رجوع
نطاق اليوم
KWD 3.00
KWD 3.05
نطاق 52 أسبوعًا
KWD 1.70
KWD 3.05
حجم التداول
200
متوسط 50 يوم / 200 يوم
KWD 3.05
/
KWD 2.55
الإغلاق السابق
KWD 3.05
Quick Summary
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (855 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 12.4 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 9.2 | 11.6 |
| Net Margin % | 21.4 | 16.8 |
| Rev Growth 5Y % | 21.2 | 11.6 |
| D/E | 0.6 | 0.5 |
السعر المستهدف للمحللين
لا تتوفر تغطية محللين
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2029 |
KWD 0.28
KWD 0.24 – KWD 0.29
|
2.34B | 1 |
| FY2028 |
KWD 0.26
KWD 0.23 – KWD 0.27
|
2.26B | 1 |
| FY2027 |
KWD 0.26
KWD 0.22 – KWD 0.27
|
2.19B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-02 | KWD 0.06 | KWD 0.05 | -16.0% |
| 2025-10-28 | KWD 0.07 | KWD 0.06 | -13.6% |
| 2025-07-28 | KWD 0.08 | KWD 0.08 | +6.7% |
| 2025-04-28 | KWD 0.04 | KWD 0.07 | +50.2% |
| 2025-02-04 | KWD 0.05 | KWD 0.05 | -9.6% |
| 2024-10-30 | KWD 0.07 | KWD 0.07 | +4.2% |
| 2024-07-30 | KWD 0.08 | KWD 0.07 | -3.0% |
| 2024-04-29 | KWD 0.04 | KWD 0.05 | +28.7% |
Dividend History
6 yr streakYield
0.05%
Payout Ratio
0.57%
Growth (3Y)
75.25%
Growth (5Y)
28.16%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Apr 22, 2026 | Apr 23, 2026 | KWD 0.10 | 5.36% |
| Sep 24, 2025 | Sep 25, 2025 | KWD 0.06 | 9.85% |
| Apr 23, 2025 | Apr 24, 2025 | KWD 0.08 | 9.20% |
| Dec 18, 2024 | Dec 19, 2024 | KWD 0.06 | 10.12% |
| Apr 17, 2024 | Apr 19, 2024 | KWD 0.05 | 4.90% |
| Apr 12, 2023 | Apr 14, 2023 | KWD 0.05 | 6.43% |
| Apr 06, 2022 | Apr 08, 2022 | KWD 0.03 | 3.59% |
| Sep 15, 2021 | Sep 17, 2021 | KWD 0.00 | 1.33% |
| Apr 14, 2021 | Apr 16, 2021 | KWD 0.01 | 1.04% |
| May 08, 2019 | May 10, 2019 | KWD 0.04 | 1.76% |
| May 08, 2018 | May 10, 2018 | KWD 0.03 | 1.00% |
النقاط الرئيسية
Revenue grew 21.24% annually over 5 years — strong growth
Net margin of 21.35% shows strong profitability
Generating 167.13M in free cash flow
P/E of 12.40 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 31.11%
Capital efficient — spends only 1.93% of revenue on capex
النمو
Revenue Growth (5Y)
21.24%
Revenue (1Y)-9.87%
Earnings (1Y)10.19%
FCF Growth (3Y)-75.42%
الجودة
Return on Equity
9.15%
ROIC6.14%
Net Margin21.35%
Op. Margin30.48%
الأمان
Debt / Equity
0.56
Current Ratio0.21
Interest Coverage1.08
التقييم
P/E Ratio
12.40
Forward P/E12.38
P/B Ratio1.11
EV/EBITDA-0.04
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -9.87% | Revenue Growth (3Y) | -0.17% |
| Earnings Growth (1Y) | 10.19% | Earnings Growth (3Y) | 53.91% |
| Revenue Growth (5Y) | 21.24% | Earnings Growth (5Y) | -13.20% |
| Profitability | |||
| Revenue (TTM) | 2.96B | Net Income (TTM) | 631.76M |
| ROE | 9.15% | ROA | 0.64% |
| Gross Margin | 71.65% | Operating Margin | 30.48% |
| Net Margin | 21.35% | Free Cash Flow (TTM) | 167.13M |
| ROIC | 6.14% | FCF Growth (3Y) | -75.42% |
| Safety | |||
| Debt / Equity | 0.56 | Current Ratio | 0.21 |
| Interest Coverage | 1.08 | ||
| Dividends | |||
| Dividend Yield | 0.05% | Payout Ratio | 0.57% |
| Dividend Growth (3Y) | 75.25% | Dividend Growth (5Y) | 28.16% |
| Consecutive Div Years | 6 yrs | ||
| Valuation | |||
| P/E Ratio | 12.40 | Forward P/E | 12.38 |
| P/B Ratio | 1.11 | P/S Ratio | 2.65 |
| PEG Ratio | 2.85 | Forward PEG | N/A |
| EV/EBITDA | -0.04 | Fwd EV/EBITDA | -0.04 |
| Forward P/S | 3.69 | Fwd Earnings Yield | 8.08% |
| FCF Yield | 2.13% | ||
| Market Cap | 7.83B | Enterprise Value | -32.35M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.96B | 3.28B | 2.97B | 1.94B | 1.37B |
| Net Income | 631.76M | 573.33M | 266.70M | 277.58M | 1.11B |
| EPS (Diluted) | 0.24 | 0.23 | 0.10 | 0.10 | 0.54 |
| Gross Profit | 2.12B | 2.13B | 1.98B | 1.74B | 1.25B |
| Operating Income | 902.00M | 816.29M | 370.57M | 382.85M | 1.02B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 98.39B | 97.37B | 97.15B | 99.00B | 115.55B |
| Total Liabilities | 91.30B | 90.63B | 90.51B | 92.54B | 109.22B |
| Shareholders' Equity | 7.07B | 6.74B | 6.64B | 6.46B | 6.33B |
| Total Debt | 3.95B | 4.81B | 5.09B | 4.48B | 3.08B |
| Cash & Equivalents | 11.82B | 7.50B | 8.04B | 4.66B | 21.30B |
| Current Assets | 17.11B | 7.50B | 8.04B | 4.66B | 21.30B |
| Current Liabilities | 82.44B | 75.91B | 73.52B | 75.64B | 206.27M |