Back
36
Day Range
$30.93
$31.53
52-Week Range
$22.93
$36.77
Volume
379,345
50D / 200D Avg
$33.25
/
$31.55
Prev Close
$31.08
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.4 | 10.3 |
| P/B | 1.0 | 1.1 |
| ROE % | 9.3 | 11.6 |
| Net Margin % | 21.4 | 16.8 |
| Rev Growth 5Y % | 21.0 | 11.6 |
| D/E | 0.1 | 0.5 |
Analyst Price Target
Hold
$39.00
+25.0%
Forward P/E
10.45
Forward EPS
$2.99
EPS Growth (est.)
+0.0%
Est. Revenue
1.14B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$3.23
$3.20 – $3.25
|
1.20B | 5 |
| FY2026 |
$2.99
$2.91 – $3.17
|
1.14B | 6 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-14 | $0.71 | $0.71 | -0.6% |
| 2025-10-22 | $0.70 | $0.75 | +7.8% |
| 2025-07-23 | $0.62 | $0.66 | +6.5% |
| 2025-04-22 | $0.56 | $0.59 | +5.4% |
| 2025-01-22 | $0.55 | $0.63 | +14.5% |
| 2024-10-23 | $0.58 | $0.57 | -1.4% |
| 2024-07-24 | $0.51 | $0.58 | +13.7% |
| 2024-04-24 | $0.50 | $0.52 | +5.4% |
Dividend History
7 yr streakYield
0.03%
Payout Ratio
0.38%
Growth (3Y)
4.45%
Growth (5Y)
6.36%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 13, 2026 | Apr 03, 2026 | $0.25 | 3.31% |
| Dec 15, 2025 | Jan 05, 2026 | $0.25 | 3.04% |
| Sep 15, 2025 | Oct 03, 2025 | $0.25 | 3.06% |
| Jun 13, 2025 | Jul 03, 2025 | $0.24 | 3.40% |
| Mar 14, 2025 | Apr 04, 2025 | $0.24 | 3.34% |
| Dec 16, 2024 | Jan 06, 2025 | $0.24 | 2.83% |
| Sep 16, 2024 | Oct 04, 2024 | $0.24 | 3.19% |
| Jun 14, 2024 | Jul 05, 2024 | $0.23 | 3.80% |
| Mar 14, 2024 | Apr 05, 2024 | $0.23 | 3.69% |
| Dec 14, 2023 | Jan 05, 2024 | $0.23 | 3.05% |
| Sep 14, 2023 | Oct 05, 2023 | $0.23 | 3.49% |
| Jun 14, 2023 | Jul 05, 2023 | $0.23 | 3.47% |
| Mar 14, 2023 | Apr 05, 2023 | $0.23 | 3.24% |
| Dec 14, 2022 | Jan 05, 2023 | $0.22 | 2.58% |
| Sep 14, 2022 | Oct 05, 2022 | $0.22 | 2.56% |
| Jun 14, 2022 | Jul 05, 2022 | $0.21 | 2.86% |
| Mar 14, 2022 | Apr 05, 2022 | $0.21 | 2.12% |
| Dec 14, 2021 | Jan 05, 2022 | $0.20 | 2.28% |
| Sep 14, 2021 | Oct 05, 2021 | $0.20 | 2.69% |
| Jun 14, 2021 | Jul 05, 2021 | $0.19 | 2.23% |
Key Takeaways
Revenue grew 21.03% annually over 5 years — strong growth
Earnings grew 30.01% over the past year
Net margin of 21.35% shows strong profitability
Debt/Equity of 0.06 — conservative balance sheet
Generating 407.72M in free cash flow
P/E of 11.38 — trading at a low valuation
Growth
Revenue Growth (5Y)
21.03%
Revenue (1Y)3.82%
Earnings (1Y)30.01%
FCF Growth (3Y)35.68%
Quality
Return on Equity
9.28%
ROIC8.24%
Net Margin21.35%
Op. Margin27.48%
Safety
Debt / Equity
0.06
Current Ratio0.17
Interest Coverage0.89
Valuation
P/E Ratio
11.38
Forward P/E10.45
P/B Ratio1.03
EV/EBITDA8.84
Dividend Yield0.03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 3.82% | Revenue Growth (3Y) | 9.10% |
| Earnings Growth (1Y) | 30.01% | Earnings Growth (3Y) | 32.28% |
| Revenue Growth (5Y) | 21.03% | Earnings Growth (5Y) | 5.02% |
| Profitability | |||
| Revenue (TTM) | 1.54B | Net Income (TTM) | 328.15M |
| ROE | 9.28% | ROA | 1.17% |
| Gross Margin | 66.00% | Operating Margin | 27.48% |
| Net Margin | 21.35% | Free Cash Flow (TTM) | 407.72M |
| ROIC | 8.24% | FCF Growth (3Y) | 35.68% |
| Safety | |||
| Debt / Equity | 0.06 | Current Ratio | 0.17 |
| Interest Coverage | 0.89 | ||
| Dividends | |||
| Dividend Yield | 0.03% | Payout Ratio | 0.38% |
| Dividend Growth (3Y) | 4.45% | Dividend Growth (5Y) | 6.36% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11.38 | Forward P/E | 10.45 |
| P/B Ratio | 1.03 | P/S Ratio | 2.43 |
| PEG Ratio | 0.40 | Forward PEG | N/A |
| EV/EBITDA | 8.84 | Fwd EV/EBITDA | 9.82 |
| Forward P/S | 3.29 | Fwd Earnings Yield | 9.57% |
| FCF Yield | 10.92% | ||
| Market Cap | 3.73B | Enterprise Value | 3.74B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1.54B | 1.48B | 1.29B | 928.93M | 716.27M |
| Net Income | 328.15M | 252.40M | 187.54M | 277.47M | 269.80M |
| EPS (Diluted) | 2.62 | 2.04 | 1.54 | 2.52 | 2.97 |
| Gross Profit | 1.01B | 879.09M | 782.52M | 804.22M | 724.06M |
| Operating Income | 422.41M | 323.01M | 232.55M | 356.00M | 347.76M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 28.00B | 27.72B | 27.30B | 24.01B | 20.95B |
| Total Liabilities | 24.36B | 24.29B | 24.04B | 21.31B | 18.72B |
| Shareholders' Equity | 3.64B | 3.43B | 3.26B | 2.70B | 2.22B |
| Total Debt | 205.40M | 449.15M | 324.82M | 1.19B | 247.36M |
| Cash & Equivalents | 202.59M | 519.87M | 1.00B | 511.85M | 2.29B |
| Current Assets | 4.04B | 5.04B | 4.42B | 4.20B | 6.83B |
| Current Liabilities | 23.88B | 23.66B | 23.31B | 20.49B | 18.45B |
Strategy Scores
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#273 of 328
Recent Activity
Entered
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026