| Operating Income | 192,89M | 193,12M | 223,83M | 111,24M | 214,07M |