Retour
25
34
Fourchette du Jour
39,99 €
41,17 €
Fourchette 52 Semaines
30,51 €
45,93 €
Volume
1 138 304
Moyenne 50J / 200J
41,89 €
/
38,33 €
Clôture Précédente
40,34 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 12,3 | 10,3 |
| P/B | 1,0 | 1,1 |
| ROE % | 8,9 | 11,7 |
| Net Margin % | 25,5 | 16,8 |
| Rev Growth 5Y % | 14,5 | 11,7 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
45,50 €
+11.4%
Low: 44,00 €
High: 47,00 €
P/E Prévisionnel
11,5
BPA Prévisionnel
3,52 €
Croissance BPA (est.)
+0,0%
CA Est.
1,3 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
3,75 €
3,65 € – 3,82 €
|
1,4 B | 4 |
| FY2026 |
3,52 €
3,45 € – 3,58 €
|
1,3 B | 4 |
Points Clés
Revenue grew 14,50% annually over 5 years — strong growth
Earnings grew 24,56% over the past year
Net margin of 25,52% shows strong profitability
Debt/Equity of 0,17 — conservative balance sheet
Generating 481,19M in free cash flow
P/E of 12,26 — trading at a low valuation
Croissance
Revenue Growth (5Y)
14,50%
Revenue (1Y)12,33%
Earnings (1Y)24,56%
FCF Growth (3Y)6,59%
Qualité
Return on Equity
8,86%
ROIC6,90%
Net Margin25,52%
Op. Margin32,42%
Sécurité
Debt / Equity
0,17
Current Ratio28,21
Interest Coverage1,01
Valorisation
P/E Ratio
12,26
P/B Ratio1,04
EV/EBITDA6,90
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 12,33% | Revenue Growth (3Y) | 9,12% |
| Earnings Growth (1Y) | 24,56% | Earnings Growth (3Y) | 12,62% |
| Revenue Growth (5Y) | 14,50% | Earnings Growth (5Y) | 6,02% |
| Profitability | |||
| Revenue (TTM) | 1,82B | Net Income (TTM) | 464,60M |
| ROE | 8,86% | ROA | 1,38% |
| Gross Margin | 65,35% | Operating Margin | 32,42% |
| Net Margin | 25,52% | Free Cash Flow (TTM) | 481,19M |
| ROIC | 6,90% | FCF Growth (3Y) | 6,59% |
| Safety | |||
| Debt / Equity | 0,17 | Current Ratio | 28,21 |
| Interest Coverage | 1,01 | Dividend Yield | 0,04% |
| Valuation | |||
| P/E Ratio | 12,26 | P/B Ratio | 1,04 |
| P/S Ratio | 3,13 | PEG Ratio | 0,62 |
| EV/EBITDA | 6,90 | Dividend Yield | 0,04% |
| Market Cap | 5,70B | Enterprise Value | 4,07B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,82B | 1,62B | 1,53B | 1,15B | 1,06B |
| Net Income | 464,60M | 373,00M | 366,31M | 379,63M | 367,74M |
| EPS (Diluted) | 3,27 | 2,75 | 2,72 | 2,80 | 2,83 |
| Gross Profit | 1,19B | 1,00B | 1,02B | 1,02B | 1,03B |
| Operating Income | 590,18M | 464,58M | 463,81M | 475,78M | 462,85M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 33,66B | 30,02B | 29,93B | 29,49B | 29,33B |
| Total Liabilities | 28,16B | 25,03B | 25,16B | 24,97B | 24,61B |
| Shareholders' Equity | 5,50B | 4,99B | 4,77B | 4,52B | 4,72B |
| Total Debt | 921,17M | 803,28M | 2,08B | 2,43B | 1,03B |
| Cash & Equivalents | 2,54B | 2,29B | 1,60B | 1,18B | 3,76B |
| Current Assets | 5,60B | 2,65B | 5,50B | 5,81B | 7,86B |
| Current Liabilities | 198,57M | 24,14B | 23,23B | 22,65B | 23,67B |
Scores de Stratégies
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#890 of 1024
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#280 of 326
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026