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Dagbereik
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52-Weeksbereik
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Volume
200
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/
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Vorige Slotkoers
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Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 12,4 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 9,2 | 11,7 |
| Net Margin % | 21,4 | 16,8 |
| Rev Growth 5Y % | 21,2 | 11,6 |
| D/E | 0,6 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 0,28
€ 0,24 – € 0,29
|
2,3 B | 1 |
| FY2028 |
€ 0,26
€ 0,23 – € 0,27
|
2,3 B | 1 |
| FY2027 |
€ 0,26
€ 0,22 – € 0,27
|
2,2 B | 1 |
Belangrijkste Punten
Revenue grew 21,24% annually over 5 years — strong growth
Net margin of 21,35% shows strong profitability
Generating 167,13M in free cash flow
P/E of 12,40 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 31,11%
Capital efficient — spends only 1,93% of revenue on capex
Groei
Revenue Growth (5Y)
21,24%
Revenue (1Y)-9,87%
Earnings (1Y)10,19%
FCF Growth (3Y)-75,42%
Kwaliteit
Return on Equity
9,15%
ROIC6,14%
Net Margin21,35%
Op. Margin30,48%
Veiligheid
Debt / Equity
0,56
Current Ratio0,21
Interest Coverage1,08
Waardering
P/E Ratio
12,40
P/B Ratio1,11
EV/EBITDA-0,04
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -9,87% | Revenue Growth (3Y) | -0,17% |
| Earnings Growth (1Y) | 10,19% | Earnings Growth (3Y) | 53,91% |
| Revenue Growth (5Y) | 21,24% | Earnings Growth (5Y) | -13,20% |
| Profitability | |||
| Revenue (TTM) | 2,96B | Net Income (TTM) | 631,76M |
| ROE | 9,15% | ROA | 0,64% |
| Gross Margin | 71,65% | Operating Margin | 30,48% |
| Net Margin | 21,35% | Free Cash Flow (TTM) | 167,13M |
| ROIC | 6,14% | FCF Growth (3Y) | -75,42% |
| Safety | |||
| Debt / Equity | 0,56 | Current Ratio | 0,21 |
| Interest Coverage | 1,08 | Dividend Yield | 0,05% |
| Valuation | |||
| P/E Ratio | 12,40 | P/B Ratio | 1,11 |
| P/S Ratio | 2,65 | PEG Ratio | 2,85 |
| EV/EBITDA | -0,04 | Dividend Yield | 0,05% |
| Market Cap | 7,83B | Enterprise Value | -32,35M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,96B | 3,28B | 2,97B | 1,94B | 1,37B |
| Net Income | 631,76M | 573,33M | 266,70M | 277,58M | 1,11B |
| EPS (Diluted) | 0,24 | 0,23 | 0,10 | 0,10 | 0,54 |
| Gross Profit | 2,12B | 2,13B | 1,98B | 1,74B | 1,25B |
| Operating Income | 902,00M | 816,29M | 370,57M | 382,85M | 1,02B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 98,39B | 97,37B | 97,15B | 99,00B | 115,55B |
| Total Liabilities | 91,30B | 90,63B | 90,51B | 92,54B | 109,22B |
| Shareholders' Equity | 7,07B | 6,74B | 6,64B | 6,46B | 6,33B |
| Total Debt | 3,95B | 4,81B | 5,09B | 4,48B | 3,08B |
| Cash & Equivalents | 11,82B | 7,50B | 8,04B | 4,66B | 21,30B |
| Current Assets | 17,11B | 7,50B | 8,04B | 4,66B | 21,30B |
| Current Liabilities | 82,44B | 75,91B | 73,52B | 75,64B | 206,27M |