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United Bankshares, Inc.

Datakwaliteit: 100%
UBSI
NASDAQ Financial Services Banks - Regional
€ 40,34
▲ € 0,78 (1,97%)
Marktkapitalisatie: 5,62B
Dagbereik
€ 40,08 € 41,10
52-Weeksbereik
€ 30,51 € 45,93
Volume
1.628.834
50D / 200D Gem.
€ 41,89 / € 38,33
Vorige Slotkoers
€ 39,56

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (854 peers)

Metriek Aandeel Sector Mediaan
P/E 12,1 10,3
P/B 1,0 1,1
ROE % 8,9 11,7
Net Margin % 25,5 16,8
Rev Growth 5Y % 14,5 11,7
D/E 0,2 0,5

Koersdoel Analisten

Hold
€ 45,50 +12.8%
Low: € 44,00 High: € 47,00
Forward K/W
11,5
Forward WPA
€ 3,52
WPA Groei (sch.)
+0,0%
Omzet Sch.
1,3 B

Winstschattingen

Periode WPA Sch. Omzet Sch. Analisten
FY2027 € 3,75
€ 3,65 – € 3,82
1,4 B 4
FY2026 € 3,52
€ 3,45 – € 3,58
1,3 B 4

Belangrijkste Punten

Revenue grew 14,50% annually over 5 years — strong growth
Earnings grew 24,56% over the past year
Net margin of 25,52% shows strong profitability
Debt/Equity of 0,17 — conservative balance sheet
Generating 481,19M in free cash flow
P/E of 12,11 — trading at a low valuation

Groei

Revenue Growth (5Y)
14,50%
Revenue (1Y)12,33%
Earnings (1Y)24,56%
FCF Growth (3Y)6,59%

Kwaliteit

Return on Equity
8,86%
ROIC6,90%
Net Margin25,52%
Op. Margin32,42%

Veiligheid

Debt / Equity
0,17
Current Ratio28,21
Interest Coverage1,01

Waardering

P/E Ratio
12,11
P/B Ratio1,02
EV/EBITDA6,78
Dividend Yield0,04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 12,33% Revenue Growth (3Y) 9,12%
Earnings Growth (1Y) 24,56% Earnings Growth (3Y) 12,62%
Revenue Growth (5Y) 14,50% Earnings Growth (5Y) 6,02%
Profitability
Revenue (TTM) 1,82B Net Income (TTM) 464,60M
ROE 8,86% ROA 1,38%
Gross Margin 65,35% Operating Margin 32,42%
Net Margin 25,52% Free Cash Flow (TTM) 481,19M
ROIC 6,90% FCF Growth (3Y) 6,59%
Safety
Debt / Equity 0,17 Current Ratio 28,21
Interest Coverage 1,01 Dividend Yield 0,04%
Valuation
P/E Ratio 12,11 P/B Ratio 1,02
P/S Ratio 3,09 PEG Ratio 0,62
EV/EBITDA 6,78 Dividend Yield 0,04%
Market Cap 5,62B Enterprise Value 4,00B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1,82B 1,62B 1,53B 1,15B 1,06B
Net Income 464,60M 373,00M 366,31M 379,63M 367,74M
EPS (Diluted) 3,27 2,75 2,72 2,80 2,83
Gross Profit 1,19B 1,00B 1,02B 1,02B 1,03B
Operating Income 590,18M 464,58M 463,81M 475,78M 462,85M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 33,66B 30,02B 29,93B 29,49B 29,33B
Total Liabilities 28,16B 25,03B 25,16B 24,97B 24,61B
Shareholders' Equity 5,50B 4,99B 4,77B 4,52B 4,72B
Total Debt 921,17M 803,28M 2,08B 2,43B 1,03B
Cash & Equivalents 2,54B 2,29B 1,60B 1,18B 3,76B
Current Assets 5,60B 2,65B 5,50B 5,81B 7,86B
Current Liabilities 198,57M 24,14B 23,23B 22,65B 23,67B

Strategiescores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
#890 of 1024
25
#280 of 326
34

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