UNITED BANCORP INC /OH/
Datakwaliteit: 83%
UBCP
NASDAQ
Financial Services
Depository Institutions
€ 15,90
▼
€ 0,39
(-2,39%)
6 months return
—
Momentum
Neutral
1Y earnings growth
4,74%
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)4,74%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
12,29%
Boven sectorgemiddelde (9,22%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Veiligheid
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM|NTM|2027)
11,89 | 10,18 | 9,98
Boven sectorgemiddelde (11,13)
P/B Ratio1,39
EV/EBITDAN/A
Dividend Yield5,83%
Quick Summary
Key Takeaways
Short bullets derived from reported financials—not the AI summary above.
ROE of 12,29% — decent returns on equity
Negative free cash flow of -1,32 M
P/E of 11,89 — trading at a low valuation
Dividend yield of 5,83% — meaningful income
20 consecutive years of dividends — reliable payer
Dividends growing 9,99% annually over 5 years
Price History
Financiële Trends
Koersdoel Analisten
1 analist
Buy
+25.8%
upside to target
Huidig
€ 15,90
Consensus Target
€ 20,00
€ 20,00
Laag
€ 20,00
Hoog
Vooruitzicht
Forward K/W
10,18
Forward WPA
€ 1,60
WPA Groei (sch.)
+18,5%
Omzet Sch.
28,38 M
Growth
Rev 5Y: N/A · Earnings 1Y: 4,74%
Growth
Rev 5Y: N/A · Earnings 1Y: 4,74%| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 4,74% | Earnings Growth (3Y) | -6,93% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | N/A |
Profitability
ROE: 12,29% · Net Margin: N/A
Profitability
ROE: 12,29% · Net Margin: N/A| Revenue (TTM) | N/A | Net Income (TTM) | 7,75 M |
| ROE | 12,29% | ROA | 0,90% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | -1,32 M |
| ROIC | N/A | FCF Growth (3Y) | N/A |
Safety
D/E: N/A · Current: N/A
Safety
D/E: N/A · Current: N/A| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 65,79 M |
Dividends
Yield: 5,83% · Payout: 69,48%
Dividends
Yield: 5,83% · Payout: 69,48%| Dividend Yield | 5,83% | Payout Ratio | 69,48% |
| Dividend Growth (3Y) | 5,88% | Dividend Growth (5Y) | 9,99% |
| Consecutive Div Years | 20 yrs | ||
Valuation
P/E: 11,89 · EV/EBITDA: N/A
Valuation
P/E: 11,89 · EV/EBITDA: N/A| P/E Ratio | 11,89 | Forward P/E | 10,18 |
| P/B Ratio | 1,39 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | 0,55 |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | 3,25 | Fwd Earnings Yield | 9,82% |
| FCF Yield | -1,43% | ||
| Market Cap | 92,21 M | Enterprise Value | 46,56 M |
Per Share
EPS: 1,34 · FCF/Share: -0,23
Per Share
EPS: 1,34 · FCF/Share: -0,23| EPS (Diluted TTM) | 1,34 | Revenue / Share | N/A |
| FCF / Share | -0,23 | OCF / Share | 1,81 |
| EPS CAGR (1Y) | 5,51% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | 7,31% | ||
Efficiency
FCF Conv: -17,05% · CapEx/Rev: N/A
Efficiency
FCF Conv: -17,05% · CapEx/Rev: N/A| CapEx / Revenue | N/A | FCF Conversion | -17,05% |
| SBC-Adj. FCF | -2,13 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2020 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 7,75 M | 7,40 M | 8,95 M | 8,66 M | 7,95 M |
| EPS (Diluted) | 1,34 | 1,27 | 1,57 | 1,50 | 1,39 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 1,23 M | 1,08 M | 997.000,0 | 1,01 M | 1,16 M |
| Interest Expense | 26,46 M | 24,80 M | 11,01 M | 3,27 M | 4,73 M |
| Income Tax | -86.000,0 | -107.000,0 | 541.000,0 | 879.000,0 | 629.000,0 |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 857,45 M | 816,66 M | 819,45 M | 757,40 M | 693,40 M |
| Total Liabilities | 786,93 M | 753,20 M | 755,86 M | 697,66 M | 625,07 M |
| Shareholders' Equity | 70,52 M | 63,46 M | 63,59 M | 59,74 M | 68,33 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 46,53 M | 19,61 M | 40,77 M | 30,08 M | 51,59 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
Sectorvergelijking
vs Financial Services sector mediaan (6628 peers)
Vergeleken met vergelijkbare bedrijven in Financial Services
Sectorvergelijking
vs Financial Services sector mediaan (6628 peers) Vergeleken met vergelijkbare bedrijven in Financial Services| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 11,9 | 11,1 |
| P/B | 1,4 | 1,2 |
| ROE % | 12,3 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | — | 0,5 |
Dividendgeschiedenis
Dividendgeschiedenis
Rendement
5,83%
Uitkeringsratio
69,48%
Groei (3 jr)
5,88%
Groei (5 jr)
9,99%
Recente betalingen per aandeel (nieuwste eerst).
| Ex-dividend | Betaling | Bedrag / aandeel |
|---|---|---|
| Mar 10, 2026 | — | € 0,37 |
| Dec 10, 2025 | — | € 0,19 |
| Sep 10, 2025 | — | € 0,19 |
| Jun 10, 2025 | — | € 0,19 |
| Mar 10, 2025 | — | € 0,36 |
| Dec 10, 2024 | — | € 0,18 |
| Sep 10, 2024 | — | € 0,18 |
| Jun 10, 2024 | — | € 0,18 |
| Mar 07, 2024 | — | € 0,32 |
| Dec 07, 2023 | — | € 0,17 |
| Sep 07, 2023 | — | € 0,17 |
| Jun 08, 2023 | — | € 0,17 |
{"event":"ticker_viewed","properties":{"ticker":"UBCP","listing_kind":"stock","pathname":"/stocks/ubcp","exchange":"NASDAQ","country":"US"}}