Skip to main content

UWHARRIE CAPITAL CORP

Calidad de datos: 83%
UWHR
OTC Financial Services Depository Institutions
$10.40
▼ $0.10 (-0.95%)
Cap. Mercado: 74.86 M
Precio
$10.40
Cap. Mercado
74.86 M
Rango del Día
$10.50 — $10.50
Rango de 52 Semanas
$7.96 — $11.24
Volumen
100
Apertura $10.50
Promedio 50D / 200D
$10.77
3.45% below
Promedio 50D / 200D
$10.11
2.87% above

Quick Summary

Puntos Clave

ROE of 19.73% — decent returns on equity
Debt/Equity of 0.49 — conservative balance sheet
Generating 8.20 M in free cash flow
P/E of 6.59 — trading at a low valuation

Crecimiento

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)14.58%
FCF Growth (3Y)4.27%

Calidad

Return on Equity
19.73%
Above sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Seguridad

Debt / Equity
0.49
Above sector avg (0.49)
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM)
6.59
Below sector avg (11.15)
P/B Ratio1.24
EV/EBITDAN/A
Dividend YieldN/A

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (2150 pares)
Métrica Acción Mediana del Sector
P/E 6.6 11.2
P/B 1.2 1.2
ROE % 19.7 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 14.58% Earnings Growth (3Y) 14.92%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 3.01%
Profitability
Revenue (TTM) N/A Net Income (TTM) 11.35 M
ROE 19.73% ROA 0.95%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 8.20 M
ROIC N/A FCF Growth (3Y) 4.27%
Safety
Debt / Equity 0.49 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 60.31 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 6.59 Forward P/E N/A
P/B Ratio 1.24 P/S Ratio N/A
PEG Ratio 2.19 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 10.95%
Market Cap 74.86 M Enterprise Value -6.90 M
Per Share
EPS (Diluted TTM) 1.49 Revenue / Share N/A
FCF / Share 1.14 OCF / Share 1.37
EPS CAGR (1Y) 14.62% EPS CAGR (5Y) 2.88%
EPS CAGR (10Y) 23.07%
Efficiency
CapEx / Revenue N/A FCF Conversion 72.20%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 11.35 M 9.91 M 8.60 M 8.25 M 10.08 M
EPS (Diluted) 1.49 1.30 1.12 1.08 1.33
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1.07 M 1.11 M 1.11 M 1.14 M 1.13 M
Interest Expense 38.85 M 35.93 M 13.02 M 3.82 M 1.52 M
Income Tax 3.25 M 2.85 M 2.17 M 1.71 M 2.76 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.20 B 1.13 B 1.07 B 1.02 B 939.68 M
Total Liabilities 1.12 B 1.07 B 1.02 B 982.09 M 878.89 M
Shareholders' Equity 64.90 M 47.02 M 38.79 M 26.74 M 50.13 M
Total Debt 29.07 M 30.58 M 30.48 M 30.65 M 30.61 M
Cash & Equivalents 73.33 M 52.27 M 63.43 M 114.58 M 94.41 M
Current Assets
Current Liabilities