UWHARRIE CAPITAL CORP
Datakwaliteit: 83%
UWHR
OTC
Financial Services
Depository Institutions
€ 10,40
▼
€ 0,10
(-0,95%)
Marktkapitalisatie: 74,86 M
Prijs
€ 10,40
Marktkapitalisatie
74,86 M
Dagbereik
€ 10,50 — € 10,50
52-Weeksbereik
€ 7,96 — € 11,24
Volume
100
Openen € 10,50
50D / 200D Gem.
€ 10,77
3,45% below
50D / 200D Gem.
€ 10,11
2,87% above
Quick Summary
Belangrijkste Punten
ROE of 19,73% — decent returns on equity
Debt/Equity of 0,49 — conservative balance sheet
Generating 8,20 M in free cash flow
P/E of 6,59 — trading at a low valuation
Groei
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)14,58%
FCF Growth (3Y)4,27%
Kwaliteit
Return on Equity
19,73%
Boven sectorgemiddelde (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Veiligheid
Debt / Equity
0,49
Boven sectorgemiddelde (0,49)
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM)
6,59
Onder sectorgemiddelde (11,15)
P/B Ratio1,24
EV/EBITDAN/A
Dividend YieldN/A
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2151 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2151 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 6,6 | 11,2 |
| P/B | 1,2 | 1,2 |
| ROE % | 19,7 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,8 |
| D/E | 0,5 | 0,5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 14,58% | Earnings Growth (3Y) | 14,92% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | 3,01% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 11,35 M |
| ROE | 19,73% | ROA | 0,95% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 8,20 M |
| ROIC | N/A | FCF Growth (3Y) | 4,27% |
| Safety | |||
| Debt / Equity | 0,49 | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 60,31 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 6,59 | Forward P/E | N/A |
| P/B Ratio | 1,24 | P/S Ratio | N/A |
| PEG Ratio | 2,19 | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 10,95% | ||
| Market Cap | 74,86 M | Enterprise Value | -6,90 M |
| Per Share | |||
| EPS (Diluted TTM) | 1,49 | Revenue / Share | N/A |
| FCF / Share | 1,14 | OCF / Share | 1,37 |
| EPS CAGR (1Y) | 14,62% | EPS CAGR (5Y) | 2,88% |
| EPS CAGR (10Y) | 23,07% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 72,20% |
| SBC-Adj. FCF | N/A | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 11,35 M | 9,91 M | 8,60 M | 8,25 M | 10,08 M |
| EPS (Diluted) | 1,49 | 1,30 | 1,12 | 1,08 | 1,33 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 1,07 M | 1,11 M | 1,11 M | 1,14 M | 1,13 M |
| Interest Expense | 38,85 M | 35,93 M | 13,02 M | 3,82 M | 1,52 M |
| Income Tax | 3,25 M | 2,85 M | 2,17 M | 1,71 M | 2,76 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,20 B | 1,13 B | 1,07 B | 1,02 B | 939,68 M |
| Total Liabilities | 1,12 B | 1,07 B | 1,02 B | 982,09 M | 878,89 M |
| Shareholders' Equity | 64,90 M | 47,02 M | 38,79 M | 26,74 M | 50,13 M |
| Total Debt | 29,07 M | 30,58 M | 30,48 M | 30,65 M | 30,61 M |
| Cash & Equivalents | 73,33 M | 52,27 M | 63,43 M | 114,58 M | 94,41 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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