Atrás
Rango del Día
$72.84
$74.56
Rango de 52 Semanas
$66.81
$84.48
Volumen
1,166,002
Promedio 50D / 200D
$74.51
/
$75.80
Cierre Anterior
$72.52
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 16.6 | 10.3 |
| P/B | 1.1 | 1.1 |
| ROE % | 6.7 | 11.7 |
| Net Margin % | 5.7 | 16.8 |
| Rev Growth 5Y % | 2.5 | 11.7 |
| D/E | 0.4 | 0.5 |
Precio Objetivo de Analistas
Hold
$97.17
+32.7%
Low: $81.00
High: $115.00
P/E Futuro
8.4
EPS Futuro
$8.75
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
12 B
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2029 |
$11.95
$11.16 – $13.55
|
14 B | 1 |
| FY2028 |
$10.86
$10.43 – $11.25
|
13 B | 3 |
| FY2027 |
$9.75
$9.44 – $9.89
|
13 B | 7 |
Puntos Clave
Revenue grew 2.48% annually over 5 years — modest growth
Earnings declined -58.49% over the past year
Debt/Equity of 0.35 — conservative balance sheet
Generating 555.40M in free cash flow
Capital efficient — spends only 1.01% of revenue on capex
ROIC of 4.66% — low return on invested capital
Crecimiento
Revenue Growth (5Y)
2.48%
Revenue (1Y)2.07%
Earnings (1Y)-58.49%
FCF Growth (3Y)-27.89%
Calidad
Return on Equity
6.69%
ROIC4.66%
Net Margin5.66%
Op. Margin7.15%
Seguridad
Debt / Equity
0.35
Current RatioN/A
Interest Coverage4.47
Valoración
P/E Ratio
16.60
P/B Ratio1.10
EV/EBITDA17.14
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 2.07% | Revenue Growth (3Y) | 2.98% |
| Earnings Growth (1Y) | -58.49% | Earnings Growth (3Y) | -24.16% |
| Revenue Growth (5Y) | 2.48% | Earnings Growth (5Y) | -6.85% |
| Profitability | |||
| Revenue (TTM) | 13.05B | Net Income (TTM) | 738.50M |
| ROE | 6.69% | ROA | 1.15% |
| Gross Margin | 38.22% | Operating Margin | 7.15% |
| Net Margin | 5.66% | Free Cash Flow (TTM) | 555.40M |
| ROIC | 4.66% | FCF Growth (3Y) | -27.89% |
| Safety | |||
| Debt / Equity | 0.35 | Current Ratio | N/A |
| Interest Coverage | 4.47 | Dividend Yield | 0.02% |
| Valuation | |||
| P/E Ratio | 16.60 | P/B Ratio | 1.10 |
| P/S Ratio | 0.94 | PEG Ratio | -0.33 |
| EV/EBITDA | 17.14 | Dividend Yield | 0.02% |
| Market Cap | 12.26B | Enterprise Value | 16.00B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 13.05B | 12.79B | 12.31B | 11.88B | 11.84B |
| Net Income | 738.50M | 1.78B | 1.28B | 1.41B | 981.00M |
| EPS (Diluted) | 4.28 | 9.46 | 6.50 | 6.96 | 4.02 |
| Gross Profit | 4.99B | 4.74B | 4.03B | 3.93B | 3.32B |
| Operating Income | 933.50M | 2.25B | 1.64B | 1.75B | 1.26B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 64.09B | 62.35B | 63.61B | 61.53B | 71.23B |
| Total Liabilities | 52.98B | 51.39B | 53.96B | 52.79B | 59.81B |
| Shareholders' Equity | 11.12B | 10.96B | 9.65B | 8.74B | 11.42B |
| Total Debt | 3.90B | 3.86B | 3.54B | 3.43B | 3.58B |
| Cash & Equivalents | 158.20M | 162.80M | 146.00M | 119.20M | 75.00M |
| Current Assets | 1.59B | 1.62B | 1.69B | 1.60B | 1.59B |
| Current Liabilities | 0.0 | 676.00M | 399.40M | 367.50M | 370.10M |