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City Holding Company

Data quality: 100%
CHCO
NASDAQ Financial Services Banks - Regional
$119.40
▲ $0.40 (0.34%)
Mkt Cap: 1.72B
Day Range
$118.57 $120.48
52-Week Range
$102.22 $133.59
Volume
69,870
50D / 200D Avg
$122.32 / $122.75
Prev Close
$119.00

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (855 peers)

Metric Stock Sector Median
P/E 13.2 10.3
P/B 2.1 1.1
ROE % 16.9 11.6
Net Margin % 33.3 16.8
Rev Growth 5Y % 14.4 11.6
D/E 0.6 0.5

Analyst Price Target

Hold
$130.00 +8.9%
Forward P/E
13.36
Forward EPS
$8.94
EPS Growth (est.)
+0.0%
Est. Revenue
325.34M

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $9.36
$9.23 – $9.48
335.51M 4
FY2026 $8.94
$8.91 – $8.96
325.34M 4

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-01-21 $2.26 $2.18 -3.5%
2025-10-22 $2.15 $2.41 +12.1%
2025-07-22 $1.97 $2.29 +16.2%
2025-04-23 $1.84 $2.06 +12.0%
2025-01-23 $1.91 $1.94 +1.6%
2024-10-24 $1.92 $2.02 +5.2%
2024-07-23 $1.91 $1.96 +2.6%
2024-04-23 $1.86 $1.97 +5.9%

Dividend History

7 yr streak

Yield

0.03%

Payout Ratio

0.36%

Growth (3Y)

9.76%

Growth (5Y)

7.28%

Ex-Date Payment Date Amount Yield
Jan 15, 2026 Jan 30, 2026 $0.87 2.69%
Oct 15, 2025 Oct 31, 2025 $0.87 2.70%
Jul 15, 2025 Jul 31, 2025 $0.79 2.58%
Apr 15, 2025 Apr 30, 2025 $0.79 2.75%
Jan 15, 2025 Jan 31, 2025 $0.79 2.52%
Oct 15, 2024 Oct 31, 2024 $0.79 2.45%
Jul 15, 2024 Jul 31, 2024 $0.72 2.50%
Apr 12, 2024 Apr 30, 2024 $0.72 2.83%
Jan 11, 2024 Jan 31, 2024 $0.72 2.62%
Oct 12, 2023 Oct 31, 2023 $0.72 2.91%
Jul 13, 2023 Jul 31, 2023 $0.65 2.81%
Apr 13, 2023 Apr 28, 2023 $0.65 2.78%
Jan 12, 2023 Jan 31, 2023 $0.65 2.69%
Oct 13, 2022 Oct 31, 2022 $0.65 2.63%
Jul 14, 2022 Jul 29, 2022 $0.60 3.04%
Apr 13, 2022 Apr 29, 2022 $0.60 3.11%
Jan 13, 2022 Jan 31, 2022 $0.60 2.79%
Oct 14, 2021 Oct 29, 2021 $0.58 2.98%
Jul 14, 2021 Jul 30, 2021 $0.58 3.15%
Apr 14, 2021 Apr 30, 2021 $0.58 2.86%

Key Takeaways

Revenue grew 14.43% annually over 5 years — strong growth
ROE of 16.94% — decent returns on equity
Net margin of 33.28% shows strong profitability
Generating 128.45M in free cash flow
P/E of 13.18 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 8.81%

Growth

Revenue Growth (5Y)
14.43%
Revenue (1Y)5.62%
Earnings (1Y)11.43%
FCF Growth (3Y)-2.32%

Quality

Return on Equity
16.94%
ROIC9.19%
Net Margin33.28%
Op. Margin41.46%

Safety

Debt / Equity
0.64
Current Ratio0.03
Interest Coverage1.92

Valuation

P/E Ratio
13.18
Forward P/E13.36
P/B Ratio2.12
EV/EBITDA12.83
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 5.62% Revenue Growth (3Y) 8.28%
Earnings Growth (1Y) 11.43% Earnings Growth (3Y) 6.82%
Revenue Growth (5Y) 14.43% Earnings Growth (5Y) 10.32%
Profitability
Revenue (TTM) 392.11M Net Income (TTM) 130.49M
ROE 16.94% ROA 1.94%
Gross Margin 79.01% Operating Margin 41.46%
Net Margin 33.28% Free Cash Flow (TTM) 128.45M
ROIC 9.19% FCF Growth (3Y) -2.32%
Safety
Debt / Equity 0.64 Current Ratio 0.03
Interest Coverage 1.92
Dividends
Dividend Yield 0.03% Payout Ratio 0.36%
Dividend Growth (3Y) 9.76% Dividend Growth (5Y) 7.28%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 13.18 Forward P/E 13.36
P/B Ratio 2.12 P/S Ratio 4.39
PEG Ratio 1.01 Forward PEG N/A
EV/EBITDA 12.83 Fwd EV/EBITDA 13.19
Forward P/S 5.29 Fwd Earnings Yield 7.49%
FCF Yield 7.47%
Market Cap 1.72B Enterprise Value 2.09B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 392.11M 371.25M 334.45M 255.73M 228.65M
Net Income 130.49M 117.10M 114.37M 102.07M 88.08M
EPS (Diluted) 8.94 7.89 7.61 6.80 5.66
Gross Profit 309.80M 283.24M 279.18M 245.60M 221.92M
Operating Income 162.57M 144.52M 143.11M 127.33M 111.19M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 6.72B 6.46B 6.17B 5.88B 6.00B
Total Liabilities 5.91B 5.73B 5.49B 5.30B 5.32B
Shareholders' Equity 809.68M 730.66M 677.07M 577.85M 681.11M
Total Debt 517.67M 475.66M 434.86M 290.96M 312.46M
Cash & Equivalents 152.11M 225.39M 156.28M 200.00M 634.63M
Current Assets 101.93M 261.45M 1.51B 1.72B 2.06B
Current Liabilities 3.12B 5.47B 5.27B 5.16B 5.24B

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
#818 of 1049
31
#194 of 220
23

Recent Activity

Entered Cash Flow Compounder
Mar 24, 2026
Entered Capital Light Compounder
Mar 24, 2026