Skip to main content
Terug
UCB logo

United Community Banks, Inc.

Datakwaliteit: 100%
UCB
NYSE Financial Services Banks - Regional
€ 31,21
▲ € 0,13 (0,42%)
Marktkapitalisatie: 3,73B
Dagbereik
€ 30,93 € 31,53
52-Weeksbereik
€ 22,93 € 36,77
Volume
379.345
50D / 200D Gem.
€ 33,25 / € 31,55
Vorige Slotkoers
€ 31,08

Quick Summary

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (855 peers)

Metriek Aandeel Sector Mediaan
P/E 11,4 10,3
P/B 1,0 1,1
ROE % 9,3 11,7
Net Margin % 21,4 16,8
Rev Growth 5Y % 21,0 11,7
D/E 0,1 0,5

Koersdoel Analisten

Hold
€ 39,00 +25.0%
Forward K/W
10,45
Forward WPA
€ 2,99
WPA Groei (sch.)
+0,0%
Omzet Sch.
1,14B

Winstschattingen

Periode WPA Sch. Omzet Sch. Analisten
FY2027 € 3,23
€ 3,20 – € 3,25
1,20B 5
FY2026 € 2,99
€ 2,91 – € 3,17
1,14B 6

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-14 € 0,71 € 0,71 -0,6%
2025-10-22 € 0,70 € 0,75 +7,8%
2025-07-23 € 0,62 € 0,66 +6,5%
2025-04-22 € 0,56 € 0,59 +5,4%
2025-01-22 € 0,55 € 0,63 +14,5%
2024-10-23 € 0,58 € 0,57 -1,4%
2024-07-24 € 0,51 € 0,58 +13,7%
2024-04-24 € 0,50 € 0,52 +5,4%

Dividend History

7 yr streak

Yield

0,03%

Payout Ratio

0,38%

Growth (3Y)

4,45%

Growth (5Y)

6,36%

Ex-Date Payment Date Amount Yield
Mar 13, 2026 Apr 03, 2026 € 0,25 3,31%
Dec 15, 2025 Jan 05, 2026 € 0,25 3,04%
Sep 15, 2025 Oct 03, 2025 € 0,25 3,06%
Jun 13, 2025 Jul 03, 2025 € 0,24 3,40%
Mar 14, 2025 Apr 04, 2025 € 0,24 3,34%
Dec 16, 2024 Jan 06, 2025 € 0,24 2,83%
Sep 16, 2024 Oct 04, 2024 € 0,24 3,19%
Jun 14, 2024 Jul 05, 2024 € 0,23 3,80%
Mar 14, 2024 Apr 05, 2024 € 0,23 3,69%
Dec 14, 2023 Jan 05, 2024 € 0,23 3,05%
Sep 14, 2023 Oct 05, 2023 € 0,23 3,49%
Jun 14, 2023 Jul 05, 2023 € 0,23 3,47%
Mar 14, 2023 Apr 05, 2023 € 0,23 3,24%
Dec 14, 2022 Jan 05, 2023 € 0,22 2,58%
Sep 14, 2022 Oct 05, 2022 € 0,22 2,56%
Jun 14, 2022 Jul 05, 2022 € 0,21 2,86%
Mar 14, 2022 Apr 05, 2022 € 0,21 2,12%
Dec 14, 2021 Jan 05, 2022 € 0,20 2,28%
Sep 14, 2021 Oct 05, 2021 € 0,20 2,69%
Jun 14, 2021 Jul 05, 2021 € 0,19 2,23%

Belangrijkste Punten

Revenue grew 21,03% annually over 5 years — strong growth
Earnings grew 30,01% over the past year
Net margin of 21,35% shows strong profitability
Debt/Equity of 0,06 — conservative balance sheet
Generating 407,72M in free cash flow
P/E of 11,38 — trading at a low valuation

Groei

Revenue Growth (5Y)
21,03%
Revenue (1Y)3,82%
Earnings (1Y)30,01%
FCF Growth (3Y)35,68%

Kwaliteit

Return on Equity
9,28%
ROIC8,24%
Net Margin21,35%
Op. Margin27,48%

Veiligheid

Debt / Equity
0,06
Current Ratio0,17
Interest Coverage0,89

Waardering

P/E Ratio
11,38
Forward P/E10,45
P/B Ratio1,03
EV/EBITDA8,84
Dividend Yield0,03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 3,82% Revenue Growth (3Y) 9,10%
Earnings Growth (1Y) 30,01% Earnings Growth (3Y) 32,28%
Revenue Growth (5Y) 21,03% Earnings Growth (5Y) 5,02%
Profitability
Revenue (TTM) 1,54B Net Income (TTM) 328,15M
ROE 9,28% ROA 1,17%
Gross Margin 66,00% Operating Margin 27,48%
Net Margin 21,35% Free Cash Flow (TTM) 407,72M
ROIC 8,24% FCF Growth (3Y) 35,68%
Safety
Debt / Equity 0,06 Current Ratio 0,17
Interest Coverage 0,89
Dividends
Dividend Yield 0,03% Payout Ratio 0,38%
Dividend Growth (3Y) 4,45% Dividend Growth (5Y) 6,36%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 11,38 Forward P/E 10,45
P/B Ratio 1,03 P/S Ratio 2,43
PEG Ratio 0,40 Forward PEG N/A
EV/EBITDA 8,84 Fwd EV/EBITDA 9,82
Forward P/S 3,29 Fwd Earnings Yield 9,57%
FCF Yield 10,92%
Market Cap 3,73B Enterprise Value 3,74B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 1,54B 1,48B 1,29B 928,93M 716,27M
Net Income 328,15M 252,40M 187,54M 277,47M 269,80M
EPS (Diluted) 2,62 2,04 1,54 2,52 2,97
Gross Profit 1,01B 879,09M 782,52M 804,22M 724,06M
Operating Income 422,41M 323,01M 232,55M 356,00M 347,76M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 28,00B 27,72B 27,30B 24,01B 20,95B
Total Liabilities 24,36B 24,29B 24,04B 21,31B 18,72B
Shareholders' Equity 3,64B 3,43B 3,26B 2,70B 2,22B
Total Debt 205,40M 449,15M 324,82M 1,19B 247,36M
Cash & Equivalents 202,59M 519,87M 1,00B 511,85M 2,29B
Current Assets 4,04B 5,04B 4,42B 4,20B 6,83B
Current Liabilities 23,88B 23,66B 23,31B 20,49B 18,45B

Strategiescores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#273 of 327
36

Recente Activiteit

Ingestapt Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026