UNITED BANCORP INC /OH/
Qualité des données : 83%
UBCP
Nasdaq
Financial Services
Depository Institutions
16,22 €
▲
0,25 €
(1,57%)
Cap. Boursière: 92,21 M
Prix
15,97 €
Cap. Boursière
92,21 M
Fourchette du Jour
—
Fourchette 52 Semaines
—
Volume
—
Ouverture —
Moyenne 50J / 200J
—
Moyenne 50J / 200J
—
Quick Summary
Points Clés
ROE of 12,29% — decent returns on equity
Negative free cash flow of -1,32 M
P/E of 11,89 — trading at a low valuation
Croissance
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)4,74%
FCF Growth (3Y)N/A
Qualité
Return on Equity
12,29%
Au-dessus de la moyenne du secteur (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Sécurité
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valorisation
PE (TTM|2027)
11,89 | 9,98
Au-dessus de la moyenne du secteur (11,15)
P/B Ratio1,39
EV/EBITDAN/A
Dividend YieldN/A
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (2180 pairs)
Comparaison Sectorielle
vs médiane du secteur Financial Services (2180 pairs)| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,9 | 11,1 |
| P/B | 1,4 | 1,2 |
| ROE % | 12,3 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
Objectif de Cours des Analystes
1 analyste
Buy
Actuel
16,22 €
Objectif
20,00 €
20,00 €
20,00 €
20,00 €
Prévisions
P/E Prévisionnel
10,14
BPA Prévisionnel
1,60 €
Croissance BPA (est.)
+18,5%
CA Est.
28,38 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
1,60 €
1,60 € – 1,60 €
|
28,38 M | 1 |
| FY2026 |
1,35 €
1,35 € – 1,35 €
|
26,59 M | 1 |
No quarterly estimates available
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 4,74% | Earnings Growth (3Y) | -6,93% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 7,75 M |
| ROE | 12,29% | ROA | 0,90% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | -1,32 M |
| ROIC | N/A | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 65,79 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 11,89 | Forward P/E | N/A |
| P/B Ratio | 1,39 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | -1,43% | ||
| Market Cap | 92,21 M | Enterprise Value | 46,56 M |
| Per Share | |||
| EPS (Diluted TTM) | 1,34 | Revenue / Share | N/A |
| FCF / Share | -0,23 | OCF / Share | 1,81 |
| EPS CAGR (1Y) | 5,51% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | 7,31% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | -17,05% |
| SBC-Adj. FCF | -2,13 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2020 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 7,75 M | 7,40 M | 8,95 M | 8,66 M | 7,95 M |
| EPS (Diluted) | 1,34 | 1,27 | 1,57 | 1,50 | 1,39 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 1,23 M | 1,08 M | 997 000,0 | 1,01 M | 1,16 M |
| Interest Expense | 26,46 M | 24,80 M | 11,01 M | 3,27 M | 4,73 M |
| Income Tax | -86 000,0 | -107 000,0 | 541 000,0 | 879 000,0 | 629 000,0 |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 857,45 M | 816,66 M | 819,45 M | 757,40 M | 693,40 M |
| Total Liabilities | 786,93 M | 753,20 M | 755,86 M | 697,66 M | 625,07 M |
| Shareholders' Equity | 70,52 M | 63,46 M | 63,59 M | 59,74 M | 68,33 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 46,53 M | 19,61 M | 40,77 M | 30,08 M | 51,59 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
{"event":"ticker_viewed","properties":{"ticker":"UBCP","listing_kind":"stock","pathname":"/stocks/ubcp","exchange":"Nasdaq","country":"US"}}
