رجوع

Unum Group 6.250% JR NT58

جودة البيانات: 100%

UNMA

NYSE Financial Services Insurance - Diversified

KWD 23.14

▼ KWD 0.03 (-0.13%)

القيمة السوقية: 5.23B

نطاق اليوم

KWD 23.14 KWD 23.33

نطاق 52 أسبوعًا

KWD 22.70 KWD 25.33

حجم التداول

8,532

متوسط 50 يوم / 200 يوم

KWD 23.50 / KWD 23.69

الإغلاق السابق

KWD 23.17

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس	السهم	وسيط القطاع
P/E	7.1	10.3
P/B	0.5	1.1
ROE %	6.7	11.7
Net Margin %	5.7	16.8
Rev Growth 5Y %	2.1	11.6
D/E	0.3	0.5

السعر المستهدف للمحللين

لا تتوفر تغطية محللين

تقديرات الأرباح

الفترة	تقدير ربحية السهم	تقدير الإيرادات	المحللون
FY2029	KWD 11.950 KWD 11.950 – KWD 11.950	14 B	1
FY2028	KWD 10.942 KWD 10.942 – KWD 10.942	13 B	1
FY2027	KWD 9.749 KWD 9.749 – KWD 9.749	13 B	1

النقاط الرئيسية

Revenue grew 2.14% annually over 5 years — modest growth

Earnings declined -58.49% over the past year

Debt/Equity of 0.34 — conservative balance sheet

Generating 555.40M in free cash flow

P/E of 7.08 — trading at a low valuation

Capital efficient — spends only 1.01% of revenue on capex

النمو

Revenue Growth (5Y)

2.14%

Revenue (1Y)1.46%

Earnings (1Y)-58.49%

FCF Growth (3Y)-27.89%

الجودة

Return on Equity

6.69%

ROIC4.70%

Net Margin5.65%

Op. Margin7.14%

الأمان

Debt / Equity

0.34

Current Ratio3.65

Interest Coverage4.47

التقييم

P/E Ratio

7.08

P/B Ratio0.47

EV/EBITDA9.47

Dividend Yield0.08%

All Fundamental Metrics

Growth
Revenue Growth (1Y)	1.46%	Revenue Growth (3Y)	2.75%
Earnings Growth (1Y)	-58.49%	Earnings Growth (3Y)	-24.16%
Revenue Growth (5Y)	2.14%	Earnings Growth (5Y)	-2.71%
Profitability
Revenue (TTM)	13.08B	Net Income (TTM)	738.50M
ROE	6.69%	ROA	1.15%
Gross Margin	38.16%	Operating Margin	7.14%
Net Margin	5.65%	Free Cash Flow (TTM)	555.40M
ROIC	4.70%	FCF Growth (3Y)	-27.89%
Safety
Debt / Equity	0.34	Current Ratio	3.65
Interest Coverage	4.47	Dividend Yield	0.08%
Valuation
P/E Ratio	7.08	P/B Ratio	0.47
P/S Ratio	0.40	PEG Ratio	-0.10
EV/EBITDA	9.47	Dividend Yield	0.08%
Market Cap	5.23B	Enterprise Value	8.84B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	13.08B	12.89B	12.39B	11.97B	12.01B
Net Income	738.50M	1.78B	1.28B	1.41B	824.20M
EPS (Diluted)	4.28	9.49	6.50	6.96	4.79
Gross Profit	4.99B	12.89B	12.39B	4.97B	4.42B
Operating Income	933.50M	11.71B	11.21B	10.88B	11.00B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Total Assets	64.09B	15.65B	53.95B	51.32B	59.53B
Total Liabilities	52.98B	4.69B	53.96B	42.59B	48.11B
Shareholders' Equity	11.12B	10.96B	9.65B	8.74B	11.42B
Total Debt	3.77B	3.74B	3.43B	3.43B	3.52B
Cash & Equivalents	158.20M	162.80M	146.00M	119.20M	75.00M
Current Assets	1.59B	1.40B	970.90M	4.74B	4.37B
Current Liabilities	435.20M	274.60M	-9.45B	-10.01B	-11.51B

درجات الاستراتيجيات

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)

Rank = position among all matches

Custom Deep Value Investing (Seth Klarman)

#197 of 827

Value Defensive Investing (Benjamin Graham)

#24 of 709

النشاط الأخير

دخل Deep Value Investing (Seth Klarman)

Mar 24, 2026

دخل Defensive Investing (Benjamin Graham)

Mar 24, 2026