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United Community Banks, Inc.

Calidad de datos: 100%
UCB
NYSE Financial Services Banks - Regional
$31.08
▲ $0.43 (1.40%)
Cap. Mercado: 3.72B
Rango del Día
$30.36 $31.31
Rango de 52 Semanas
$22.93 $36.77
Volumen
462,058
Promedio 50D / 200D
$33.25 / $31.55
Cierre Anterior
$30.65

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (854 pares)

Métrica Acción Mediana del Sector
P/E 11.3 10.3
P/B 1.0 1.1
ROE % 9.3 11.7
Net Margin % 21.4 16.9
Rev Growth 5Y % 21.0 11.6
D/E 0.1 0.5

Precio Objetivo de Analistas

Hold
$39.00 +25.5%
P/E Futuro
10.3
EPS Futuro
$2.99
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
1.1 B

Estimaciones de Ganancias

Período EPS Est. Ingresos Est. Analistas
FY2027 $3.23
$3.20 – $3.25
1.2 B 5
FY2026 $2.99
$2.91 – $3.17
1.1 B 6

Puntos Clave

Revenue grew 21.03% annually over 5 years — strong growth
Earnings grew 30.01% over the past year
Net margin of 21.35% shows strong profitability
Debt/Equity of 0.06 — conservative balance sheet
Generating 407.72M in free cash flow
P/E of 11.33 — trading at a low valuation

Crecimiento

Revenue Growth (5Y)
21.03%
Revenue (1Y)3.82%
Earnings (1Y)30.01%
FCF Growth (3Y)35.68%

Calidad

Return on Equity
9.28%
ROIC8.24%
Net Margin21.35%
Op. Margin27.48%

Seguridad

Debt / Equity
0.06
Current Ratio0.17
Interest Coverage0.89

Valoración

P/E Ratio
11.33
P/B Ratio1.02
EV/EBITDA8.81
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 3.82% Revenue Growth (3Y) 9.10%
Earnings Growth (1Y) 30.01% Earnings Growth (3Y) 32.28%
Revenue Growth (5Y) 21.03% Earnings Growth (5Y) 5.02%
Profitability
Revenue (TTM) 1.54B Net Income (TTM) 328.15M
ROE 9.28% ROA 1.17%
Gross Margin 66.00% Operating Margin 27.48%
Net Margin 21.35% Free Cash Flow (TTM) 407.72M
ROIC 8.24% FCF Growth (3Y) 35.68%
Safety
Debt / Equity 0.06 Current Ratio 0.17
Interest Coverage 0.89 Dividend Yield 0.03%
Valuation
P/E Ratio 11.33 P/B Ratio 1.02
P/S Ratio 2.42 PEG Ratio 0.40
EV/EBITDA 8.81 Dividend Yield 0.03%
Market Cap 3.72B Enterprise Value 3.72B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1.54B 1.48B 1.29B 928.93M 716.27M
Net Income 328.15M 252.40M 187.54M 277.47M 269.80M
EPS (Diluted) 2.62 2.04 1.54 2.52 2.97
Gross Profit 1.01B 879.09M 782.52M 804.22M 724.06M
Operating Income 422.41M 323.01M 232.55M 356.00M 347.76M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 28.00B 27.72B 27.30B 24.01B 20.95B
Total Liabilities 24.36B 24.29B 24.04B 21.31B 18.72B
Shareholders' Equity 3.64B 3.43B 3.26B 2.70B 2.22B
Total Debt 205.40M 449.15M 324.82M 1.19B 247.36M
Cash & Equivalents 202.59M 519.87M 1.00B 511.85M 2.29B
Current Assets 4.04B 5.04B 4.42B 4.20B 6.83B
Current Liabilities 23.88B 23.66B 23.31B 20.49B 18.45B

Puntuaciones de Estrategias

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#280 of 332
36

Actividad Reciente

Entró Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026