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Unum Group

جودة البيانات: 100%
UNM
NYSE Financial Services Insurance - Life
KWD 73.25
▲ KWD 0.73 (1.01%)
القيمة السوقية: 12.26B
نطاق اليوم
KWD 72.84 KWD 74.56
نطاق 52 أسبوعًا
KWD 66.81 KWD 84.48
حجم التداول
1,166,002
متوسط 50 يوم / 200 يوم
KWD 74.51 / KWD 75.80
الإغلاق السابق
KWD 72.52

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس السهم وسيط القطاع
P/E 16.6 10.3
P/B 1.1 1.1
ROE % 6.7 11.7
Net Margin % 5.7 16.8
Rev Growth 5Y % 2.5 11.7
D/E 0.4 0.5

السعر المستهدف للمحللين

Hold
KWD 97.170 +32.7%
Low: KWD 81.000 High: KWD 115.000
مكرر الربحية المستقبلي
8.4
ربحية السهم المستقبلية
KWD 8.748
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
12 B

تقديرات الأرباح

الفترة تقدير ربحية السهم تقدير الإيرادات المحللون
FY2029 KWD 11.950
KWD 11.164 – KWD 13.551
14 B 1
FY2028 KWD 10.863
KWD 10.428 – KWD 11.248
13 B 3
FY2027 KWD 9.749
KWD 9.441 – KWD 9.888
13 B 7

النقاط الرئيسية

Revenue grew 2.48% annually over 5 years — modest growth
Earnings declined -58.49% over the past year
Debt/Equity of 0.35 — conservative balance sheet
Generating 555.40M in free cash flow
Capital efficient — spends only 1.01% of revenue on capex
ROIC of 4.66% — low return on invested capital

النمو

Revenue Growth (5Y)
2.48%
Revenue (1Y)2.07%
Earnings (1Y)-58.49%
FCF Growth (3Y)-27.89%

الجودة

Return on Equity
6.69%
ROIC4.66%
Net Margin5.66%
Op. Margin7.15%

الأمان

Debt / Equity
0.35
Current RatioN/A
Interest Coverage4.47

التقييم

P/E Ratio
16.60
P/B Ratio1.10
EV/EBITDA17.14
Dividend Yield0.02%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 2.07% Revenue Growth (3Y) 2.98%
Earnings Growth (1Y) -58.49% Earnings Growth (3Y) -24.16%
Revenue Growth (5Y) 2.48% Earnings Growth (5Y) -6.85%
Profitability
Revenue (TTM) 13.05B Net Income (TTM) 738.50M
ROE 6.69% ROA 1.15%
Gross Margin 38.22% Operating Margin 7.15%
Net Margin 5.66% Free Cash Flow (TTM) 555.40M
ROIC 4.66% FCF Growth (3Y) -27.89%
Safety
Debt / Equity 0.35 Current Ratio N/A
Interest Coverage 4.47 Dividend Yield 0.02%
Valuation
P/E Ratio 16.60 P/B Ratio 1.10
P/S Ratio 0.94 PEG Ratio -0.33
EV/EBITDA 17.14 Dividend Yield 0.02%
Market Cap 12.26B Enterprise Value 16.00B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 13.05B 12.79B 12.31B 11.88B 11.84B
Net Income 738.50M 1.78B 1.28B 1.41B 981.00M
EPS (Diluted) 4.28 9.46 6.50 6.96 4.02
Gross Profit 4.99B 4.74B 4.03B 3.93B 3.32B
Operating Income 933.50M 2.25B 1.64B 1.75B 1.26B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 64.09B 62.35B 63.61B 61.53B 71.23B
Total Liabilities 52.98B 51.39B 53.96B 52.79B 59.81B
Shareholders' Equity 11.12B 10.96B 9.65B 8.74B 11.42B
Total Debt 3.90B 3.86B 3.54B 3.43B 3.58B
Cash & Equivalents 158.20M 162.80M 146.00M 119.20M 75.00M
Current Assets 1.59B 1.62B 1.69B 1.60B 1.59B
Current Liabilities 0.0 676.00M 399.40M 367.50M 370.10M