Terug
56
72
Dagbereik
€ 23,14
€ 23,33
52-Weeksbereik
€ 22,70
€ 25,33
Volume
8.532
50D / 200D Gem.
€ 23,50
/
€ 23,69
Vorige Slotkoers
€ 23,17
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 7,1 | 10,3 |
| P/B | 0,5 | 1,1 |
| ROE % | 6,7 | 11,6 |
| Net Margin % | 5,7 | 16,8 |
| Rev Growth 5Y % | 2,1 | 11,6 |
| D/E | 0,3 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2029 |
€ 11,95
€ 11,95 – € 11,95
|
14 B | 1 |
| FY2028 |
€ 10,94
€ 10,94 – € 10,94
|
13 B | 1 |
| FY2027 |
€ 9,75
€ 9,75 – € 9,75
|
13 B | 1 |
Belangrijkste Punten
Revenue grew 2,14% annually over 5 years — modest growth
Earnings declined -58,49% over the past year
Debt/Equity of 0,34 — conservative balance sheet
Generating 555,40M in free cash flow
P/E of 7,08 — trading at a low valuation
Capital efficient — spends only 1,01% of revenue on capex
Groei
Revenue Growth (5Y)
2,14%
Revenue (1Y)1,46%
Earnings (1Y)-58,49%
FCF Growth (3Y)-27,89%
Kwaliteit
Return on Equity
6,69%
ROIC4,70%
Net Margin5,65%
Op. Margin7,14%
Veiligheid
Debt / Equity
0,34
Current Ratio3,65
Interest Coverage4,47
Waardering
P/E Ratio
7,08
P/B Ratio0,47
EV/EBITDA9,47
Dividend Yield0,08%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1,46% | Revenue Growth (3Y) | 2,75% |
| Earnings Growth (1Y) | -58,49% | Earnings Growth (3Y) | -24,16% |
| Revenue Growth (5Y) | 2,14% | Earnings Growth (5Y) | -2,71% |
| Profitability | |||
| Revenue (TTM) | 13,08B | Net Income (TTM) | 738,50M |
| ROE | 6,69% | ROA | 1,15% |
| Gross Margin | 38,16% | Operating Margin | 7,14% |
| Net Margin | 5,65% | Free Cash Flow (TTM) | 555,40M |
| ROIC | 4,70% | FCF Growth (3Y) | -27,89% |
| Safety | |||
| Debt / Equity | 0,34 | Current Ratio | 3,65 |
| Interest Coverage | 4,47 | Dividend Yield | 0,08% |
| Valuation | |||
| P/E Ratio | 7,08 | P/B Ratio | 0,47 |
| P/S Ratio | 0,40 | PEG Ratio | -0,10 |
| EV/EBITDA | 9,47 | Dividend Yield | 0,08% |
| Market Cap | 5,23B | Enterprise Value | 8,84B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 13,08B | 12,89B | 12,39B | 11,97B | 12,01B |
| Net Income | 738,50M | 1,78B | 1,28B | 1,41B | 824,20M |
| EPS (Diluted) | 4,28 | 9,49 | 6,50 | 6,96 | 4,79 |
| Gross Profit | 4,99B | 12,89B | 12,39B | 4,97B | 4,42B |
| Operating Income | 933,50M | 11,71B | 11,21B | 10,88B | 11,00B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 64,09B | 15,65B | 53,95B | 51,32B | 59,53B |
| Total Liabilities | 52,98B | 4,69B | 53,96B | 42,59B | 48,11B |
| Shareholders' Equity | 11,12B | 10,96B | 9,65B | 8,74B | 11,42B |
| Total Debt | 3,77B | 3,74B | 3,43B | 3,43B | 3,52B |
| Cash & Equivalents | 158,20M | 162,80M | 146,00M | 119,20M | 75,00M |
| Current Assets | 1,59B | 1,40B | 970,90M | 4,74B | 4,37B |
| Current Liabilities | 435,20M | 274,60M | -9,45B | -10,01B | -11,51B |
Strategiescores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#197 of 825
#24 of 709
Recente Activiteit
Ingestapt
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Ingestapt
Defensive Investing (Benjamin Graham)
Mar 24, 2026